tag:blogger.com,1999:blog-27886233368308931032024-03-25T17:36:42.629-07:00João DinheiroUm João ninguém tentando ganhar dinheiroJoão Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.comBlogger81125tag:blogger.com,1999:blog-2788623336830893103.post-69313713312229741462024-03-17T09:25:00.000-07:002024-03-17T17:01:42.940-07:00Fechamento - Fevereiro/2024 - R$ 732 786,32 (+2,57% ou +R$ 18 348,32)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Fevereiro/2024.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjEeEuPR8Yxo5TQr9DqpmUPsw_sPep-7wQb2Cs7j6RoFdR3IBYIEjO9jOz3jnPL-Pz9n5CHJ1zkbyH0zNPpiXx1CEnE1f7l7oFYptNhFbBVY3oKs6B7NRXLVb2S3tL6rr3UVDRcel4hn8uRhMuvGHVBHRtqxKeJNT8MilrUvxuY9LDdQxf3_0bqQHpBCA/s1200/WOC-7-4.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="800" data-original-width="1200" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjEeEuPR8Yxo5TQr9DqpmUPsw_sPep-7wQb2Cs7j6RoFdR3IBYIEjO9jOz3jnPL-Pz9n5CHJ1zkbyH0zNPpiXx1CEnE1f7l7oFYptNhFbBVY3oKs6B7NRXLVb2S3tL6rr3UVDRcel4hn8uRhMuvGHVBHRtqxKeJNT8MilrUvxuY9LDdQxf3_0bqQHpBCA/w400-h266/WOC-7-4.jpeg" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Eu ao lado da minha companheira June Carter (representando os meus dividendos), segurando as oscilações no mercado e mais notícias ruins no trabalho, mas mesmo assim mantendo os aportes constantes...</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: justify;">A bolsa se recuperou em fevereiro, exceto os FI-Agro, que ainda estão sofrendo por causa das notícias de recuperação judicial de várias empresas e calote de dívidas. Criptomoedas também dispararam e ajudaram a ampliar o patrimônio. Aportei mais de R$ 12 mil, e consegui ultrapassar os R$ 730 mil de patrimônio, marcando um novo recorde.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUvgCdJMXM9MEa0UVbagYGFoXSUEdZiqkHKxNq24qTqGMpUFGBsiUvDReBgLiWtHU4e8om2e8h8n_xa6NsF2DtlTYlYr_EYtTnVqgSWlflVvrOIOu-fBzQZlQe_JAUPSWFRFZGUrZ6FYuDVrL1vBBBeVIoBQBYlpQInJ_VYXzqnLEfSwEGLOp6d5Nj2w/s1448/Captura%20de%20tela%202024-03-15%20141202.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="804" data-original-width="1448" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUvgCdJMXM9MEa0UVbagYGFoXSUEdZiqkHKxNq24qTqGMpUFGBsiUvDReBgLiWtHU4e8om2e8h8n_xa6NsF2DtlTYlYr_EYtTnVqgSWlflVvrOIOu-fBzQZlQe_JAUPSWFRFZGUrZ6FYuDVrL1vBBBeVIoBQBYlpQInJ_VYXzqnLEfSwEGLOp6d5Nj2w/s16000/Captura%20de%20tela%202024-03-15%20141202.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão mensal do resultado de 2024</span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjr-vgMUO1NaWS8l9W1AaELRcFgp6ibeFCU_n_789HmaVHAgemcl_NR5nCGhxdqERnVR9C9K7S4MV8Z7XyFNdMovLNr2SKZic7PnaNodWVHqunT_475EiWK9eRJTO-VA1GyUs1wCAa5uWn7KVZV_X2NuR2D0xgSLdrIbx2yqCzV7N8mUF38Jy4satkgw/s1437/Captura%20de%20tela%202024-03-15%20141239.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="807" data-original-width="1437" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjr-vgMUO1NaWS8l9W1AaELRcFgp6ibeFCU_n_789HmaVHAgemcl_NR5nCGhxdqERnVR9C9K7S4MV8Z7XyFNdMovLNr2SKZic7PnaNodWVHqunT_475EiWK9eRJTO-VA1GyUs1wCAa5uWn7KVZV_X2NuR2D0xgSLdrIbx2yqCzV7N8mUF38Jy4satkgw/s16000/Captura%20de%20tela%202024-03-15%20141239.png" /></a></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Visão anual do resultado de 2024</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">Mês de Fevereiro foi melhor de proventos, com R$ 4 802,12 recebidos, mais que o dobro dos R$ 2 006,40 recebidos em Fevereiro/2023, sendo o maior valor já recebido no mês de fevereiro da história da minha carteira.</div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">No mês, recebi R$ 2 252,79 de Ações, R$ 1 918,83 de FIIs, R$ 547,75 de fundos e R$ 82,76 de Tesouro Direto.</div><div class="separator" style="clear: both;">O dividend yield mensal foi de 0,66% e 6,07% no acumulado de 12 meses, com R$ 3 703,89 recebidos em média por mês.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;">Aportei R$ 12 482,62 no mês, reinvestindo sempre os proventos recebidos.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em Ações, FIIs, Tesouro Direto e Fundos.</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em Ações, comprei empresa farmacêutica e banco que já estavam na carteira.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em FIIs, comprei fundos de </span>lajes corporativas e renda urbana que já estavam na carteira.</div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em Tesouro Direto, aportei em Tesouro IPCA e em Tesouro Selic.</span></div><div class="separator" style="clear: both;">Em Fundos, comprei um novo FI-Agro.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Na divisão da carteira, Ações representam 42,3%, FIIs com 34,5%, Tesouro Direto com 15,2%, Fundos com 6,7% e ETFs com 1,4%.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Sigo focando os aportes em FIIs e Fundos (FI-Agro).</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiy0lC-ECKE0S2RRc1qD13cbxDr21J2HdISkGM7Xrm8L8z9rQ6V3rOKG3EVDNJESDdljL01bGiTsp6-XqcjAUz6ntlR_cUcjBv7LTJ2c2ycLeLmXLm2oIQ4BaZ9P23ZtUlL6LhsQeCS_jC8kC7MVE-U0QTivwWMpnRWfFIMrNUrJuwpG8uh-OtX6tNYPA/s1455/Captura%20de%20tela%202024-03-15%20141253.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="790" data-original-width="1455" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiy0lC-ECKE0S2RRc1qD13cbxDr21J2HdISkGM7Xrm8L8z9rQ6V3rOKG3EVDNJESDdljL01bGiTsp6-XqcjAUz6ntlR_cUcjBv7LTJ2c2ycLeLmXLm2oIQ4BaZ9P23ZtUlL6LhsQeCS_jC8kC7MVE-U0QTivwWMpnRWfFIMrNUrJuwpG8uh-OtX6tNYPA/s16000/Captura%20de%20tela%202024-03-15%20141253.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos em 2024</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEis0w7K8mwy-XMZyi6cIxXxG4lvXLIMfmg4_o_XSjbOMJrGnwb-PJJUgVr_dRQ5W91WV6zABioK3A1zDe4zMZz7GbU2slqoupH9RSMxjwYndv_nggMwMlCnGhhoHseIC4nmGC-YoCP0iFJxoVteL8CFS5goI3YN-sxT45r4beEEXfws0cQ5uy5SL96j7g/s1085/Captura%20de%20tela%202024-03-15%20141307.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="743" data-original-width="1085" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEis0w7K8mwy-XMZyi6cIxXxG4lvXLIMfmg4_o_XSjbOMJrGnwb-PJJUgVr_dRQ5W91WV6zABioK3A1zDe4zMZz7GbU2slqoupH9RSMxjwYndv_nggMwMlCnGhhoHseIC4nmGC-YoCP0iFJxoVteL8CFS5goI3YN-sxT45r4beEEXfws0cQ5uy5SL96j7g/s16000/Captura%20de%20tela%202024-03-15%20141307.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira no mês</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, fechei com 31,88% em fundos de papel e 68,12% em fundos de tijolo.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Os maiores setores são Shoppings (16,45%), Logística (14,11%) e Renda Urbana (14,11%). </span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUnTxoLB4aikWY52JIlgGKvsLABDspBCkECxFtaTXtekweccROcl0Zdsnwv_fUtJdtUKrf7wpAadEEG70iTq1xXD1K24RnfcqyTDd_n_0M3Avfdp2izp4jp8GeKjgqlkz4u1S7o2zehFlYtD6ROKfwlRa-Xnt2Zfj-xueEeRqE9XJKT293FOYq0F1CYw/s816/Captura%20de%20tela%202024-03-15%20141436.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="505" data-original-width="816" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUnTxoLB4aikWY52JIlgGKvsLABDspBCkECxFtaTXtekweccROcl0Zdsnwv_fUtJdtUKrf7wpAadEEG70iTq1xXD1K24RnfcqyTDd_n_0M3Avfdp2izp4jp8GeKjgqlkz4u1S7o2zehFlYtD6ROKfwlRa-Xnt2Zfj-xueEeRqE9XJKT293FOYq0F1CYw/s16000/Captura%20de%20tela%202024-03-15%20141436.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: justify;"><br /></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><br /></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaZry0cjCITJ6C-4LYGdycrjRphvLbA2THJRttI0HyeBZPTng4sfaJQjA29FSllyXO9S1lPZX27wCoAWh-Yqh2QgG83SojUflgaDdYaqwz4zf2KZfWiz9MXXy6sADD6nuUheGqiksHwXEHECs06VF-LIMp2WtHOYe9mTPXiU6yauhEI8aOnKr1KpX1tQ/s1030/Captura%20de%20tela%202024-03-15%20141453.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="652" data-original-width="1030" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaZry0cjCITJ6C-4LYGdycrjRphvLbA2THJRttI0HyeBZPTng4sfaJQjA29FSllyXO9S1lPZX27wCoAWh-Yqh2QgG83SojUflgaDdYaqwz4zf2KZfWiz9MXXy6sADD6nuUheGqiksHwXEHECs06VF-LIMp2WtHOYe9mTPXiU6yauhEI8aOnKr1KpX1tQ/s16000/Captura%20de%20tela%202024-03-15%20141453.png" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da carteira de FIIs por setor</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (23,30%), Bancos (19,42%) e </span><span style="text-align: left;">Seguros (17,08%),</span><span style="text-align: left;"> </span></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEixMIre-4Xv1gF3yGml_-anRzsDMdZUwY_pVVwCjtGztJQejvmpvACHhOMVpRpE3Ip5aFjnzr_ZTMcwXCu266zbIomNXipvTP-BQclzyGNKQGahyeMDKzozmE7AC_V-oGRTl3RwarnErw-iG29Dxts_hO-C9vnQgv-Fc1avD5woo3fWwG56lIabQVqELA/s1036/Captura%20de%20tela%202024-03-15%20141507.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="590" data-original-width="1036" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEixMIre-4Xv1gF3yGml_-anRzsDMdZUwY_pVVwCjtGztJQejvmpvACHhOMVpRpE3Ip5aFjnzr_ZTMcwXCu266zbIomNXipvTP-BQclzyGNKQGahyeMDKzozmE7AC_V-oGRTl3RwarnErw-iG29Dxts_hO-C9vnQgv-Fc1avD5woo3fWwG56lIabQVqELA/s16000/Captura%20de%20tela%202024-03-15%20141507.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de Ações por setor</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><span style="text-align: left;"><br /></span></div></div><div style="text-align: center;"><div><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Em fundos, 51% estão em FI-Infra e 49% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcLT5kouBZ_N5lo9Fpq4euV88amjIkJlPLTqLa5Am4DnRFXZpiTVrjNcSdm93ZYtNKGBBRrhmQSSfzMZypD9vzC0_2EYL36EWtrM7gPZSTF-9ImS_1R-RqXaugtc1Ur4ngfiM6CHMSfENCzqg6JCBeAxIbfGaGHcfc0QAOcOMvJz0dFWSH-2CSW8k0Xw/s802/Captura%20de%20tela%202024-03-15%20141614.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="497" data-original-width="802" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcLT5kouBZ_N5lo9Fpq4euV88amjIkJlPLTqLa5Am4DnRFXZpiTVrjNcSdm93ZYtNKGBBRrhmQSSfzMZypD9vzC0_2EYL36EWtrM7gPZSTF-9ImS_1R-RqXaugtc1Ur4ngfiM6CHMSfENCzqg6JCBeAxIbfGaGHcfc0QAOcOMvJz0dFWSH-2CSW8k0Xw/s16000/Captura%20de%20tela%202024-03-15%20141614.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em ETFs, 72% estão em Criptomoedas, e 28% em Ações Americanas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiO9cjXDhXr8LqRG25FKVYVjpVVDE4c9dwd_zJL0uPDrcCJfRlOW-OuB4nouFJ3aiEaHN1M85gP__HJe4rCG1B8k3Syn_IFAxDJ80muyYBr2YNrs4K42a8l7vRmJjti8WrIH7BvDkQ8h0oIGYiqHoxQ8vaYA8qzO_fbMDWbVta8gyEQfBZfuM1a1FNtAQ/s948/Captura%20de%20tela%202024-03-15%20141530.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="527" data-original-width="948" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiO9cjXDhXr8LqRG25FKVYVjpVVDE4c9dwd_zJL0uPDrcCJfRlOW-OuB4nouFJ3aiEaHN1M85gP__HJe4rCG1B8k3Syn_IFAxDJ80muyYBr2YNrs4K42a8l7vRmJjti8WrIH7BvDkQ8h0oIGYiqHoxQ8vaYA8qzO_fbMDWbVta8gyEQfBZfuM1a1FNtAQ/s16000/Captura%20de%20tela%202024-03-15%20141530.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><br /></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;">Em fevereiro, retornei para o ritmo normal, e terminei de ler apenas um livro: aneiro, comecei empolgado e concluí 2 livros: "Guia Suno Fiagros: A nova fronteira dos investimentos brasileiros", de Octaciano Neto e Jean Tosetto. Peguei uma promoção e consegui esse e-book gratuitamente.</div><div class="separator" style="clear: both; text-align: left;">O livro é uma introdução bem superficial, e explora apenas os aspectos básicos (estrutura, tipos e tributação), deixando de lado vários pontos importantes e que são difíceis para o investidor iniciante analizar sozinho (garantias, tipos de devedores, setores, geografias, produtos). Por outro lado, a linguagem é bem fácil e acessível.</div><div class="separator" style="clear: both; text-align: left;">Não foi um desperdício de tempo, mas o livro me deixou frustrado por ser muito básico e sem ter detalhado aspectos importantes da análise e que vi, na prática, como fazem falta.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;">Recomendo apenas se você tem curiosidade sobre essa classe de investimento e nunca leu um relatórios gerencial de FI-Agro ou de FII do agro. Caso contrário, não recomendo.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;">Somente cursos on-line da empresa.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mês ainda mais complicado, pois o gerente do projeto avisou que "o gato subiu no telhado", e que vão haver cortes de 20% a 30% na empresa, e que o projeto que estou será também impactado.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Então nos próximos meses devem ter novidades, talvez negativas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Se o pior acontecer e eu for demitido, vou estar numa condição bem melhor que em 2020, pois os dividendos mensais já garantem um rendimento mínimo, ainda que não cubra todos os meus gastos e da minha família ainda.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Além do processo seletivo que começou em janeiro, participei de mais 2 no mês, sendo que um deles avancei bastante e cheguei na fase de entrevista com o gestor novamente, mas acabei não passando em nenhum. Em um deles, não passei por causa do salário novamente.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">As vagas de TI com salários altos (acima de R$ 10 mil) são raras e estão bem concorridas, e</span><span style="font-family: arial;"> muitas empresas estão segurando os custos na parte de TI.</span><span style="font-family: arial;"> Mas sigo na busca, e estou pensando até em prestar algum concurso público na área de TI.</span></div></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></div></span></div></span></div></div></div><div class="separator" style="clear: both; text-align: justify;"><b style="font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div><div class="separator" style="clear: both; text-align: justify;"><div style="text-align: left;"><div class="separator" style="clear: both;"></div></div><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;">Sigo firme na academia e mais gente comenta sobre o meu emagrecimento, porém ainda estou longe do meu objetivo. </div><div style="text-align: left;">Somente em março consegui fazer os exames de rotina e no final do mês vou retornar no cardiologista para avaliar.</div><div style="text-align: left;"><br /></div><div style="text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Mês foi melhor na parte financeira, mas muito preocupante na parte profissional.</div><div>Sigo com foco em aportes e cuidando da minha saúde.</div><div><br /></div><div><br /></div><div>Sucesso,</div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Abraço</span></div></div></div></span></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com2tag:blogger.com,1999:blog-2788623336830893103.post-24623077336847646392024-02-10T11:35:00.000-08:002024-02-10T11:35:10.283-08:00Fechamento - Janeiro/2024 - R$ 714 438,00 (-2,07% ou -R$ 15 077,33)<p><span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Janeiro/2024, o primeiro do ano.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjKM-5ECyrq6yHAQgGTu2EdTxv6XWxqx1ywcEYZ3GrfwsTTS8BQ_z0R2BFiSz3dpyT5l9avVWCSxMJEoBzwDm046GFTt0EJwj6VCxPjqSmndWVpQrbQCJwBAa0qd9WSWhtRvLPUW2NnzbcGn522p4aKWt-um6q-jkAkKhc-SwsLyGIcuMxNyiylF6MfGw/s600/DD-jtYxXoAA8ndU.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="472" data-original-width="600" height="315" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjKM-5ECyrq6yHAQgGTu2EdTxv6XWxqx1ywcEYZ3GrfwsTTS8BQ_z0R2BFiSz3dpyT5l9avVWCSxMJEoBzwDm046GFTt0EJwj6VCxPjqSmndWVpQrbQCJwBAa0qd9WSWhtRvLPUW2NnzbcGn522p4aKWt-um6q-jkAkKhc-SwsLyGIcuMxNyiylF6MfGw/w400-h315/DD-jtYxXoAA8ndU.jpg" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Uma imagem do último show de Johnny Cash, em julho de 2003, representando a minha tranquilidade para enfrentar esse mês, com queda de patrimônio e problemas no trabalho...</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">Após a virada de ano, a bolsa entrou numa espiral de queda, afetando todos os ativos de renda variável. Fiz um aporte acima de R$ 9 mil, mas mesmo assim tive queda de R$ 15 mil no patrimônios.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjgBDsk9DCFa9c4G1aSlgLkPTKa1EFjP5Pf3tQRbpBT3SZ_w_lNHswp0hvLK6ln_94jzDfTFGSGN3kwAJ_44-MbNin0-Xf-VGzMeAKY-imcdjhGRrnrjqfpvi3nAgK-SkwtGGT87KAhE7KpD07gEvbYLmat3_XkPMfmc28emKIb5F5COABBCHaegTUgVg/s1450/Captura%20de%20tela%202024-02-10%20120208.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="804" data-original-width="1450" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjgBDsk9DCFa9c4G1aSlgLkPTKa1EFjP5Pf3tQRbpBT3SZ_w_lNHswp0hvLK6ln_94jzDfTFGSGN3kwAJ_44-MbNin0-Xf-VGzMeAKY-imcdjhGRrnrjqfpvi3nAgK-SkwtGGT87KAhE7KpD07gEvbYLmat3_XkPMfmc28emKIb5F5COABBCHaegTUgVg/s16000/Captura%20de%20tela%202024-02-10%20120208.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão mensal do resultado de 2024</span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiR3UPp_fr_oToAofXqywEzwGgByJ9xcn04YxrHnoneTpiCS6Aq9QGZJteFGcqcSC7w52W5j3EJsknX0NMKt07cutK-z3zYg9PZdnm6d99Q7RhEFVepXTK0IepR5thijBBIsi3p9rVifubapOTu7KqAGO5066ZC7NAWYfLpXNWB3zWaFoR1V62I1tx1Tw/s1441/Captura%20de%20tela%202024-02-10%20120545.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="809" data-original-width="1441" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiR3UPp_fr_oToAofXqywEzwGgByJ9xcn04YxrHnoneTpiCS6Aq9QGZJteFGcqcSC7w52W5j3EJsknX0NMKt07cutK-z3zYg9PZdnm6d99Q7RhEFVepXTK0IepR5thijBBIsi3p9rVifubapOTu7KqAGO5066ZC7NAWYfLpXNWB3zWaFoR1V62I1tx1Tw/s16000/Captura%20de%20tela%202024-02-10%20120545.png" /></a></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Visão anual do resultado de 2024</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">Mês de Janeiro foi bom de proventos, com R$ 3 678,29 recebidos, pouco acima dos R$ 3 493,45 recebidos em Janeiro/2023.</div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">No mês, recebi R$ 2 188,48 de FIIs, R$ 953,76 de ações e R$ 536,05 de fundos.</div><div class="separator" style="clear: both;">O dividend yield mensal foi de 0,51% e 5,83% no acumulado de 12 meses, com R$ 3 471,14 recebidos em média por mês.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;">Aportei R$ 17 209,56 no mês, reinvestindo sempre os proventos recebidos.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em FIIs, Tesouro Direto, Ações, e Fundos.</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em FIIs, comprei fundos de </span>Shoppings que já estavam na carteira.</div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em Tesouro Direto, aportei em Tesouro IPCA e em Tesouro Selic.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em Ações, comprei empresa farmacêutica.</span></div><div class="separator" style="clear: both;">Em Fundos, comprei um FI-Agro que já estava na carteira.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Na divisão da carteira, Ações representam 42,5%, FIIs com 34,7%, Tesouro Direto com 15,1%, Fundos com 6,6% e ETFs com 1,1%.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Sigo focando os aportes em FIIs e Fundos (FI-Agro e FI-Infra).</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-Gno6RR3o7eMwrioZS72jvEnZlxRJbvq0riANNJ27HKZ4RvTkgc3r9ihANhhsNpO9o65irdO5FoV86HEF5zm3rKy3foV0XO7ViHyE5K3bYaLwgE73mFWeoxiXyIXaua_4zPDGT-dbigzltjki9MIiQ0uVU3YdeVe_gAxsuIRbl4xaWk1de5_XCSXkbw/s1458/Captura%20de%20tela%202024-02-10%20120601.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="794" data-original-width="1458" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-Gno6RR3o7eMwrioZS72jvEnZlxRJbvq0riANNJ27HKZ4RvTkgc3r9ihANhhsNpO9o65irdO5FoV86HEF5zm3rKy3foV0XO7ViHyE5K3bYaLwgE73mFWeoxiXyIXaua_4zPDGT-dbigzltjki9MIiQ0uVU3YdeVe_gAxsuIRbl4xaWk1de5_XCSXkbw/s16000/Captura%20de%20tela%202024-02-10%20120601.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos em 2024</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPL844QNhucioHZSAL7oPrrXOkkJRnG20ovaCGCYc5_NFax2TztVdX72YD7sU4yYGBQ0So3H2dVoZhkeKlhCuBm21PlAcFOolcllDEBkzAepFe7GyV93dHYkDDATkX32auPnQGFm-pfT3HAS3Fq3y7W3bIx-MGmDjyhOxf6H_7dwhIqdhyphenhyphen_rBmDsl_hQ/s1084/Captura%20de%20tela%202024-02-10%20120756.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="742" data-original-width="1084" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPL844QNhucioHZSAL7oPrrXOkkJRnG20ovaCGCYc5_NFax2TztVdX72YD7sU4yYGBQ0So3H2dVoZhkeKlhCuBm21PlAcFOolcllDEBkzAepFe7GyV93dHYkDDATkX32auPnQGFm-pfT3HAS3Fq3y7W3bIx-MGmDjyhOxf6H_7dwhIqdhyphenhyphen_rBmDsl_hQ/s16000/Captura%20de%20tela%202024-02-10%20120756.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira no mês</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, fechei com 32,71% em fundos de papel e 67,29% em fundos de tijolo.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Os maiores setores são Shoppings (16,63%), Logística (14,05%) e Renda Urbana (13,78%). </span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgnoWvRZyRyzqw6oF7fJ9NrCsjCFYL5Po2V9qIYXfkLJ4UqpM3TvQ64WffiXurps7cv72I3PvBfcyUIOc1n_eKzjZM2WcGzmIjMBhb1oNZHysZlORQFxm7kJajUCnWf-rQXcGhEHz0qEdo7Cpt7bc9f7Xxyv05l0ih1dpaT_kDCS5lSXXVzpRCWS0zK6w/s829/Captura%20de%20tela%202024-02-10%20121353.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="531" data-original-width="829" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgnoWvRZyRyzqw6oF7fJ9NrCsjCFYL5Po2V9qIYXfkLJ4UqpM3TvQ64WffiXurps7cv72I3PvBfcyUIOc1n_eKzjZM2WcGzmIjMBhb1oNZHysZlORQFxm7kJajUCnWf-rQXcGhEHz0qEdo7Cpt7bc9f7Xxyv05l0ih1dpaT_kDCS5lSXXVzpRCWS0zK6w/s16000/Captura%20de%20tela%202024-02-10%20121353.png" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: justify;"><br /></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><br /></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPBzo6h_2qW_hIvWyeTOWHArckjE56R-qLb24QB_Fb75zCBdEb4eQrR5-3H7wG5Bac2rTvAjI4JlSA3NdEYDzvMfUqn6poky9_VXHi1aSmly4YMLNU4C4m2L5N66wbh8ASJe3C4kMlNvR5nm49QH6dVT5rj3235XbFBPQ4icjjv9qrl_Uo5R_znBtGqg/s1031/Captura%20de%20tela%202024-02-10%20121410.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="652" data-original-width="1031" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPBzo6h_2qW_hIvWyeTOWHArckjE56R-qLb24QB_Fb75zCBdEb4eQrR5-3H7wG5Bac2rTvAjI4JlSA3NdEYDzvMfUqn6poky9_VXHi1aSmly4YMLNU4C4m2L5N66wbh8ASJe3C4kMlNvR5nm49QH6dVT5rj3235XbFBPQ4icjjv9qrl_Uo5R_znBtGqg/s16000/Captura%20de%20tela%202024-02-10%20121410.png" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da carteira de FIIs por setor</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (23,95%), Bancos (19,30%) e </span><span style="text-align: left;">Seguros (17,93%),</span><span style="text-align: left;"> </span></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhjBEw5tssj3JJE-ZuceyCurWwL-o9bPoBbuJ1W6aWm0JmUJBy5MMDpx0pRTGM2rxLhD0BcS6k254i8JPEgNnmTSWvOHlC5P0pnp7blCB1-sftzqhfTMXhmI-Mh5_WPDrozCVUnuFPuDg3JinQZGtW1AzvFfBAFH04T3y4bp-QkGbVFsI1G2n0jhw6JFQ/s1031/Captura%20de%20tela%202024-02-10%20121427.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="584" data-original-width="1031" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhjBEw5tssj3JJE-ZuceyCurWwL-o9bPoBbuJ1W6aWm0JmUJBy5MMDpx0pRTGM2rxLhD0BcS6k254i8JPEgNnmTSWvOHlC5P0pnp7blCB1-sftzqhfTMXhmI-Mh5_WPDrozCVUnuFPuDg3JinQZGtW1AzvFfBAFH04T3y4bp-QkGbVFsI1G2n0jhw6JFQ/s16000/Captura%20de%20tela%202024-02-10%20121427.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de Ações por setor</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div><span style="text-align: left;"><br /></span></div></div></div><div style="text-align: center;"><div><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Em fundos, 54% estão em FI-Infra e 46% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi70mjIbZwvqqhyep_Yk9GZCRxkh3fq-YtXpwPM-7Hj-FJ-yIWcghGXfn5KYqxJI1GGChDbntbnO7-0C8-5tGYQuaNOFPKCVfZ0Lom5LHwIj9zAd9wMJObjq-HrN50nua_b129pv5iqM8z5_cHBVa5fUE2o1utpK9Az_WO7Wi7_5U2X8tKZjxrBZmXeLA/s921/Captura%20de%20tela%202024-02-10%20121534.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="474" data-original-width="921" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi70mjIbZwvqqhyep_Yk9GZCRxkh3fq-YtXpwPM-7Hj-FJ-yIWcghGXfn5KYqxJI1GGChDbntbnO7-0C8-5tGYQuaNOFPKCVfZ0Lom5LHwIj9zAd9wMJObjq-HrN50nua_b129pv5iqM8z5_cHBVa5fUE2o1utpK9Az_WO7Wi7_5U2X8tKZjxrBZmXeLA/s16000/Captura%20de%20tela%202024-02-10%20121534.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em ETFs, 65% estão em Criptomoedas, e 35% em Ações Americanas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgbe6H4PeXA2fwg4olnmcBsBXhi4-SAXezRpUBxNTml9VQSKqr6qhOdWi5RkGPmMFng6hfkW3l3ro9zidaIphASP2qd8o3gSYAmk8u2AabxC4IccRbwGc-2tVxPmwEk_dbHIJGtp-x9F2iQXYvJKM7jA1PmJdyg8Xm0rKFJKFye6y8tcB85Egc0rX81MA/s905/Captura%20de%20tela%202024-02-10%20121503.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="514" data-original-width="905" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgbe6H4PeXA2fwg4olnmcBsBXhi4-SAXezRpUBxNTml9VQSKqr6qhOdWi5RkGPmMFng6hfkW3l3ro9zidaIphASP2qd8o3gSYAmk8u2AabxC4IccRbwGc-2tVxPmwEk_dbHIJGtp-x9F2iQXYvJKM7jA1PmJdyg8Xm0rKFJKFye6y8tcB85Egc0rX81MA/s16000/Captura%20de%20tela%202024-02-10%20121503.png" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><br /></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;">Em janeiro, comecei empolgado e concluí 2 livros: "Freakonomics: o lado oculto e inesperado de tudo que nos afeta" e "Superfreakonomics: o lado oculto do dia a dia", ambos de Steven D. Levitt e Stephen J. Dubner.</div><div class="separator" style="clear: both; text-align: left;">Os livros são de um economista e um jornalista, que usam estatística e análise de dados para avaliar temas do cotidiano.</div><div class="separator" style="clear: both; text-align: left;">O primeiro livro é muito melhor que o segundo, e traz alguns questionamento interessantes. As partes mais interessantes são que avaliam se o nome da criança impacta no futuro, fatores que reduzem a criminalidade e interação de macacos com dinheiro.</div><div class="separator" style="clear: both; text-align: left;">Recomendo a leitura do primeiro livro para quem se interessa por economia comportamental, enquanto que o segundo é muito fraco, dando muito destaque para uma startup que tem projetos ambientais que parecem deslocados da realidade.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;">Sem novos cursos por enquanto.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mês complicado, pois a empresa anunciou que o primeiro semestre será muito duro, e terá que cortar uns 20% dos funcionários, além de cobrar fortemente a volta aos escritórios. Meu gerente informou que o projeto onde estou atuando é um dos que poderá ser afetado pelos cortes, então estou um pouco preocupado.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">O processo seletivo que estava participando em dezembro acabei não sendo aprovado.</span></div><div class="separator" style="clear: both;">Por outro lado, fiz 2 entrevista em janeiro, sendo que em uma delas passei para a entrevista com o gerente, o que deve acontecer nos próximos dias e estou bem empolgado.</div><div class="separator" style="clear: both;"><br /></div></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Continuo voando na academia, com emagrecimento visível. </div><div>Fôlego melhorou mais ainda. Troquei a planilha de treino de musculação e estou conseguindo aumentar a carga com mais frequência.</div><div>Agora esse mês devo ir no cardiologista e fazer alguns exames de rotina.</div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Ano começou fraco, com queda de patrimônio e problemas na parte profissional.</div><div>Mas sigo com foco em aportes e cuidando da minha saúde.</div><div><br /></div><div><br /></div><div>Sucesso,</div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Abraço</span></div></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com3tag:blogger.com,1999:blog-2788623336830893103.post-38875395149087069892024-01-14T11:07:00.000-08:002024-01-14T11:07:29.523-08:00Fechamento - Dezembro/2023 - R$ 729 515,53 (+7,55% ou +R$ 51 201,33)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Dezembro/2023, o último de 2023. Como sempre, analisarei o resultado anual de cada categoria e irei comparar com as minhas metas para o ano.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQnNfsqeXZ3NQbbs9FwQfyJ3qi0Asxm-0himEhv3GXJYT3pCG8Y07RdtZCXz3YSBfsFZ35ZtpHoshZTq3aFD0Hhav3m-9UrrvGsumYc_jKJTfwg9L2ind7XcdoMDZpjKaok2o8oERXB4KhbkNzKothhhmqV02ZavfZoqg_jGK0DiZWTd8_rdoCTr461A/s900/GettyImages-2578263.webp" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="697" data-original-width="900" height="310" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQnNfsqeXZ3NQbbs9FwQfyJ3qi0Asxm-0himEhv3GXJYT3pCG8Y07RdtZCXz3YSBfsFZ35ZtpHoshZTq3aFD0Hhav3m-9UrrvGsumYc_jKJTfwg9L2ind7XcdoMDZpjKaok2o8oERXB4KhbkNzKothhhmqV02ZavfZoqg_jGK0DiZWTd8_rdoCTr461A/w400-h310/GettyImages-2578263.webp" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Eu com o meu patrimônio e meus dividendos, ao fechar o resultado do ano...</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">As cotações continuaram subindo no fim do ano de 2023, impulsionando o resultado da carteira. Consegui fazer um aporte poderoso, acima de R$ 17 mil, o que fez meu patrimônio superar a barreira de R$ 720 mil.</div><div class="separator" style="clear: both; text-align: justify;">No ano, aportei quase R$ 160 mil, um novo recorde.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhK83cG6JmsXwVPzHMBqtnOxs36T4TXSAtzSE8AgbLm3BBqA4KV_u1mijshhCjS21VPEbYZv0vQaNrGDIh925kOBWAhaO6rjQ4tR9e_jmqai8XecjRMjYYdm5yl5obmmA5rNVccarCEJiXmCeC-zVlR-2M-c8_shg0VdYxHoVc08gE9vGPRWalQpIvXVA/s1455/Patrimonio01.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="808" data-original-width="1455" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhK83cG6JmsXwVPzHMBqtnOxs36T4TXSAtzSE8AgbLm3BBqA4KV_u1mijshhCjS21VPEbYZv0vQaNrGDIh925kOBWAhaO6rjQ4tR9e_jmqai8XecjRMjYYdm5yl5obmmA5rNVccarCEJiXmCeC-zVlR-2M-c8_shg0VdYxHoVc08gE9vGPRWalQpIvXVA/s16000/Patrimonio01.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão mensal do resultado de 2023</span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEio3sPut8OnnCf7eZFWkyFu8qNk3nBdgPmPy8MZMD3WBv1qH8R7NVdTSYAVScwgiOXUYMZyilwxI3gU02NWUPYBhJrpkPKA6bXt3nCqXyLAtd2GvtKwRMnspqmgMl37GdcxaFyUaN8UFo3mDLDNt39mp6TmY_OIWkxKOhhWxTie2IhQqspZOzggK8uoaA/s1445/Patrimonio02.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="811" data-original-width="1445" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEio3sPut8OnnCf7eZFWkyFu8qNk3nBdgPmPy8MZMD3WBv1qH8R7NVdTSYAVScwgiOXUYMZyilwxI3gU02NWUPYBhJrpkPKA6bXt3nCqXyLAtd2GvtKwRMnspqmgMl37GdcxaFyUaN8UFo3mDLDNt39mp6TmY_OIWkxKOhhWxTie2IhQqspZOzggK8uoaA/s16000/Patrimonio02.png" /></a></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Visão anual do resultado de 2023</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">Mês de Dezembro foi melhor de proventos, com R$ 4 127,20 recebidos, acima dos R$ 3 235,00 recebidos em Dezembro/2022. Esse ano recebi no total R$ 41 185,02 em proventos, e mais um pouco com aluguel de ações. É uma sensação ótima alcançar esse resultado, pois motiva demais. Quando eu comparo com o meu primeiro fechamento anual aqui no blog, em Dezembro/2017 (<a href="https://joaodinheiro.blogspot.com/2018/01/fechamento-dezembro2017-r-117-02168-252.html" target="_blank">neste link</a>), quem que comemorei por receber mais de R$ 100 num mês de dividendos, é uma baita evolução.</div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">No mês, recebi R$ 1 829,17 de FIIs, R$ 1 759,92 de ações e R$ 538,11 de fundos.</div><div class="separator" style="clear: both;">No ano, recebi R$ 19 501,43 de FIIs, R$ 17 550,10 de ações e R$ 4 133,49 de Fundos, em que pela primeira vez FIIs pagaram mais dividendos do que ações, mesmo representando um percentual da carteira.</div><div class="separator" style="clear: both;">O dividend yield mensal foi de 0,57% e 5,68% no acumulado de 12 meses, com R$ 3 455,74 recebidos em média por mês.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;">Aportei R$ 17 209,56 no mês, reinvestindo sempre os proventos recebidos.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em FIIs, Fundos, Ações, Tesouro Direto e ETFs.</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em FIIs, comprei fundos de Papel</span>, Renda Urbana e Escritórios, todos que já estavam na carteira, além de um novo fundo de Shoppings.</div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em Tesouro Direto, aportei em Tesouro IPCA novamente e um pouco em Tesouro Selic.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em Ações, comprei banco e empresa farmacêutica.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em ETFs, comprei o fundo de criptomoedas.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Em Fundos, comprei um pouco de um FI-Agro que já estava na carteira.</span></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Na divisão da carteira, Ações representam 44,3%, FIIs com 33,9%, Tesouro Direto com 14,3%, Fundos com 6,5% e ETFs com 1,0%.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Sigo focando os aportes em FIIs e Fundos (FI-Agro e FI-Infra).</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhEMZqXa4sq0BuXTYV2lwW63bh8xKj-gRQRhO48o-dj-6LHD-ZaMQ6J19Q5EgKlNFkRgPpARAjXhv1G7BolMO7-ckOjo05rdg6FMoIqlwtpCnDkGwHjcKUIGuMKy74tXNAGojHU0JBvJM9JJzuB1d8qxfBuR0BppfL0_Qg11li0EapRPLndsy8zLVOMZg/s1461/Patrimonio03.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="797" data-original-width="1461" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhEMZqXa4sq0BuXTYV2lwW63bh8xKj-gRQRhO48o-dj-6LHD-ZaMQ6J19Q5EgKlNFkRgPpARAjXhv1G7BolMO7-ckOjo05rdg6FMoIqlwtpCnDkGwHjcKUIGuMKy74tXNAGojHU0JBvJM9JJzuB1d8qxfBuR0BppfL0_Qg11li0EapRPLndsy8zLVOMZg/s16000/Patrimonio03.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos em 2023</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigshyphenhyphen7DW_ix06Hvp6jIZdmtz1c4_VtY1uu3fIotD3ov-9JBGApQFyldCDqR-9_daqEcQmZwR6fSN2cYnRtHJQ-Oj97pXdkl6xNIa398diESpVZACieQwQZ1zkcgJ0flgfK9pRFUiFYDlC2AY1ullEDOR2i1N8HmxcqFP-wkf0fluWS5jYEiJfvw6bcgQ/s1085/Patrimonio04.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="746" data-original-width="1085" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigshyphenhyphen7DW_ix06Hvp6jIZdmtz1c4_VtY1uu3fIotD3ov-9JBGApQFyldCDqR-9_daqEcQmZwR6fSN2cYnRtHJQ-Oj97pXdkl6xNIa398diESpVZACieQwQZ1zkcgJ0flgfK9pRFUiFYDlC2AY1ullEDOR2i1N8HmxcqFP-wkf0fluWS5jYEiJfvw6bcgQ/s16000/Patrimonio04.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira no mês</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, fechei com 34,31% em fundos de papel e 65,69% em fundos de tijolo.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Os maiores setores são Shoopins (15,04%), Logística (14,22%) e Renda Urbana (14,13%). </span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgPnjmUQIqhlghr850uWvxo6uSn0GCaand-vNT_R4doEg04agsgJ0qot5l1XDY56RFH9OhXLbjq6ibLZOTG4WDh2ZMoa2R2lmaAi9xFfogY_2teDxUgSxHTQ0cHQB6e7HC87fQ_JvH6uic4rgVgd-heSbOS6HXyYhBDmcd20TR4mpmYMEsE0-8urQVC-A/s812/patrimonio05.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="509" data-original-width="812" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgPnjmUQIqhlghr850uWvxo6uSn0GCaand-vNT_R4doEg04agsgJ0qot5l1XDY56RFH9OhXLbjq6ibLZOTG4WDh2ZMoa2R2lmaAi9xFfogY_2teDxUgSxHTQ0cHQB6e7HC87fQ_JvH6uic4rgVgd-heSbOS6HXyYhBDmcd20TR4mpmYMEsE0-8urQVC-A/s16000/patrimonio05.png" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><br /></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><br /></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdVGvgZ0tNdw94QR1W2EdCH_miFZOnyiRuSf6SnmnELKmU4l4LBsbadAk2ZaovV0VGUZS4VP8UBrOEJ15nojzpGWqs-o3M7wJ2v0-CMutSQljTYsLFkb6XFHZzLGioR7zhyXMMQSOmmFYoCW3t2-gXEXhihLj0jQ-YE6OjsSJfYQR1fYLK2R-IgEz00Q/s1033/patrimonio06.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="648" data-original-width="1033" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdVGvgZ0tNdw94QR1W2EdCH_miFZOnyiRuSf6SnmnELKmU4l4LBsbadAk2ZaovV0VGUZS4VP8UBrOEJ15nojzpGWqs-o3M7wJ2v0-CMutSQljTYsLFkb6XFHZzLGioR7zhyXMMQSOmmFYoCW3t2-gXEXhihLj0jQ-YE6OjsSJfYQR1fYLK2R-IgEz00Q/s16000/patrimonio06.png" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da carteira de FIIs por setor</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="font-family: "Times New Roman"; text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (24,20%), Bancos (18,76%) e </span><span style="text-align: left;">Seguros (16,64%),</span><span style="text-align: left;"> </span></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvQ0SPKCDgptA3-qwqHo9HHGLSNS2d14sVWcxkx2WavPZEYOSzLUmkpogkoTPHmZK10ELiOsVHZHntaWYdFjP5_t5jT-Rq5wvSL1aly4rhfwE8tPzqmcrKbbew-FnsbUrMSDN_YgaCDEjn4oVeTRs1I8a7ZpJoFlT7aorNjolsq0E0Nt0Fd1nJfsuSdQ/s1040/patrimonio07.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="582" data-original-width="1040" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvQ0SPKCDgptA3-qwqHo9HHGLSNS2d14sVWcxkx2WavPZEYOSzLUmkpogkoTPHmZK10ELiOsVHZHntaWYdFjP5_t5jT-Rq5wvSL1aly4rhfwE8tPzqmcrKbbew-FnsbUrMSDN_YgaCDEjn4oVeTRs1I8a7ZpJoFlT7aorNjolsq0E0Nt0Fd1nJfsuSdQ/s16000/patrimonio07.png" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de Ações por setor</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div></div></div><div style="text-align: center;"><div style="font-family: "Times New Roman";"><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Em fundos, 55% estão em FI-Infra e 45% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiM43eqAl6mhP5g2WtaIkn8HWruaH1FZLDvp-5_gVQ_duLvlC0ulAUe7mdxmpVLPIhGm8M04CXOtGMszaB8Nf4bggqpM3n9_66pgNb85ih3ZXOYVry0JA3rg5pDGLaJmqT2p9msJ4IHdAJegb74KgN2QlcjlmKA8viCqiCQ0wJSdM-GP5Djl25fZQ_Jww/s989/patrimonio08.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="472" data-original-width="989" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiM43eqAl6mhP5g2WtaIkn8HWruaH1FZLDvp-5_gVQ_duLvlC0ulAUe7mdxmpVLPIhGm8M04CXOtGMszaB8Nf4bggqpM3n9_66pgNb85ih3ZXOYVry0JA3rg5pDGLaJmqT2p9msJ4IHdAJegb74KgN2QlcjlmKA8viCqiCQ0wJSdM-GP5Djl25fZQ_Jww/s16000/patrimonio08.png" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div><div style="text-align: center;"><div style="font-family: "Times New Roman";"><br /></div><div style="font-family: "Times New Roman";"><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ETFs, 64% estão em Criptomoedas, e 36% em Ações Americanas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhDySR1GE1ZM-WX9HHeOsZcgep4px4LYIOx2JJe3OVZnHLYXvtwMSxRq4USqCRSZlh2ar63pOmkx5JsCSxlSwB3LjfLAqMicq-yv3wox5zgddL0TCr2gYxaWd9c9ioJImrS5Sz1dTsCUbDyeGdUw3Yg7enbJ7qZRccTgr5gHkBAfrRYCx2zwQyKoakmoA/s750/patrimonio09.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="508" data-original-width="750" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhDySR1GE1ZM-WX9HHeOsZcgep4px4LYIOx2JJe3OVZnHLYXvtwMSxRq4USqCRSZlh2ar63pOmkx5JsCSxlSwB3LjfLAqMicq-yv3wox5zgddL0TCr2gYxaWd9c9ioJImrS5Sz1dTsCUbDyeGdUw3Yg7enbJ7qZRccTgr5gHkBAfrRYCx2zwQyKoakmoA/s16000/patrimonio09.png" /></a></div><br /><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div><div style="text-align: center;"><div style="font-family: "Times New Roman";"><br /></div><div style="font-family: "Times New Roman";"><br /></div><div style="font-family: "Times New Roman";"><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><br /></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial; text-align: left;">Em dezembro terminei o livro "Subliminar: Como o inconsciente influencia nossas vidas", do Leonard Mlodinow. O autor explica de um jeito bem fácil como o inconsciente impacta em nossa tomada de decisões e como os nossos sentidos são complexos. Ele demonstra, por exemplo, que a descrição dos pratos nos cardápio, caso seja mais complexa, pode levar as pessoas a pedirem um determinado produto.</div><div class="separator" style="clear: both; font-family: arial; text-align: left;">Livro bem interessante para quem tem curiosidade sobre psicologia, e aprendi muita coisa que eu não sabia. Com certeza recomendo a leitura.</div><div class="separator" style="clear: both; font-family: arial; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: arial; text-align: left;">Na parte de estudos, fiz apenas alguns cursos obrigatórios da empresa. </div><div class="separator" style="clear: both; font-family: arial; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: arial; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mês de dezembro puxado, com o cliente concluir uma série de projetos que estavam "enrolando" para fazer, querendo compensar meses de desorganização.</span></div><div class="separator" style="clear: both;">Participei de um processo seletivo, e cheguei até na etapa de proposta financeira, e estou aguardando retorno da empresa.</div><div class="separator" style="clear: both;"><br /></div></div><div style="font-family: arial;"><br /></div><div style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Continuo voando na academia, com emagrecimento visível. </div><div>Fôlego melhorou bem, e mais uma bela reduzida na gordura, com alguns partes do corpo com músculos visíveis. Mas ainda estou longe do shape que desejo.</div><div>Passei pela nutricionista, e que recomendou a dupla básica de suplementação "Creatina+Whey Protein", sem grandes novidades.</div><div><br /></div><div><br /></div><div><br /></div><div><span style="background-color: white; font-family: "Times New Roman"; font-size: 16px;"><span face=""><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Avaliação das Metas para 2023:</span></b></div></span></span></span></span><div class="separator" style="background-color: white; clear: both; font-size: 16px;"><div class="separator" style="clear: both;"><span face=""><span face=""><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span><div class="separator" style="clear: both;"><span face=""><span face=""><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Meta nº 1: </span><span style="font-family: arial;">Chegar no final do ano com patrimônio de R$ 600 mil</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Avaliação: Atingi a meta </span><span style="font-family: arial;">em junho, e consegui superar R$ 700 mil em dezembro, batendo a meta com louvor.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><span style="font-family: arial;">Resultado: <b><span style="color: #6aa84f;">OK</span></b> </span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span face=""><span face=""><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Meta nº 2: Alcançar R$ 40 mil em proventos no ano</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Avaliação: Ultrapassei R$ 41 mil de proventos recebidos no ano, e cheguei bem perto da marca de R$ 3 500,00 por mês. Então considero que bati a meta.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Resultado: </span><b style="font-family: arial;"><span style="color: #6aa84f;">OK</span></b><span style="font-family: arial;"> </span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></span></span></div></div></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Meta nº 3: Ler mais de 12 livros no ano</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Avaliação: Li 13 livros no ano, então alcancei a meta com certa tranquilidade.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Resultado: </span><b style="font-family: arial;"><span style="color: #6aa84f;">OK</span></b><span style="font-family: arial;"> </span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></div></div></span></span></div></div></span></div></span></span></div></div></div><div><span style="background-color: white; font-family: "Times New Roman"; font-size: 16px;"><span face=""><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Metas para 2024:</span></b></div></span></span></span></span><div class="separator" style="background-color: white; clear: both; font-size: 16px;"><div class="separator" style="clear: both;"><span face=""><span face=""><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span><div class="separator" style="clear: both;"><span face=""><span face=""><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Meta nº 1: Chegar no final do ano com patrimônio de R$ 800 mil</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Justificativa: Se eu conseguir manter a minha média de aportes acima de R$ 6 mil, e não tivermos nenhuma surpresa negativa, somente com os aportes devo bater essa meta. Como na parte profissional estou bastante receoso, vou deixar a minha meta bastante conservadora. </span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Meta nº 2: Alcançar R$ 50 mil em proventos no ano</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Justificativa: Incrementando mensalmente minha renda passiva, quero atingir cerca de R$ 4 500,00 de média recebidos por mês, o que seria próximo desse valor total.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></span></span></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Meta nº 3: Ler mais de 12 livros no ano</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Justificativa: Quero repetir a disciplina que tive esse ano e continuar com a leitura regular de livros, e pelo menos 1 por mês entendo ser bastante razoável.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Meta nº 3: Chegar abaixo dos 85 Kg</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Justificativa: No final de Novembro/2023, passei por uma avaliação física e fiquei pouco acima de 90 Kg. Então meu objetivo é seguir forte na academia, com boa alimentação, e reduzir de peso até ficar abaixo de 85 Kg, com percentual de gordura de 20% ou menos, algo que faz uns 10 anos que não chego. Entendo que o maior desafio será manter a rotina de treinos caso eu mude de emprego.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div></div></span></div></span></span></div></div></div><div><br /></div><div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Ano foi excelente, com muitas conquistas pessoais, melhora na qualidade de vida e resultado financeiro excelente.</div><div>Agora é trabalhar duro para conseguir bater as metas de 2024.</div><div><br /></div><div>Um excelente ano para todos.</div><div><br /></div><div><br /></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="text-align: left;">Sucesso,</span></div><div class="separator" style="clear: both;"><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;">Abraço</div></div></div></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div><div><span style="font-family: arial;"><br /></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com2tag:blogger.com,1999:blog-2788623336830893103.post-76101795354356875032023-12-10T10:16:00.000-08:002024-01-14T10:30:31.322-08:00Fechamento - Novembro/2023 - R$ 678 314,20 (+5,04% ou +R$ 32 534,49)<p><span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Novembro/2023, o penúltimo do ano. E que mês....</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh2jG4CsjoFIBOVSRaD0Nnv-dHoTDkmo_NaBxnUnp06Wu6OWnpdTcXK7V51PX5sBDTd93xSCc9gncURllw8qPw9XFWm4NSmoxAxJ-ugsAUi0ph_8W2G1MMU88J5wJUDmDAHU0tLFWjZlmebHyhcfN4czhmzh4TjzXU0h4JxqycoP_yvJXUjxogqCwadNg/s1200/Bob-Dylan-Johnny-Cash.webp" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1102" data-original-width="1200" height="367" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh2jG4CsjoFIBOVSRaD0Nnv-dHoTDkmo_NaBxnUnp06Wu6OWnpdTcXK7V51PX5sBDTd93xSCc9gncURllw8qPw9XFWm4NSmoxAxJ-ugsAUi0ph_8W2G1MMU88J5wJUDmDAHU0tLFWjZlmebHyhcfN4czhmzh4TjzXU0h4JxqycoP_yvJXUjxogqCwadNg/w400-h367/Bob-Dylan-Johnny-Cash.webp" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Eu com meu amigo "Aportes" (representado pelo Bob Dylan) ao longo do mês, mesmo com a subida das cotações na bolsa, e refletindo sobre a vida profissional...</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">Ao contrário do último mês, as cotações em Novembro subiram bem, especialmente ações. Consegui aportar acima de R$ 11 mil, o que impulsionou meu patrimônio para um novo recorde, de quase R$ 680 mil. É praticamente 10x o valor que eu tinha em 2016, quando encerrei com R$ 71 mil.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div></div></div></div></span></div></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgeHZvNcfUf-2l-NtH_0Qc0sdyBvxmqnytqpyXN5217WdOZq9HeYFko5aLhbet0OiKz7AFvpyQ0Qj4Cqi9MG0tNLhfduDzc_VSJSPTW3AngXklSxkq0N_FOzp1i-ZOfdDnCjr5Ts1e3Acf3wStWApwV3Wxyl-aAlpxSnskJYnOyPoY3fwH7rRxiPDM09g/s1450/patrimonio01.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="808" data-original-width="1450" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgeHZvNcfUf-2l-NtH_0Qc0sdyBvxmqnytqpyXN5217WdOZq9HeYFko5aLhbet0OiKz7AFvpyQ0Qj4Cqi9MG0tNLhfduDzc_VSJSPTW3AngXklSxkq0N_FOzp1i-ZOfdDnCjr5Ts1e3Acf3wStWApwV3Wxyl-aAlpxSnskJYnOyPoY3fwH7rRxiPDM09g/s16000/patrimonio01.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2023</span></div><div style="font-family: arial;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div style="font-family: arial;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div style="font-family: arial;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhCjmjG6w_TV8paCmmbcdn91F354MUvPPY35rYmFY0tmgbMsqr2xIZlPQu3NsUbpPMftt6hVywljXf4tLvXIc7M-GsBc2a7AcC8OVFwqiydflgHSW1Hfdwz8PRbwpME-LHdlW1ST1w6qX9wT7cf1S65x7DLg6fOewn83EXWrJd7RA83MlfjH1DmENXBOQ/s1442/patrimonio02.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="811" data-original-width="1442" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhCjmjG6w_TV8paCmmbcdn91F354MUvPPY35rYmFY0tmgbMsqr2xIZlPQu3NsUbpPMftt6hVywljXf4tLvXIc7M-GsBc2a7AcC8OVFwqiydflgHSW1Hfdwz8PRbwpME-LHdlW1ST1w6qX9wT7cf1S65x7DLg6fOewn83EXWrJd7RA83MlfjH1DmENXBOQ/s16000/patrimonio02.png" /></a></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Visão anual do resultado de 2023</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">Mês um pouco mais fraco de proventos, com R$ 2 879,76 recebidos, um pouco acima dos R$ 2 837,14 recebidos em novembro/2022. Esse ano já recebi R$ 37 057,82 de proventos.</div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">Recebi R$ 1 785,52 de FIIs, R$ 616,13 de açõe e R$ 478,11 de fundos.</div><div class="separator" style="clear: both;">O dividend yield mensal foi de 0,42% e 5,98% no acumulado de 12 meses, com R$ 3 381,41 recebidos em média por mês. Sigo buscando chegar na minha meta de R$ 3,5 mil médios recebidos por mês até o final do ano, e devo fechar 2023 com algo entre R$ 40 mil e R$ 41 mil recebidos no total.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;">Aportei R$ 12 115,01 no mês, reinvestindo os proventos recebidos.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em FIIs, Fundos, Ações e Tesouro Direto.</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei fundos de Papel (maior parte, por estarem bem descontados) e Renda Urbana, todos que já estavam na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Fundos, comprei 2 que já estavam na carteira (1 FI-Infra e 1 FI-Agro).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Ações, comprei banco novamente e uma empresa do setor industrial, que já tinha na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Tesouro Direto, aportei em Tesouro IPCA novamente.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 44,2%, FIIs com 33,3%, Tesouro Direto com 14,9%, Fundos com 6,7% e ETFs com 0,9%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sigo focando os aportes em FIIs e Fundos (FI-Agro e FI-Infra).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjURzp_UF2H3FKpLkognn2HphBKfVrQCEKw52OV_C9b0vFUDYisg5L0ZsZTrIy5rD3539PwkL7h0U3XfI_g6hpBte6-gMFvCTRMUu_HtwqPerOCXgkhkougY2qtW89yJmooKQqk9_-4oAty8ehBNFSbILTQuYP8ZCnHF3hDa8l_ENLM5kLXQKcSfkYaTw/s1461/patrimonio03.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="794" data-original-width="1461" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjURzp_UF2H3FKpLkognn2HphBKfVrQCEKw52OV_C9b0vFUDYisg5L0ZsZTrIy5rD3539PwkL7h0U3XfI_g6hpBte6-gMFvCTRMUu_HtwqPerOCXgkhkougY2qtW89yJmooKQqk9_-4oAty8ehBNFSbILTQuYP8ZCnHF3hDa8l_ENLM5kLXQKcSfkYaTw/s16000/patrimonio03.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos em 2023</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0sd15krFlV_1GL6rO4DpyuppJEZyqY927JHiVONvOYH7JKE2nXxZ3JWwLtK7B6u9mn6osFi44WSzdn4mZozaP49ehFFB28bWmaYSA9oz0JaGv6Wv-T53DMm0BHzSX8jznAGW-zXxOPC4rCFcWIC-cyRRW3HE8DttCfVYUpwy3C0pqCwVXboZXFp3WsQ/s1088/patrimonio04.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="745" data-original-width="1088" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0sd15krFlV_1GL6rO4DpyuppJEZyqY927JHiVONvOYH7JKE2nXxZ3JWwLtK7B6u9mn6osFi44WSzdn4mZozaP49ehFFB28bWmaYSA9oz0JaGv6Wv-T53DMm0BHzSX8jznAGW-zXxOPC4rCFcWIC-cyRRW3HE8DttCfVYUpwy3C0pqCwVXboZXFp3WsQ/s16000/patrimonio04.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira no mês</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, fechei com 34,24% em fundos de papel e 65,76% em fundos de tijolo.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Os maiores setores são Logística (14,72%), Renda Urbana (14,17%) e Shoppings (12,99%). Vou seguir aumentando a exposição em fundos de papel até chegar a uns 35%.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWm_BWE4-hVscdFlJ8ofsHwiBiGQMam03zvPPJb-0J53Vw5wphBibaSL1NmvIdezAVkp3AYmazrNGo7ByQ57JE37mGDBlz1pCpWT1MaClImfbJyjb3HBFGvJFCnltTSlMQwqG7ARUAFMutI7BBbOwauc95zQrBhXiWYyUIHxNeAO_4cn0_CgEu1rML5Q/s860/patrimonio05.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="541" data-original-width="860" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWm_BWE4-hVscdFlJ8ofsHwiBiGQMam03zvPPJb-0J53Vw5wphBibaSL1NmvIdezAVkp3AYmazrNGo7ByQ57JE37mGDBlz1pCpWT1MaClImfbJyjb3HBFGvJFCnltTSlMQwqG7ARUAFMutI7BBbOwauc95zQrBhXiWYyUIHxNeAO_4cn0_CgEu1rML5Q/s16000/patrimonio05.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><br /></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiORdDs_J9myfPVhdqmyn4pI09w2LKku-xkTvq9hMBS2ZIva4Ni8dssQrKFzbVykukCCk5jWmG7MkbKLereyoya9hICX9GAzDsIYy0glVjD2o7CUbPWUN8oQVJWk52b0XBa8fFMo2G6hlrJSgKA4Fmb7fTLmFPXzZ3xfokopY9QmZJ0oL6N71Bsa4FiXA/s1034/patrimonio06.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="654" data-original-width="1034" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiORdDs_J9myfPVhdqmyn4pI09w2LKku-xkTvq9hMBS2ZIva4Ni8dssQrKFzbVykukCCk5jWmG7MkbKLereyoya9hICX9GAzDsIYy0glVjD2o7CUbPWUN8oQVJWk52b0XBa8fFMo2G6hlrJSgKA4Fmb7fTLmFPXzZ3xfokopY9QmZJ0oL6N71Bsa4FiXA/s16000/patrimonio06.png" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da carteira de FIIs por setor</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (24,85%), Bancos (18,01%) e </span><span style="text-align: left;">Seguros (16,58%),</span><span style="text-align: left;"> </span></div><div style="text-align: justify;"><br /></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhH_rFpgo5DAF8ibV3nRY-A6xmUhyMRkJRj134BWY6J8dAJ-6orvN_QVBi3TOrD9T7ZYjofcMeWt5KbmGAn94IKZbiUhx31ZGFHsReJiXPThfvOerQJcrbwl0wlhmNIhpwtMuXoR10YkzKt6vCoTPWyCJ4-STsMfMGjWJgG0joQStr3U4mN7929LPduSw/s1039/patrimonio07.png" style="font-family: "Times New Roman"; margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="588" data-original-width="1039" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhH_rFpgo5DAF8ibV3nRY-A6xmUhyMRkJRj134BWY6J8dAJ-6orvN_QVBi3TOrD9T7ZYjofcMeWt5KbmGAn94IKZbiUhx31ZGFHsReJiXPThfvOerQJcrbwl0wlhmNIhpwtMuXoR10YkzKt6vCoTPWyCJ4-STsMfMGjWJgG0joQStr3U4mN7929LPduSw/s16000/patrimonio07.png" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de Ações por setor</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div></div></div><div style="text-align: center;"><div style="font-family: "Times New Roman";"><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Em fundos, 55% estão em FI-Infra e 45% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEikej2w_OWMlw3Jaxdv4dzrTfWqQohGDyVLf5MGjhWb1FNAncwnFJyolkLN-ZJEFt5afxaVo7n3RjjY2Cw7T_tbkJ9nXTnomiOAPnZbFJGgaf6nrdvrT8Fp0ERVg88VwlnAV_RpCb7FKsGHvC1K_5MfcoofkXMRVY4_GlwtkF96aFNeJY8h2ADA28FrbA/s915/patrimonio08.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="471" data-original-width="915" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEikej2w_OWMlw3Jaxdv4dzrTfWqQohGDyVLf5MGjhWb1FNAncwnFJyolkLN-ZJEFt5afxaVo7n3RjjY2Cw7T_tbkJ9nXTnomiOAPnZbFJGgaf6nrdvrT8Fp0ERVg88VwlnAV_RpCb7FKsGHvC1K_5MfcoofkXMRVY4_GlwtkF96aFNeJY8h2ADA28FrbA/s16000/patrimonio08.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ETFs, 64% estão em Criptomoedas, e 36% em Ações Americanas. Devo aumentar a exposição em ações americanas para balancear a carteira nos próximos meses.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhDySR1GE1ZM-WX9HHeOsZcgep4px4LYIOx2JJe3OVZnHLYXvtwMSxRq4USqCRSZlh2ar63pOmkx5JsCSxlSwB3LjfLAqMicq-yv3wox5zgddL0TCr2gYxaWd9c9ioJImrS5Sz1dTsCUbDyeGdUw3Yg7enbJ7qZRccTgr5gHkBAfrRYCx2zwQyKoakmoA/s750/patrimonio09.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="508" data-original-width="750" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhDySR1GE1ZM-WX9HHeOsZcgep4px4LYIOx2JJe3OVZnHLYXvtwMSxRq4USqCRSZlh2ar63pOmkx5JsCSxlSwB3LjfLAqMicq-yv3wox5zgddL0TCr2gYxaWd9c9ioJImrS5Sz1dTsCUbDyeGdUw3Yg7enbJ7qZRccTgr5gHkBAfrRYCx2zwQyKoakmoA/s16000/patrimonio09.png" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><br /></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; font-family: arial; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;">Em novembro terminei o livro "The Rational Male", do Rollo Tomassi. Apesar de estar em contato com blogs de finanças e com a Red Pill desde 2013, não tinha lido esse livro. Com certeza leitura obrigatória para homens hoje em dia, por abordar relacionamentos e na melhoria contínua.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;">Fiz a prova da certificação em métodos ágeis, e fui aprovado. No primeiro semestre do ano que vem devo fazer um novo curso sobre métodos ágeis para conseguir mais uma certificação. </div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mês de Novembro foi mais leve de demandas no projeto, mas muitas discussões com o cliente, para entregar em 2 meses aquilo que não fizeram/pediram em 1 ano.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Participei de 3 processos seletivos, sendo que em um deles cheguei na etapa de entrevista com gestor, mas acabei não passando em nenhum. Sigo avaliando novas oportunidades em outras empresas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Sigo firme e forte na academia. Alguns conhecidos já começaram a notar, com menor barriga e mais músculos, e já notei melhora no fôlego em geral. </div><div>Notei um incômodo no joelho, então sigo na fisioterapia como complemento à academia.</div><div>Ainda não consegui passar com nutricionista (como essa galera tem a agenda tão cheia eu não sei), e a consulta está agendada para dezembro, onde irei avaliar se preciso de alguma suplementação.</div><div>Fiz uma bateria de exames de sangue, e todos indicaram melhora. Rotina de atividade física dando resultados.</div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Mês muito bom na parte financeira, de saúde e de educação, e ainda estressante na parte de trabalho (e quando o trabalho não é estressante).</div><div>Agora é segurar a barra nessas últimas semanas </div><div><br /></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="text-align: left;">Sucesso,</span></div><div class="separator" style="clear: both;"><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;">Abraço</div></div></div></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></div></span></div></span></div></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com4tag:blogger.com,1999:blog-2788623336830893103.post-13318395028647151762023-11-12T07:26:00.000-08:002023-11-12T07:26:36.524-08:00Fechamento - Outubro/2023 - R$ 645 779,61 (-1,04% ou -R$ 6 817,21)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Outubro/2023.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj30NV60CJTis-NRqX1xVRC4q_GZENMdEzaxj7mmgDgjK85gvD3-IjUD3cYqhHrZpwsDyynYPl-RxDiHyQI7fngMJyuQwd8mUTXXIC4QP3H7wS1P7ncj3MLw1njIThkcsIJyoOYlxEKbisgnZxHJ1o5DfiSHGJn1xAGs6GiB8FTxoufPlfBS7AVtc_siw/s750/johnny-cash-a-gunfight-promo-david-lee-guss.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="750" data-original-width="513" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj30NV60CJTis-NRqX1xVRC4q_GZENMdEzaxj7mmgDgjK85gvD3-IjUD3cYqhHrZpwsDyynYPl-RxDiHyQI7fngMJyuQwd8mUTXXIC4QP3H7wS1P7ncj3MLw1njIThkcsIJyoOYlxEKbisgnZxHJ1o5DfiSHGJn1xAGs6GiB8FTxoufPlfBS7AVtc_siw/w274-h400/johnny-cash-a-gunfight-promo-david-lee-guss.jpg" width="274" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Uma imagem para divulgação do filma "A Gunfight", demonstrando eu me preparando para lutar pelo meu patrimônio e meus aportes nos próximos meses, que devem ser difíceis para a economia...</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">Forte queda nas cotações, principalmente Ações, fizeram com que eu tivesse queda na patrimônio, mesmo aportando mais de R$ 13 mil no mês, fazendo eu voltar a ficar abaixo de R$ 650 mil.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div></div></div></div></span></div></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgU1x1ngNphaMDzPwRXJ_ZQH2QWdkKrbSjyLPM1euFbS11RIdIjc5avYlom9GpHVFCDR7qrM7fuIkhG0Yz7pNrdk6eJgMHhPQ9zhineUgcYBjIFHaJHtGTewDxScVnPfFnrYwe-PEQLDOqxbzw5ebFehHsNSJoWnuU3Y4besG7VMZhfk0f-zvWlfkwQDA/s1453/patrimonio1.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="807" data-original-width="1453" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgU1x1ngNphaMDzPwRXJ_ZQH2QWdkKrbSjyLPM1euFbS11RIdIjc5avYlom9GpHVFCDR7qrM7fuIkhG0Yz7pNrdk6eJgMHhPQ9zhineUgcYBjIFHaJHtGTewDxScVnPfFnrYwe-PEQLDOqxbzw5ebFehHsNSJoWnuU3Y4besG7VMZhfk0f-zvWlfkwQDA/s16000/patrimonio1.png" /></a></div><div class="separator" style="clear: both; font-family: arial; text-align: center;"><span style="color: #2b00fe;">Visão mensal do resultado de 2023</span></div><div style="font-family: arial;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div style="font-family: arial;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div style="font-family: arial;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjG2MyRwdxmci_yggJb9_mfoLXu3D_9-F_w7GLkqYib0Q_4Etzkod0dP5k41JTHIuK3-1Znjn7s4IPQ7XAOBRBgJxYNtxkhcctFDD1egMeI7cnvT4GuBmW-OdZTFd30NqyPh9Rza9aDkaVVzo71D1LgczMiYgQmEnbnao2g4-F85Us8HJTu838SKNKRhQ/s1435/patrimonio2.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="809" data-original-width="1435" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjG2MyRwdxmci_yggJb9_mfoLXu3D_9-F_w7GLkqYib0Q_4Etzkod0dP5k41JTHIuK3-1Znjn7s4IPQ7XAOBRBgJxYNtxkhcctFDD1egMeI7cnvT4GuBmW-OdZTFd30NqyPh9Rza9aDkaVVzo71D1LgczMiYgQmEnbnao2g4-F85Us8HJTu838SKNKRhQ/s16000/patrimonio2.png" /></a></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Visão anual do resultado de 2023</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">Outubro foi melhor de proventos, com R$ 3 004,98 recebidos, acima dos R$ 2 019,72 recebidos em outubro/2022. Esse ano já recebi R$ 34 178,06 de proventos, cerca de R$ 9 mil acima dos R$ 25 379,64 recebidos no mesmo período do ano passado. </div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">Recebi R$ 1 746,65 de FIIs, R$ 745,57 de açõe e R$ 512,76 de fundos.</div><div class="separator" style="clear: both;">O dividend yield mensal foi de 0,47% e 6,28% no acumulado de 12 meses, com R$ 3 377,85 recebidos em média por mês. Continuo buscando chegar na minha meta de R$ 3,5 mil médios recebidos por mês até o final do ano, e devo fechar o ano de 2023 próximo de R$ 40 mil recebidos no ano.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;">Aportei R$ 13 396,74 no mês, reinvestindo os proventos recebidos.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em FIIs, Ações, Fundos, ETFs e Tesouro Direto</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei fundo de Papel, Renda Urbana e Híbrido, todos que já estavam na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Ações, comprei banco e empresa de combustíveis, que já tinha na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Fundos, comprei 2 FI-Agros, sendo um deles novo na carteira, e 1 FI-Infra, também novo na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ETFs, comprei mais de criptomoedas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Tesouro Direto, aportei em Tesouro IPCA.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 42,6%, FIIs com 34,6%, Tesouro Direto com 15,2%, Fundos com 6,8% e ETFs com 0,9%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sigo focando os aportes em FIIs e Fundos (FI-Agro e FI-Infra).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvMdwJl5bLxQc_TMdvnl3XPb5w81pIjkJ6NekYSk1OBlvtQ02N2ZcVFfVnNhAHUY4eJTkagKfGyIef3zesX-y-ls1gA2vWyXoC1D4mVpoPwZr4QOU499tGfPMoGOrYDG2upAMXNxTbJdGz8nvonzJXoC1TcMu6Qr85n42HqKz5DHmRxKkDp45JF4I3WA/s1463/patrimonio3.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="796" data-original-width="1463" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvMdwJl5bLxQc_TMdvnl3XPb5w81pIjkJ6NekYSk1OBlvtQ02N2ZcVFfVnNhAHUY4eJTkagKfGyIef3zesX-y-ls1gA2vWyXoC1D4mVpoPwZr4QOU499tGfPMoGOrYDG2upAMXNxTbJdGz8nvonzJXoC1TcMu6Qr85n42HqKz5DHmRxKkDp45JF4I3WA/s16000/patrimonio3.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos em 2023</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYOmL3mcR1M_POaHXpckuapTx87LM6a-X2c_LezpcW0P1DDtiNQX8S3TtsCzw717UeRR2Xwu5kphT4WICb70Xc4podSrA104ScvHnFHvTuyyXFOxf0nHQsCQWBz-yKWWuk8IG0VTBYXb1kqg3cWWRcBTTwpUDA1y8-R4no1J4XJ-PMXx_UQTFAImSEZw/s1087/patrimonio4.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="746" data-original-width="1087" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYOmL3mcR1M_POaHXpckuapTx87LM6a-X2c_LezpcW0P1DDtiNQX8S3TtsCzw717UeRR2Xwu5kphT4WICb70Xc4podSrA104ScvHnFHvTuyyXFOxf0nHQsCQWBz-yKWWuk8IG0VTBYXb1kqg3cWWRcBTTwpUDA1y8-R4no1J4XJ-PMXx_UQTFAImSEZw/s16000/patrimonio4.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira no mês</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, fechei com 33,14% em fundos de papel e 66,86% em fundos de tijolo.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Os maiores setores são Logística (15,34%), Renda Urbana (14,09%) e Shoppings (13,49%).</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjt5PJjeaaZJHLr9k1C7VG7uqxMTaXBLA4N0t3YLdywjaosyG__dnFJ7RbR1CW8iIMDD2Mdpn7TZT99V2JXQnIGGV_l8Vcn1lGSenzHWGhWM7lkB7KfVUVxU8xBHapRJHy5Sas3p-cTJmYrbEJOSHfVd35aUeSOrcr46zOIVW0HRottwWS0h8FxBxzylQ/s806/patrimonio5.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="527" data-original-width="806" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjt5PJjeaaZJHLr9k1C7VG7uqxMTaXBLA4N0t3YLdywjaosyG__dnFJ7RbR1CW8iIMDD2Mdpn7TZT99V2JXQnIGGV_l8Vcn1lGSenzHWGhWM7lkB7KfVUVxU8xBHapRJHy5Sas3p-cTJmYrbEJOSHfVd35aUeSOrcr46zOIVW0HRottwWS0h8FxBxzylQ/s16000/patrimonio5.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><br /></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhGTbNAoVAp6zJ43xGRix2znB3laE3sz2vib9x5S0Ekkpuk7pLHu_-O3QHRGTr0Zi7Pwpjd4jympCsO9E6wX0VrRp1HDiKpiXjNxwvNlh5QnkiUt1pUcY23R65qCG2v-ga5KiCJQ20rgkTprspcj5TtMJh108icTp6wAkolLedXNG_2SKtVziOMBKaXOw/s1028/patrimonio6.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="649" data-original-width="1028" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhGTbNAoVAp6zJ43xGRix2znB3laE3sz2vib9x5S0Ekkpuk7pLHu_-O3QHRGTr0Zi7Pwpjd4jympCsO9E6wX0VrRp1HDiKpiXjNxwvNlh5QnkiUt1pUcY23R65qCG2v-ga5KiCJQ20rgkTprspcj5TtMJh108icTp6wAkolLedXNG_2SKtVziOMBKaXOw/s16000/patrimonio6.png" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da carteira de FIIs por setor</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (25,30%), Seguros (17,36%), e Bancos (17,25%).</span></div><div style="text-align: justify;"><br /></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEioRpdR_ozgs_bbhi35m5Ps8iJy4HK67kvRhzbFDR0yUU8gIsUPWwapAvbV9uo-RY4iCOsZliyX07Mg9-ROwlh0PfOGqRi1ysi4YtzkGpAXG-TB0zh95WPZolhhyphenhyphenubf69lytENf3bQiS36DPrgbGW3e1EiJGFRMP7NGEJbUFzSXje0Gr084WdPCk5w3QA/s1033/patrimonio7.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="585" data-original-width="1033" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEioRpdR_ozgs_bbhi35m5Ps8iJy4HK67kvRhzbFDR0yUU8gIsUPWwapAvbV9uo-RY4iCOsZliyX07Mg9-ROwlh0PfOGqRi1ysi4YtzkGpAXG-TB0zh95WPZolhhyphenhyphenubf69lytENf3bQiS36DPrgbGW3e1EiJGFRMP7NGEJbUFzSXje0Gr084WdPCk5w3QA/s16000/patrimonio7.png" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de Ações por setor</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div></div></div><div style="text-align: center;"><div style="font-family: "Times New Roman";"><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Em fundos, 52,70% estão em FI-Infra e 47,30% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgz-MaSJXOh2hWGIYGA7YBQlrTtXhBdKIFeYfAn-Dd-AcWkYfBgSsGNsvuOMyn6JnJYuwoB2OlmoVWz_qLhxypcOtY3KZVTLqjldERwgqTua-BOZaInqbAN0c6SYeRo-6josFttjjY-KWXMpSgw2LiVBwl2lJyKG5w729PIv-ozIVbeA4OM5X0JdB1cPQ/s856/patrimonio8.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="476" data-original-width="856" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgz-MaSJXOh2hWGIYGA7YBQlrTtXhBdKIFeYfAn-Dd-AcWkYfBgSsGNsvuOMyn6JnJYuwoB2OlmoVWz_qLhxypcOtY3KZVTLqjldERwgqTua-BOZaInqbAN0c6SYeRo-6josFttjjY-KWXMpSgw2LiVBwl2lJyKG5w729PIv-ozIVbeA4OM5X0JdB1cPQ/s16000/patrimonio8.png" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ETFs, 58,04% estão em Criptomoedas, e 41,96% em Ações Americanas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8yyJj8PkI-lZLX7GydohUrk7AndqwvcCuEcoT9N4lSjpPkevPPtFMiD-Sn5GuRu_DMhDpD_Lspm9cGgI_9_gvqzgqDcGIHryYABhVoLpwoDvARnomq02rdBhTfQMyB4Q5yrsVBU3vXxC79jMIQUtgSi-nSi33iET5NqLdoJIWuUYfBxwNdAUxa9dWOg/s789/patrimonio9.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="516" data-original-width="789" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8yyJj8PkI-lZLX7GydohUrk7AndqwvcCuEcoT9N4lSjpPkevPPtFMiD-Sn5GuRu_DMhDpD_Lspm9cGgI_9_gvqzgqDcGIHryYABhVoLpwoDvARnomq02rdBhTfQMyB4Q5yrsVBU3vXxC79jMIQUtgSi-nSi33iET5NqLdoJIWuUYfBxwNdAUxa9dWOg/s16000/patrimonio9.png" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><br /></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; font-family: arial; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;">Em outubro, terminei de ler "Armas, germes e aço", do Jared Diamond. O livro é extenso, mas bem detalhado, partindo da explicação para os europeus terem colonizado o restante do mundo, e não outros povos (por exemplo, os índios) terem colonizado a Europa. O autor fala sobre de domesticação de plantas e animais, organização política/hierárquica e desenvolvimento de tecnologias, incluindo passagens históricas.</div><div class="separator" style="clear: both; text-align: left;">Muito interessante para quem gosta de história.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;">No curso on-line sobre métodos ágeis, evoluí bem nas provas simuladas, e em novembro vou fazer a prova da certificação. No próximo fechamento informo qual foi o resultado. </div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mês de Outubro teve a saída de duas pessoas importantes do projeto (uma delas comentei no último fechamento), o que complicou bastante o trabalho. Além disso, o gerente informou que a empresa congelou novas contratações e promoções até o primeiro semestre do ano que vem, por determinação da matriz. Estão prevendo que 2024 vai ser duro, e precisam segurar caixa. Isso mostra que sempre precisamos estar prontos para voltar ao mercado de trabalho.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Recebi o contato para 2 processos seletivos, mas acabei não passando em nenhum.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Sigo na academia, agora indo 6 vezes na semana, e incluí musculação 3 vezes na semana.</div><div>Notei um incômodo no joelho, então sigo na fisioterapia como complemento à academia.</div><div>Vou para três meses, e devo passar por uma avaliação física e com nutricionista agora em novembro, para ver minha evolução e avaliar se preciso de alguma suplementação.</div><div>Sinto que meu rendimento no trabalho melhorou, pois consigo focar mais, sem ficar tão estressado.</div><div><br /></div><div><br /></div><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Mês bom na parte financeira e de saúde, e complicado na parte de trabalho.</div><div>Seguindo firme nos meses finais desse ano.</div><div><br /></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">Termino esse post com uma música do Mestre Johnny Cash.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div style="text-align: left;">Sucesso,</div><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;">Abraço</div></div><div class="separator" style="clear: both;"> </div></div></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><iframe frameborder="0" height="360" src="https://youtube.com/embed/bkgSud_dX0g?si=PdS224KgibmKyPzE" width="480"></iframe></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></div></span></div></span></div></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com4tag:blogger.com,1999:blog-2788623336830893103.post-83955650584701682912023-10-07T07:57:00.002-07:002023-10-07T07:57:47.376-07:00Fechamento - Setembro/2023 - R$ 652 596,82 (+1,59% ou +R$ 10 241,01)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Setembro/2023.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZHkdX3pKdA2HTbD8Q3-GyWXHtJMY7VFMdHejsOo7JPQ0Ftfs8PcxEsvX_-2FrrOJIqocpp9jU7mjXwL-DEk6LZztzQc-RH72tJ6oREtmpByAkgbom2k0Awb0RTjFZbBevlh-miG0oi_t7QuNohu-HH_CCtmAmRK8GfMHqjnBahLGGpep0sjMNvfH4nQ/s1200/3947.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1200" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZHkdX3pKdA2HTbD8Q3-GyWXHtJMY7VFMdHejsOo7JPQ0Ftfs8PcxEsvX_-2FrrOJIqocpp9jU7mjXwL-DEk6LZztzQc-RH72tJ6oREtmpByAkgbom2k0Awb0RTjFZbBevlh-miG0oi_t7QuNohu-HH_CCtmAmRK8GfMHqjnBahLGGpep0sjMNvfH4nQ/w400-h400/3947.jpg" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Eu tentando manter a serenidade durante o mês, para continuar aportando apesar das oscilações do mercado e das notícias políticas....</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">Mesmo com forte quedas nas cotações, principalmente Fundos e Ações, graças aos mais de R$ 14 mil aportados, consegui cerca de R$ 10 mil de crescimento de patrimônio.</div><div class="separator" style="clear: both; text-align: justify;">Novo recorde, passando de R$ 650 mil de patrimônio.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div></div></div></div></span></div></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiImr1w7m5Cs08uY0dEG4KHipEWQRE2kF12-A9kIEvv5a1oNgfbhkABLVZdyvEu72-ObFGgb7Amt7BXIXaXbf2vKUYx8-f0YaC4g8gi9FG91aRj2bMj-P3C-pnJqWblR0z8dTBNE1UMGn4N93_ApsSk4OqYNAHyY2_6bkyhsQSym3pmS5LnnEPQzdnvJg/s1449/patrimonio01.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="806" data-original-width="1449" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiImr1w7m5Cs08uY0dEG4KHipEWQRE2kF12-A9kIEvv5a1oNgfbhkABLVZdyvEu72-ObFGgb7Amt7BXIXaXbf2vKUYx8-f0YaC4g8gi9FG91aRj2bMj-P3C-pnJqWblR0z8dTBNE1UMGn4N93_ApsSk4OqYNAHyY2_6bkyhsQSym3pmS5LnnEPQzdnvJg/s16000/patrimonio01.png" /></a></div><div class="separator" style="clear: both; font-family: arial; text-align: center;"><span style="color: #2b00fe;">Visão mensal do resultado de 2023</span></div><div style="font-family: arial;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div style="font-family: arial;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div style="font-family: arial;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaEU0iPCoUtPGQxljP3TTojMXW7sDR4qJQqFAi1MUwrmRCniMa8exaPLrAorkQ_IREkQKxG_G6vD_M4MmFjp1pCFm4apJut9Z5c-0PSDxszPnvaS4kTdSTzGwmC5CpOW4lkjWkfnIVpbfb9nf3gSUDmEhFqSQxPXOcp-uoOk7Zl0FPx9weZAKsLbKisw/s1431/patrimonio02.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="804" data-original-width="1431" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaEU0iPCoUtPGQxljP3TTojMXW7sDR4qJQqFAi1MUwrmRCniMa8exaPLrAorkQ_IREkQKxG_G6vD_M4MmFjp1pCFm4apJut9Z5c-0PSDxszPnvaS4kTdSTzGwmC5CpOW4lkjWkfnIVpbfb9nf3gSUDmEhFqSQxPXOcp-uoOk7Zl0FPx9weZAKsLbKisw/s16000/patrimonio02.png" /></a></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Visão anual do resultado de 2023</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial; text-align: justify;"><br /></div><div class="separator" style="clear: both; font-family: arial; text-align: justify;">Setembro não foi tão forte de proventos, com R$ 2 520,34 recebidos, e nesse ano já recebi R$ 31 173,08 de proventos, acima dos R$ 23 359,92 recebidos no mesmo período do ano passado.</div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: arial;">Recebi R$ 1 654,91 de FIIs, R$ 489,76 de fundos (ainda dentro da minha expectativa de atingir entre R$ 450 e R$ 500 por mês de proventos dessa classe de ativos) e R$ 375,67 de Ações.</div><div class="separator" style="clear: both; font-family: arial;">O dividend yield mensal foi de 0,39% e 6,06% no acumulado de 12 meses, com R$ 3 295,81 recebidos em média por mês, e continuo com foco de chegar na minha meta de R$ 3,5 mil médios recebidos até o final do ano.</div><div class="separator" style="clear: both; font-family: arial;"><br /></div><div class="separator" style="clear: both; font-family: arial; text-align: center;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial;">Aportei R$ 14 554,49 no mês, reinvestindo os proventos recebidos em agosto.</div><div class="separator" style="clear: both; font-family: arial;"><br /></div><div class="separator" style="clear: both; font-family: arial;">Os aportes foram em FIIs, Ações, Fundos e Tesouro Direto</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei fundo de Logística e de Papel de novo, ambos que já estavam na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Ações, comprei Farmacêutica e empresa de combustíveis, que já tinha na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Fundos, comprei FI-Agros que já tinha na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Tesouro Direto, continuo aportando em Tesouro Selic.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 43,8%, FIIs com 34,5%, Tesouro Direto com 14,8%, Fundos com 6,2% e ETFs com 0,7%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sigo focando os aportes em FIIs e Fundos (FI-Agro e FI-Infra).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZaqivYMh7fWOaGUDt9kmcm5UTTvQa2UpIXrdwa-a3yTx_6LbLJo1Q89nk-xVz0fte8mRDjVVZJ8pId91zz6KGqwKKwtjuHguZqXpB1HF6lAHMF1f_eCvRE96stgAtD-az8Mx6NAn12Kg1QulLBptMJKGMCCuiskQHni82oY_Lc6MizteA-R9zMpvBBA/s1463/patrimonio03_.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="794" data-original-width="1463" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZaqivYMh7fWOaGUDt9kmcm5UTTvQa2UpIXrdwa-a3yTx_6LbLJo1Q89nk-xVz0fte8mRDjVVZJ8pId91zz6KGqwKKwtjuHguZqXpB1HF6lAHMF1f_eCvRE96stgAtD-az8Mx6NAn12Kg1QulLBptMJKGMCCuiskQHni82oY_Lc6MizteA-R9zMpvBBA/s16000/patrimonio03_.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos em 2023</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLJjTI2oNEphm7CW22Ws4q-mQh51-nTYRf9ccJSD1QZ0Zcjk3M_ijBTSF0FMFdpH_c7izFkjHINVYLCMbdZVZ1UG7j4SbW6GwG51gQAcd8GuOZcWRmFOEwrRVoQ8PJIzcZ9KmNf9JuGEIotN6FaY-WUJjK_8X2BfaUBMT8oKNdPgARivaq2leZYXzzjw/s1089/patrimonio03.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="746" data-original-width="1089" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLJjTI2oNEphm7CW22Ws4q-mQh51-nTYRf9ccJSD1QZ0Zcjk3M_ijBTSF0FMFdpH_c7izFkjHINVYLCMbdZVZ1UG7j4SbW6GwG51gQAcd8GuOZcWRmFOEwrRVoQ8PJIzcZ9KmNf9JuGEIotN6FaY-WUJjK_8X2BfaUBMT8oKNdPgARivaq2leZYXzzjw/s16000/patrimonio03.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira no mês</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, fechei com 32,20% em fundos de papel e 67,80% em fundos de tijolo.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Os maiores setores são Logística (15,96%), Renda Urbana (14,09%) e Shoppings (13,66%).</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; font-family: arial; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzOnPvjrH0Ho5_rN3-6Uil_frw4NeFc7OPj4MDkd9UV_Q640bcIsTnnqVxeylvglcCmIo5NoigahyxqN-4-63udAnLBsmukquoEHLgixqID0g28V3noUIfkn5Vf4NLLmd61hSi6HJMsoTy9zaa5j3b_avd9aRa1WP6TDKlvRWUg9MyC8KbDSRcR-wyAQ/s832/patrimonio04.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="531" data-original-width="832" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzOnPvjrH0Ho5_rN3-6Uil_frw4NeFc7OPj4MDkd9UV_Q640bcIsTnnqVxeylvglcCmIo5NoigahyxqN-4-63udAnLBsmukquoEHLgixqID0g28V3noUIfkn5Vf4NLLmd61hSi6HJMsoTy9zaa5j3b_avd9aRa1WP6TDKlvRWUg9MyC8KbDSRcR-wyAQ/s16000/patrimonio04.png" /></a></div><div class="separator" style="clear: both; font-family: arial; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><br /></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiwa74BgUvGoc0jLxQz-4bRtKVeg1l501RZAyDix3s05KzFa4mhUK_HhMtyQsdvCsetN25zQanXGCVDREiNzVRIhIsIdX5OQIbmZWRKbplJk3y_1thHyyt3G-idXHwHURNbwdrDI8WsFuLUwGTvDActzcaXHayGst1GlMa_ikCNChTRNRFsuYSW1nkwGQ/s1031/patrimonio05.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="650" data-original-width="1031" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiwa74BgUvGoc0jLxQz-4bRtKVeg1l501RZAyDix3s05KzFa4mhUK_HhMtyQsdvCsetN25zQanXGCVDREiNzVRIhIsIdX5OQIbmZWRKbplJk3y_1thHyyt3G-idXHwHURNbwdrDI8WsFuLUwGTvDActzcaXHayGst1GlMa_ikCNChTRNRFsuYSW1nkwGQ/s16000/patrimonio05.png" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da carteira de FIIs por setor</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (24,82%), Bancos (17,14%), e Seguros (16,83%).</span></div><div style="text-align: justify;"><br /></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="font-family: arial; text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgerbtgLPyL2E-G31lY__BxzT4YqGnhvJ1q75ZxCKzJbC9PSvcKqFJCyOgGUZxrAj5D1MQqnkiEEOxY1JnJLpBXPaNk6z-bCTFv5vlzx6rGP7UTveLoZMYFkTZIp5k_ROh9j5yKm9X1JhL5S5G38Pbu0kEjMsjUO8Gd2PUez7lWDCoOLOBnYPQexx5wXg/s1028/patrimonio06.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="583" data-original-width="1028" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgerbtgLPyL2E-G31lY__BxzT4YqGnhvJ1q75ZxCKzJbC9PSvcKqFJCyOgGUZxrAj5D1MQqnkiEEOxY1JnJLpBXPaNk6z-bCTFv5vlzx6rGP7UTveLoZMYFkTZIp5k_ROh9j5yKm9X1JhL5S5G38Pbu0kEjMsjUO8Gd2PUez7lWDCoOLOBnYPQexx5wXg/s16000/patrimonio06.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de Ações por setor</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div></div></div><div style="text-align: center;"><div style="font-family: "Times New Roman";"><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Em fundos, 55,46% estão em FI-Infra e 44,54% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgo_a88sC0iFNJXYXrS05TH39-FJu1nu0mu9BNGbySfVq8uP3JEqDl-o3Qo35keul_Xtyv4hqfqN9N34xG5dZxHAOb0bx-uaTUvxOn0cHkRw9rwyt__NfGLjQfaHgcI9iJp_ciZ3DQteBzQdnErKC2270jsYPrkwPs7IO9Ply1qoCN5jZCUBfa03JARdw/s814/patrimonio07.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="484" data-original-width="814" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgo_a88sC0iFNJXYXrS05TH39-FJu1nu0mu9BNGbySfVq8uP3JEqDl-o3Qo35keul_Xtyv4hqfqN9N34xG5dZxHAOb0bx-uaTUvxOn0cHkRw9rwyt__NfGLjQfaHgcI9iJp_ciZ3DQteBzQdnErKC2270jsYPrkwPs7IO9Ply1qoCN5jZCUBfa03JARdw/s16000/patrimonio07.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ETFs, 51,60% estão em Ações Americanas e 48,40% em Criptomoedas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiI0e4hPUV9n78E8hR1YewNhmL7LLKsv69MFfmoftVf2-AQOmwtZnj9JRxxnAoN9_Je0c6kS8_Av6TSOqaN63XovA0W_00v4G24S6BkXtl26JzYgtteiriaVfOPvpzAXj6JA4-aC5AtAIipm00XlCXDlAvWBk0A8Y6xaV3BWnCHOKHmxjMEYfzyLEH8kw/s789/patrimonio08.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="512" data-original-width="789" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiI0e4hPUV9n78E8hR1YewNhmL7LLKsv69MFfmoftVf2-AQOmwtZnj9JRxxnAoN9_Je0c6kS8_Av6TSOqaN63XovA0W_00v4G24S6BkXtl26JzYgtteiriaVfOPvpzAXj6JA4-aC5AtAIipm00XlCXDlAvWBk0A8Y6xaV3BWnCHOKHmxjMEYfzyLEH8kw/s16000/patrimonio08.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><br /></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; font-family: arial; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;">Em Setembro, não terminei de ler nenhum livro.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;">No curso on-line sobre métodos ágeis comecei a fazer as provas simuladas, e em outubro pretendo prestar a prova para tirar a certificação.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mês de Setembro foi complicado, com muitas reuniões para resolver conflitos com o cliente e cobrança absurda sobre algumas entregas do projeto. Para vocês terem ideia, uma determinada entrega levaria normalmente 60 dias para ser concluída, e o cliente exigiu entregarmos em 2 semana, pois alguém tinha prometido para o diretor Fulano que dava para entregar.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">E no final do mês, um dos líderes do projeto informou que vai sair da empresa, pois recebeu uma oferta de outra companhia. Então já começou a correria para ver quem fica com as atividades e responsabilidades dele.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sem contatos para processos seletivos.</span><span style="font-family: arial;"> </span></div></div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Sigo na academia, e meus anos de sedentarismo vem cobrando a conta, com muitas dores e algumas lesões pontuais. Tive inclusive que fazer fisioterapia e está me ajudando bastante.</div><div>Agora no começo de outubro completo 2 meses indo na academia, 5x na semana. Já percebi melhora no fôlego e perda de parte da gordura na barriga. Também notei braços e pernas um pouco mais definidos, apesar de não fazer musculação.</div><div>Tem me ajudado muito em aliviar o estresse diário, e em alguns dias acordo já pensando no treino que farei na academia. Então está muito legal.</div><div><br /></div><div><br /></div><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Mês bom na parte financeira, apesar de quedas nas cotações.</div><div>Seguindo firme nessa reta final do ano.</div><div><br /></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div style="text-align: left;">Sucesso,</div><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;">Abraço</div></div><div class="separator" style="clear: both;"> </div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></div></span></div></span></div></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com8tag:blogger.com,1999:blog-2788623336830893103.post-75338056758877234902023-09-09T14:56:00.002-07:002023-09-09T14:56:12.227-07:00Fechamento - Agosto/2023 - R$ 642 355,81 (+0,53% ou +R$ 3 370,71)<p><span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Agosto/2023.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgEFMeYE53zn1TLiTPHtIecr4zOdwt61FwtLDDx6xtOec1wMpFrXTuojwQe17VGs2tUUPzh_8WPV6shsUcMwpMujTIRmg1r9OmRmByzRkfmkdvFNTNcCAkVEN3PMkpupD9Eahwlgu45AkNgwt29dYSnKI0GTw4bvH75REl_BQ29S97MpjwpFEz1t3jLVw/s789/19780328.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="630" data-original-width="789" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgEFMeYE53zn1TLiTPHtIecr4zOdwt61FwtLDDx6xtOec1wMpFrXTuojwQe17VGs2tUUPzh_8WPV6shsUcMwpMujTIRmg1r9OmRmByzRkfmkdvFNTNcCAkVEN3PMkpupD9Eahwlgu45AkNgwt29dYSnKI0GTw4bvH75REl_BQ29S97MpjwpFEz1t3jLVw/w400-h320/19780328.jpg" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Eu curtindo o mês, ao lado do meu amigo "Dividendos" (representado pelo Ray Charles), ao ver o fechamento de patrimônio e de proventos, apesar da queda nas cotações por causa das besteiras que o governo está fazendo na economia...</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">Mesmo com a queda nas cotações em geral, consegui fechar o mês com crescimento de patrimônio. Ações estão sofrendo bastante, o restante está praticamente andando de lado.</div><div class="separator" style="clear: both; text-align: justify;">Mais um novo recorde, com mais mais de R$ 640 mil de patrimônio, muito por conta dos mais de R$ 15 mil aportados.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div></div></div></div></span></div></div><div class="separator" style="clear: both; font-family: arial; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjgFTR2UY1fVJVojeKFxbIcORO4QgBqu_MRp-P9mbWNmZqpE2zfEi4uFqYMmXTLO_OFg2fcTysGfYaCT--NIhaTwNEg7MS5VvNZcZakFPLblDhBOQrjBz_Kojdm8sosmaEbIp8jbq3-9QtwY1Q34c0dCQseNWTdxYtLU4ML3muT7pQ2uiFnbboaWikQBg/s1451/Patrimonio%2001.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="806" data-original-width="1451" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjgFTR2UY1fVJVojeKFxbIcORO4QgBqu_MRp-P9mbWNmZqpE2zfEi4uFqYMmXTLO_OFg2fcTysGfYaCT--NIhaTwNEg7MS5VvNZcZakFPLblDhBOQrjBz_Kojdm8sosmaEbIp8jbq3-9QtwY1Q34c0dCQseNWTdxYtLU4ML3muT7pQ2uiFnbboaWikQBg/s16000/Patrimonio%2001.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão mensal do resultado de 2023</span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYjaARSTOSKDKyZi_1WPvyTN8foKnxFyTMq60gbbGBnbfXN7UraHImK_0quGPdHPrsnOr9DgMQaxowVgcZ9gU8PQ0jvOwDc0SPXEzgiE3mjHqGYYpzOJkdu_Pwc6c9Rr49aInwOpz_7vypkNYotae10EYL3G-1-ntbGNCivNlW87NrmOGvoeeUGBgJlQ/s1436/Patrimonio%2002.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="813" data-original-width="1436" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYjaARSTOSKDKyZi_1WPvyTN8foKnxFyTMq60gbbGBnbfXN7UraHImK_0quGPdHPrsnOr9DgMQaxowVgcZ9gU8PQ0jvOwDc0SPXEzgiE3mjHqGYYpzOJkdu_Pwc6c9Rr49aInwOpz_7vypkNYotae10EYL3G-1-ntbGNCivNlW87NrmOGvoeeUGBgJlQ/s16000/Patrimonio%2002.jpg" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Visão anual do resultado de 2023</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;">Agosto foi muito bom em proventos, com R$ 6 080,96 recebidos, sendo o segundo melhor resultado do ano, depois de maio/2023, e nesse ano já recebi R$ 28 652,74 de proventos, bem acima acima dos R$ 21 433,96 recebidos no mesmo período de 2022.</div><div class="separator" style="clear: both; text-align: justify;">Recebi R$ 3 971,63 de ações, R$ 1 665,95 de FIIs e R$ 443,38 de Fundos (dentro da minha expectativa de atingir entre R$ 450 e R$ 500 por mês de proventos dessa classe de ativos).</div><div class="separator" style="clear: both; text-align: justify;">O dividend yield mensal foi de 0,95% e 6,07% no acumulado de 12 meses, com R$ 3 247,18 recebidos em média por mês, e continuo com foco de chegar na minha meta de R$ 3,5 mil médios recebidos até o final do ano.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">Aportei R$ 15 099,42 no mês, reinvestindo os proventos recebidos em julho.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em FIIs, Ações, Tesouro Direto e Fundos</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei fundo de Logística e de Papel, ambos que já estavam na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Ações, comprei Farmacêutica e Banco, que já tinha na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Tesouro Direto, continuo aportando em Tesouro Selic.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Fundos, comprei FI-Agro que já tinha na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 44,4%, FIIs com 34,2%, Tesouro Direto com 14,6%, Fundos com 6,0% e ETFs com 0,7%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sigo focando os aportes em FIIs e Fundos (FI-Agro e FI-Infra).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjM1s9_xx10HWXfM790kYKoPUlHr2VOT2S5yH-Hss7lJ7ADnl527f07wSsmpGWA5rw9K6WmxYLDikJa__ea5LPSLY-4iZnLDU_UijkcaKnk-B5v-DwXq4DF__PnuKIuDw3BboBK17lhCAj-Bx7TBnCu6GT52FmjnMO-tMJbiQgBE22ZLC7JDc78TOfXkw/s1454/Patrimonio%2003.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="795" data-original-width="1454" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjM1s9_xx10HWXfM790kYKoPUlHr2VOT2S5yH-Hss7lJ7ADnl527f07wSsmpGWA5rw9K6WmxYLDikJa__ea5LPSLY-4iZnLDU_UijkcaKnk-B5v-DwXq4DF__PnuKIuDw3BboBK17lhCAj-Bx7TBnCu6GT52FmjnMO-tMJbiQgBE22ZLC7JDc78TOfXkw/s16000/Patrimonio%2003.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos em 2023</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_ofxOHBXZ1GafNBmzHosO96DS9xUfHV7VKpFNEVQ15pW6w4va3LNL1L4n2gZdKub5eG84uh29Rc6UD8Ap9NhW3J-5iqER4p4tSPSfJGERp_8iiYOdu4k_bhqI4WgiSsSh9HQdu7aJYGNxGofVmSO6KdvfDv6ehg3eDP6nG7RIOxWQHY89m7y2nDG8KA/s1084/Patrimonio%2004.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="746" data-original-width="1084" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_ofxOHBXZ1GafNBmzHosO96DS9xUfHV7VKpFNEVQ15pW6w4va3LNL1L4n2gZdKub5eG84uh29Rc6UD8Ap9NhW3J-5iqER4p4tSPSfJGERp_8iiYOdu4k_bhqI4WgiSsSh9HQdu7aJYGNxGofVmSO6KdvfDv6ehg3eDP6nG7RIOxWQHY89m7y2nDG8KA/s16000/Patrimonio%2004.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira no mês</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, fechei com 31,88% em fundos de papel e 68,12% em fundos de tijolo.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Os maiores setores são Logística (15,07%), Renda Urbana (14,13%) e Shoppings (14,08%).</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEheabWcYGf2fvWXe2TqlMOMx5FV1x18kQGdXknPRThIigBWmVWPxwm31Bx-01SVLcIWd950UxTjTZAYF4iPQgMIbZy1CC3BU3taMNnxgeoYCS1DI-a5uSVwJ3hUOgRXgqvu_hyU3Hkx5ljbq99B6HnsKCZdBcS4t6Hirj5L_Y4sY4R5OHX5tHTmjq3rbw/s880/PAtrimonio%2005.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="539" data-original-width="880" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEheabWcYGf2fvWXe2TqlMOMx5FV1x18kQGdXknPRThIigBWmVWPxwm31Bx-01SVLcIWd950UxTjTZAYF4iPQgMIbZy1CC3BU3taMNnxgeoYCS1DI-a5uSVwJ3hUOgRXgqvu_hyU3Hkx5ljbq99B6HnsKCZdBcS4t6Hirj5L_Y4sY4R5OHX5tHTmjq3rbw/s16000/PAtrimonio%2005.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira de FIIs por tipo</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><br /></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjvIq8pmcuvrMpQAfB5g19psARVTIH7c8fYkVEw1XJdRf944fqQ9DniKnHreL_01Q4kdhpK1qJj3toie2Ht0P8kONUX8936X4eVLvb8mMUEHwGPdSaJ3hRWH6izbA3bKdg8eJheHbqb0vRdNNsjHB_FncXcvQSVoFSWMQ6FFM6xsxIfnrXmaqrDQgqqlQ/s1030/PAtrimonio%2006.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="655" data-original-width="1030" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjvIq8pmcuvrMpQAfB5g19psARVTIH7c8fYkVEw1XJdRf944fqQ9DniKnHreL_01Q4kdhpK1qJj3toie2Ht0P8kONUX8936X4eVLvb8mMUEHwGPdSaJ3hRWH6izbA3bKdg8eJheHbqb0vRdNNsjHB_FncXcvQSVoFSWMQ6FFM6xsxIfnrXmaqrDQgqqlQ/s16000/PAtrimonio%2006.jpg" /></a></div><br /><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="font-family: "Times New Roman"; text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (25,00%), Seguros (17,12%), e Bancos (17,00%).</span></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLismlqnv15_QmpmN-AVZok7Op_dQRD_ZJ9tLu0Goz5izj0-TXfw6Jj3V79hjRqO7LkFfe1sM0nw-ukze5V-ZYDe9BYZWTelxBEEyhkf2KR3tFpMUnZ3Wd6YMVVfej5DVZsWfSkEV07-8WTqixTATgvLZK4fXnBBJ2CHs4VYNc7irwR99DwxG-xb8TgQ/s1034/PAtrimonio%2007.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="589" data-original-width="1034" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLismlqnv15_QmpmN-AVZok7Op_dQRD_ZJ9tLu0Goz5izj0-TXfw6Jj3V79hjRqO7LkFfe1sM0nw-ukze5V-ZYDe9BYZWTelxBEEyhkf2KR3tFpMUnZ3Wd6YMVVfej5DVZsWfSkEV07-8WTqixTATgvLZK4fXnBBJ2CHs4VYNc7irwR99DwxG-xb8TgQ/s16000/PAtrimonio%2007.jpg" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de Ações por setor</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div></div></div><div style="text-align: center;"><div style="font-family: "Times New Roman";"><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Em fundos, 58,95% estão em FI-Infra e 41,05% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRCYqBc0bkGlaCmBNVBHIoV-Xi79PraKuzPRgc3OI6LRqo3_o4GDCmSM2Rpvpr3arvkUzTvFak0tPKFFgEpOuh5hq5sDR3eLd-Vc_zhTVsiMP-B1JVLtCcmdHPogxI2bu5A1Q0b5oJaMYy9v6SskoHzMNUUlroQ9FeEfWVAl7Qj-NK2jhTURGcARWoUg/s823/PAtrimonio%2008.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="506" data-original-width="823" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRCYqBc0bkGlaCmBNVBHIoV-Xi79PraKuzPRgc3OI6LRqo3_o4GDCmSM2Rpvpr3arvkUzTvFak0tPKFFgEpOuh5hq5sDR3eLd-Vc_zhTVsiMP-B1JVLtCcmdHPogxI2bu5A1Q0b5oJaMYy9v6SskoHzMNUUlroQ9FeEfWVAl7Qj-NK2jhTURGcARWoUg/s16000/PAtrimonio%2008.jpg" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ETFs, 54,02% estão em Ações Americanas e 45,98% em Criptomoedas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEht-MFNz0JNSqxeQXnSfsH30fEkz-EftF2BlG9ADNxMHG7Bf-f54om2Ct1nZOOGqDt1Q01XKOgDtM0k43umd7NVEET2i44jCcHYsxEIOrLt9aLubPjSbKgIo7Q0LZYdHe2glsvT2bCE-KmH0qo8RuAT_ZC5_8bwq6Z8JoyW5eynetR04ARQKCD1htSfjA/s888/PAtrimonio%2009.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="509" data-original-width="888" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEht-MFNz0JNSqxeQXnSfsH30fEkz-EftF2BlG9ADNxMHG7Bf-f54om2Ct1nZOOGqDt1Q01XKOgDtM0k43umd7NVEET2i44jCcHYsxEIOrLt9aLubPjSbKgIo7Q0LZYdHe2glsvT2bCE-KmH0qo8RuAT_ZC5_8bwq6Z8JoyW5eynetR04ARQKCD1htSfjA/s16000/PAtrimonio%2009.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><br /></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;">Em Agosto, li somente um livro: "Prisioneiros da geografia", do Tim Marshall. O livro é sobre geopolítica, e explica de formal bem fácil de entender como a geografia das várias regiões do mundo impacta na economia, no desenvolvimento dos países e nas disputas políticas e sociais.</div><div class="separator" style="clear: both; text-align: left;">Começa explicando a Rússia, e fica bem claro o motivo do conflito com a Ucrânia e com a Europa.</div><div class="separator" style="clear: both; text-align: left;">Recomendo muito a leitura, pois o texto é simples mas ajuda bastante a entender o que acontece hoje em dia nos países, que pode impactar indiretamente os investimentos.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;">Avancei no curso on-line sobre métodos os ágeis, e entre setembro e outubro pretendo prestar a prova para tirar a certificação.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mês de Agosto foi dureza. Muita cobrança do cliente, e cobrindo colegas que tiraram férias.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sem contatos para processos seletivos.</span><span style="font-family: arial;"> </span></div></div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>No começo do mês, finalmente voltei a frequentar a academia. Estou fazendo natação e uma arte marcial, depois de anos parado.</div><div>Dores no corpo todo e cansado no fim da semana, mas já percebi melhora no fôlego. No trabalho também me senti mais calmo.</div><div><br /></div><div><br /></div><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Mês positivo na parte financeira e na parte de educação/livros, com novidade na parte de saúde.</div><div><br /></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div style="text-align: left;">Sucesso,</div><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;">Abraço</div></div><div class="separator" style="clear: both;"> </div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div></div><p><span style="font-family: arial; text-align: justify;"><br /></span></p><p><span style="font-family: arial; text-align: justify;"><br /></span></p><p><span style="font-family: arial; text-align: justify;"><br /></span></p><p><span style="font-family: arial; text-align: justify;"><br /></span></p>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com12tag:blogger.com,1999:blog-2788623336830893103.post-52938427141508713262023-08-05T14:37:00.005-07:002023-08-05T14:37:44.416-07:00Fechamento - Julho/2023 - R$ 638 985,10 (+2,86% ou +R$ 17 737,51)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Julho/2023, começando o 2º semestre de 2023 com força total.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0Xm8a7Kjd1BElXndUatrgHLeEIO6xnp1X0j19tb_IyqJBRPqFQRdvDGkvJRhRN4-7Qv5tkE8-GiMs6rhXCtmClVpcBXPJa2IpESmqoAtApVqOF-XQT5ajFCvHnjXiUAJvV4fgTnkUJf_n1N-YKTPUm-4w8IKK2FSyxpuCnUqf-K8bFg4VKsK8St860w/s680/d2308868779074c1d9b3e3a5ef768ed7.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="510" data-original-width="680" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0Xm8a7Kjd1BElXndUatrgHLeEIO6xnp1X0j19tb_IyqJBRPqFQRdvDGkvJRhRN4-7Qv5tkE8-GiMs6rhXCtmClVpcBXPJa2IpESmqoAtApVqOF-XQT5ajFCvHnjXiUAJvV4fgTnkUJf_n1N-YKTPUm-4w8IKK2FSyxpuCnUqf-K8bFg4VKsK8St860w/w320-h240/d2308868779074c1d9b3e3a5ef768ed7.jpg" width="320" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Eu comemorando o resultado do mês, mantendo a disciplina de investimentos, com meu amigo Chuck Berry com chapéu de cowboy....</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">Em Julho o resultado foi bom também, apesar de não ter aumentado tanto quanto o mês passado. As cotações de ações e FIIs subiram com menor intensidade, enquanto que FI-Infra e FI-Agro ainda estão de lado.</div><div class="separator" style="clear: both; text-align: justify;">Novo recorde de mais de R$ 630 mil de patrimônio, o que talvez me faça alcançar R$ 650 - R$ 700 mil no final do ano, sendo que esse mês consegui aportar mais de R$ 12 mil.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9yM0FMTEgagLi93gXjPSvIeAuY8PaWJ2gQ0NjpuA1S9_NIi7SCZ1Jx5AunACy5FAyrnweAzZPaumJhaMl3j6ki3-MTZKf_T3cK_P1zjfDnUQAeV7mSowKhBddvE2SZwffA8Q5yIi1rh9OrUOQNhqZzJztaR5BxUp6pJexe4VPduTdM0veOu_87G_ipw/s1454/01.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="809" data-original-width="1454" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9yM0FMTEgagLi93gXjPSvIeAuY8PaWJ2gQ0NjpuA1S9_NIi7SCZ1Jx5AunACy5FAyrnweAzZPaumJhaMl3j6ki3-MTZKf_T3cK_P1zjfDnUQAeV7mSowKhBddvE2SZwffA8Q5yIi1rh9OrUOQNhqZzJztaR5BxUp6pJexe4VPduTdM0veOu_87G_ipw/s16000/01.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão mensal do resultado de 2023</span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhW42DLXDM_Ui90cUFVhjr5k637hifPGoKAS1QVfx3cCrnPovNpyW7tO6lyNz8uC5PrY9me6XnF_sJFwurwHC18dDh32mWwXQQjuEDsVAXC965P160aJ72CELN0yD6dQcT5_AULyXK_EK1vJKaPIFvxI1sZz1lcjnpHd-994tCrULFQrsqkiBtiEjwW8g/s1435/02.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="808" data-original-width="1435" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhW42DLXDM_Ui90cUFVhjr5k637hifPGoKAS1QVfx3cCrnPovNpyW7tO6lyNz8uC5PrY9me6XnF_sJFwurwHC18dDh32mWwXQQjuEDsVAXC965P160aJ72CELN0yD6dQcT5_AULyXK_EK1vJKaPIFvxI1sZz1lcjnpHd-994tCrULFQrsqkiBtiEjwW8g/s16000/02.jpg" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Visão anual do resultado de 2023</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;">Julho foi um pouco melhor de proventos, com R$ 2 831,54 recebidos, o que recebi em julho/2022 (R$ 1 878,79). Nesse ano, recebi R$ 22 571,78 de proventos, acima dos R$ 16 659,75 recebidos no mesmo período de 2022 e mais do que o dobro do recebido em igual de período de 2021 (R$ 11 047,81).</div><div class="separator" style="clear: both; text-align: justify;">Recebi R$ R$ 1 727,63 de FIIs (graças ao fechamento de semestre), R$ 698,76 de Ações e R$ 405,15 de Fundos.</div><div class="separator" style="clear: both; text-align: justify;">O dividend yield mensal foi de 0,44% e 5,89% no acumulado de 12 meses, com R$ 3 138,28 recebidos em média por mês, e continuo com foco de chegar na minha meta de R$ 3,5 mil médios recebidos até o final do ano.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">Aportei R$ 12 686,78 no mês, reinvestindo os proventos recebidos em junho.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em FIIs, Fundos, Tesouro Direto e Ações.</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei fundo de Escritório e de Papel, ambos que já estavam na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Fundos, comprei FI-Infra e FI-Agro, ambos que já estavam na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Tesouro Direto, continuo aportando em Tesouro Selic.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Ações, comprei Farmacêutica que já tinha na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 46,2%, FIIs com 32,8%, Tesouro Direto com 14,3%, Fundos com 6,0% e ETFs com 0,7%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sigo focando os aportes em FIIs e Fundos (FI-Agro e FI-Infra).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMZ7a_WDNpIlCL3x6wm-Jj9EIxG4bqa8WZNyxMPY_K67w5zINtFKFbNuyTkiJ_z-N9hGqWm3URNVo2uK6DvmKGMEsM1mjT1kkCvIRUSD2ln5tLfJNT4BEY53AqUVskJACXjahV2RYe7P1ljZF3MGolNBKPpwN2Y4Ykqqw0LjunI9sAUsDC2dP-xpQWpQ/s1458/03.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="801" data-original-width="1458" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMZ7a_WDNpIlCL3x6wm-Jj9EIxG4bqa8WZNyxMPY_K67w5zINtFKFbNuyTkiJ_z-N9hGqWm3URNVo2uK6DvmKGMEsM1mjT1kkCvIRUSD2ln5tLfJNT4BEY53AqUVskJACXjahV2RYe7P1ljZF3MGolNBKPpwN2Y4Ykqqw0LjunI9sAUsDC2dP-xpQWpQ/s16000/03.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos em 2023</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmBRIds-Cjc16lUysGbrBC9DLfXI6Trp8pedasfTXY6QCWzQkIDdpGQkx-BSLsiJel48ITdfXJPBRHaYlNNKxUL4PE0UVrv-KNLqrqfR5dGFypV7l19pK6oV9uHr_10TKzwlDwBELoYdX2bN1st4esgmFXzoLRY-aF98xGgR5wSzJeMXbbI2sIrCGYTg/s1086/04.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="749" data-original-width="1086" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmBRIds-Cjc16lUysGbrBC9DLfXI6Trp8pedasfTXY6QCWzQkIDdpGQkx-BSLsiJel48ITdfXJPBRHaYlNNKxUL4PE0UVrv-KNLqrqfR5dGFypV7l19pK6oV9uHr_10TKzwlDwBELoYdX2bN1st4esgmFXzoLRY-aF98xGgR5wSzJeMXbbI2sIrCGYTg/s16000/04.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira em Julho/2023</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, fechei com 29,77% em fundos de papel e 70,23% em fundos de tijolo.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Os maiores setores são Logística (15,05%), Renda Urbana (14,67%) e Shoppings (14,57%).</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3A5C7nOq8WcD8gKTuEmnQ0KTh9QhtfuQEz9d18ZtL8_vINScUAgUdVEGAhLQkGHI0z23FUegs28LLZvFRU0kwhCWGJ6-mHZjJpqIjOreX1-NHoBdODHloY8qdjkm8x6yWTpd5jc38iQRdGLKqy295E5OnuzuDoRAndPmHOR4qnubI2b4taWFJyBuSAQ/s854/05.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="545" data-original-width="854" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3A5C7nOq8WcD8gKTuEmnQ0KTh9QhtfuQEz9d18ZtL8_vINScUAgUdVEGAhLQkGHI0z23FUegs28LLZvFRU0kwhCWGJ6-mHZjJpqIjOreX1-NHoBdODHloY8qdjkm8x6yWTpd5jc38iQRdGLKqy295E5OnuzuDoRAndPmHOR4qnubI2b4taWFJyBuSAQ/s16000/05.jpg" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7G00XhYDKqC66SJbFoBL6amW-2thuVvAXs6NBS6yQyB4CWP9q3CWl_EkNkfyIqKSYXZ1IJKCNZ5j_KLpGavCiDPEHEkk_PdGqq4WQKHiXfYqKudQc_shOy1aoezgAAsq8VhN63q7kDGmmO5u-yH5DGmRyOoLqYBQbkHUXUiuyuiJOeYh3HJZhWcNcmg/s1029/06.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="652" data-original-width="1029" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7G00XhYDKqC66SJbFoBL6amW-2thuVvAXs6NBS6yQyB4CWP9q3CWl_EkNkfyIqKSYXZ1IJKCNZ5j_KLpGavCiDPEHEkk_PdGqq4WQKHiXfYqKudQc_shOy1aoezgAAsq8VhN63q7kDGmmO5u-yH5DGmRyOoLqYBQbkHUXUiuyuiJOeYh3HJZhWcNcmg/s16000/06.jpg" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="font-family: "Times New Roman"; text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (24,90%), Seguros (17,30%), e Bancos (16,59%).</span></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5NAlRfcG7M-3G2gpvNP2D-no8ui5Qu9C1OxDmOrXiKrMhw-ox_cLjItEsblwESwVNl5bfScWw613dXt8iR2QsIbHKUTwgAhHW1nkD9dA2yc6iJ6DU4uMhc7TgD6kGQqevUPp4j8SeGHfU5bDyptFqbdW4cBTREJOJah2vzyPboiz12KRRQolshYvp4A/s1038/07.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="585" data-original-width="1038" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5NAlRfcG7M-3G2gpvNP2D-no8ui5Qu9C1OxDmOrXiKrMhw-ox_cLjItEsblwESwVNl5bfScWw613dXt8iR2QsIbHKUTwgAhHW1nkD9dA2yc6iJ6DU4uMhc7TgD6kGQqevUPp4j8SeGHfU5bDyptFqbdW4cBTREJOJah2vzyPboiz12KRRQolshYvp4A/s16000/07.jpg" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div></div><div style="text-align: center;"><div style="font-family: "Times New Roman";"><br /></div><div style="font-family: "Times New Roman";"><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Em fundos, 58,63% estão em FI-Infra e 41,37% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifLHWDMATRVfYywXh9pIOZfp88fxoZOQL1ue1P5SxrJqFja-uFT7aBPzdXxw2tjERMLeKgifG7vnOpo1cxGZPPJEA4ji6BORZsRq1FZU79j8fokLZzegXn1dhmQQKbZAYDNfFC9btjxaQZJdE1lQGZGN9lpg9orYPTecdTywN5JOqOJyIs_AhwEqeSYQ/s971/08.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="465" data-original-width="971" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifLHWDMATRVfYywXh9pIOZfp88fxoZOQL1ue1P5SxrJqFja-uFT7aBPzdXxw2tjERMLeKgifG7vnOpo1cxGZPPJEA4ji6BORZsRq1FZU79j8fokLZzegXn1dhmQQKbZAYDNfFC9btjxaQZJdE1lQGZGN9lpg9orYPTecdTywN5JOqOJyIs_AhwEqeSYQ/s16000/08.jpg" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ETFs, 50,79% estão em Ações Americanas e 49,21% em Criptomoedas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi5SpLNRPE3HZ9opXzUU2P-4SUu7p_0M_wEYJw-s-1m6tTooDVvaF2IdFCoxoLVBfxnRnKq1vD10itZIi3rBz_NMXKzmliH7hp2v1v8Ky9iorMjY-Kuw9sEQl3fQ6yWtP6nSicZWCqDSFBpCPOIm7_FypdVhqsLVih1lT0e0BVyfY6L_i5ytiq6qUfUBA/s889/09.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="503" data-original-width="889" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi5SpLNRPE3HZ9opXzUU2P-4SUu7p_0M_wEYJw-s-1m6tTooDVvaF2IdFCoxoLVBfxnRnKq1vD10itZIi3rBz_NMXKzmliH7hp2v1v8Ky9iorMjY-Kuw9sEQl3fQ6yWtP6nSicZWCqDSFBpCPOIm7_FypdVhqsLVih1lT0e0BVyfY6L_i5ytiq6qUfUBA/s16000/09.jpg" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><br /></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;">Em Julho, li 2 livros:</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;">-"O mais importante para o investidor", do Howard Marks: Um dos livros mais recomendados nos podcasts de finanças, pois o autor é um gestor famoso, que atua no mercado financeiro há mais de 40 anos. O livro trata basicamente sobre mentalidade do investidor e como focar em reduzir riscos, ao invés de somente aumentar o ganho. A leitura é interessante, pois ajuda a mudar a chave e focar em pontos diferentes (o chamado "pensamento de 2º nível"). Recomendo a leitura para reforçar e melhorar alguns conceitos gerais sobre investimentos.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;">-"Investindo Além das Fronteiras: Suno Internacional: The Global Journal I", do Alberto Amparo: O livro é um compilado de textos da Suno Research voltado para o mercado norte-americano, com histórias sobre empresas americanas e como elas criam valor para os acionistas.</div><div class="separator" style="clear: both; text-align: left;">Para quem tem interesse em investimentos no exterior, que é o meu caso, recomendo a leitura</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;">Comecei também um curso on-line de gerenciamento de projeto com métodos ágeis, pois quero obter uma certificação ainda esse semestre.</div><div class="separator" style="clear: both; text-align: left;">Mercado de trabalho não está fácil, e a área de TI cobra aprendizado constante. Ainda estou bem empregado, mas nunca sabemos quando o tempo vai virar.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mês de Julho foi puxado, com muitas horas extras e cobrindo férias de colegas de trabalho no projeto.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Recebi somente 1 contato para processo seletivo, me inscrevi no final e estou aguardando o resultado. Mas acho que não fui aprovado, pois não fiz as provas/testes com muito empenho. </span></div></div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Tudo ok nessa área, sem destaques.</div><div><br /></div><div><br /></div><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Mês muito positivo na parte financeira e na parte de educação/livros, com mais um novo recorde de patrimônio e bom aporte.</div><div><br /></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div style="text-align: left;">Sucesso,</div><div style="text-align: left;"><br /></div><div style="text-align: left;">Abraço</div></div><div class="separator" style="clear: both;"> </div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div></div></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com1tag:blogger.com,1999:blog-2788623336830893103.post-91763551610271465122023-07-09T11:30:00.004-07:002023-07-09T11:30:49.824-07:00Fechamento - Junho/2023 - R$ 621 247,59 (+8,35% ou +R$47 888,47)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Junho/2023, com alguns comentários sobre o primeiro semestre.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiDoXqMHxRcWtYfMbAjkwpeET416RQocE4DAG6pLlTYWyoog0y9A07KRGxhNELk5Pel8HN_l8T2j2PJDquYO4l37Wvc9Dph7VFZDAbiGpJ7L0LXCzKbVQHzVP94FetydzBeJFbLCHc_Srt5DYyhHxmMdVujKf7sgFdNK5wZenm-jlEgWFQuOgDgIPB2SQ/s855/Captura%20de%20tela%202023-07-09%20134705.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="855" data-original-width="855" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiDoXqMHxRcWtYfMbAjkwpeET416RQocE4DAG6pLlTYWyoog0y9A07KRGxhNELk5Pel8HN_l8T2j2PJDquYO4l37Wvc9Dph7VFZDAbiGpJ7L0LXCzKbVQHzVP94FetydzBeJFbLCHc_Srt5DYyhHxmMdVujKf7sgFdNK5wZenm-jlEgWFQuOgDgIPB2SQ/s320/Captura%20de%20tela%202023-07-09%20134705.jpg" width="320" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Minha tranquilidade ao ver o crescimento do patrimônio no mês (versão gerada por IA)....</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">Em Junho minha carteira cresceu ainda mais, por conta do percentual grande de exposição em renda variável. As cotações de FIIs e ações aumentaram bem. A marcação a mercado dos títulos de renda fixa ainda não acompanharam, o que fez com que FIIs de papel, FI-Agros e FI-Infra não tenham subido tanto.</div><div class="separator" style="clear: both; text-align: justify;">Atingi um novo recorde e superei R$ 600 mil de patrimônio, algo que eu só esperava para o final do ano, e impulsionado por um super aporte de mais de R$ 20 mil. Com isso, acabei batendo a minha primeira meta do ano.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMkQwMks3ks0ry-RQEyO9XArIELu2Sd_nZOM3VSDEYptjlYOUaDQBr2ObUWnteNISTMOuS77jJY5IgmhaMUEOjdWB6pX1zRwJw7cPHngTSDILCZt6zbntbTnLjosVgnn5_2cxRlDY9o4jXNOINKvQn-BIFCvT-kHg0GNnugNap3t8P0JTokLR1s2xrNw/s1453/patrimonio01.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="810" data-original-width="1453" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMkQwMks3ks0ry-RQEyO9XArIELu2Sd_nZOM3VSDEYptjlYOUaDQBr2ObUWnteNISTMOuS77jJY5IgmhaMUEOjdWB6pX1zRwJw7cPHngTSDILCZt6zbntbTnLjosVgnn5_2cxRlDY9o4jXNOINKvQn-BIFCvT-kHg0GNnugNap3t8P0JTokLR1s2xrNw/s16000/patrimonio01.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão mensal do resultado de 2023</span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7pM9Mi9pWslcw2VjjucaFUHmK9QGTem-Y-GCYjNViY7FYRChv6B3FqAk-x7rIo9f2iP8U5LFUSQyJz1zBwdfShU2McpI4BGyf7e3Ri_KZTrou8zyKIOy6f62SAfRECS6ByEZ4XmN5TjZelJlzf5iOZ8gKotXloU9fnH4jhG58RymLCy23Cdmwo5vP2g/s1439/patrimonio02.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="809" data-original-width="1439" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7pM9Mi9pWslcw2VjjucaFUHmK9QGTem-Y-GCYjNViY7FYRChv6B3FqAk-x7rIo9f2iP8U5LFUSQyJz1zBwdfShU2McpI4BGyf7e3Ri_KZTrou8zyKIOy6f62SAfRECS6ByEZ4XmN5TjZelJlzf5iOZ8gKotXloU9fnH4jhG58RymLCy23Cdmwo5vP2g/s16000/patrimonio02.jpg" /></a></div><br /><div class="separator" style="clear: both;"><span style="font-family: arial;">Visão anual do resultado de 2023</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;">Junho foi mais fraco de proventos, com R$ 2 153,29 recebidos, apesar de ter sido mais do que recebi em junho/2022. Nesse ano, já recebi R$ 20 024,06 de proventos, também acima dos R$ 14 984,67 recebidos no primeiro semestre de 2022</div><div class="separator" style="clear: both; text-align: justify;">Recebi R$ R$ 1 587,32 de FIIs, R$ 371,72 de Fundos, R$ 157,62 de ações e R$ 36,63 de aluguel de ações</div><div class="separator" style="clear: both; text-align: justify;">Mantive acima de R$ 1,5 mil mensal recebido de FIIs, quem vem se firmando como novo patamar e já próximo de R$ 1,6 mil.</div><div class="separator" style="clear: both; text-align: justify;">O dividend yield mensal foi de 0,35% e 5,91% no acumulado de 12 meses, com R$ 3 058,88 recebidos em média por mês, caminhando em direção a minha meta de R$ 3,5 mil até o final do ano.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcpv75vBcqqHVRA865Pr4pa66zz29mCoMs49RiaeaW-_enBJnn1muf_zg7ne-SJnYRd4KKanNcyetwoD0CDoaW0W7pNsgG7sKvOXCmXPjsf8Ezrd9WxHc1M-EC5EHB05ui7UkSyjFUsw38H0n0JYbr3z8QbHVC9OzFBVZWBbfN97N5Af-2hDBbDKKX4w/s220/johnny-cash.gif" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="165" data-original-width="220" height="165" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcpv75vBcqqHVRA865Pr4pa66zz29mCoMs49RiaeaW-_enBJnn1muf_zg7ne-SJnYRd4KKanNcyetwoD0CDoaW0W7pNsgG7sKvOXCmXPjsf8Ezrd9WxHc1M-EC5EHB05ui7UkSyjFUsw38H0n0JYbr3z8QbHVC9OzFBVZWBbfN97N5Af-2hDBbDKKX4w/s1600/johnny-cash.gif" width="220" /></a></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><span style="font-family: arial;">Minha comemoração quando percebi que estava com mais de R$ 600 mil de patrimônio, acenando para meu companheiro "Dividendos"</span></div></div><div class="separator" style="clear: both;"><span style="font-family: arial;"></span></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">Aportei R$ 20 486,08, reinvestindo os proventos recebidos em Maio, e "turbinado" por bônus recebido da empresa..</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em FIIs, Ações, ETF e Tesouro Direto.</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei fundos de tijolo (Shopping, Híbrido e Logística) e de papel que já estavam na carteira</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Ações, comprei ações que já estavam na carteira (Locadora de Veículos e Varejo).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ETF, adicionei um novo ativo, de Ações Americanas. Fiquei muitos meses pensando em como começar a diversificar no exterior, e decidi começar por um ETF, pela facilidade, já que ainda não estou seguro em abrir conta no exterior.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Tesouro Direto, sigo aportando em Tesouro Selic.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 46,6%, FIIs com 32,9%, Tesouro Direto com 14,1%, Fundos com 5,7% e ETFs com 0,8%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sigo focando os aportes em FIIs e Fundos (FI-Agro e FI-Infra).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPI9BItyNLDWDJdmnnh5HiMHCGR5zRdpgTB0BZFyib84cLbU2ESrxkCmlzftNhMPNvoK-zUhFCU5YZkPgnyQtq4ZqfxLtEWvWbnHOad_mpTRdm9SeKBMvYFJ9_jjqWNOzs3pQnp51n0zp1BC6oZPgpQ1iLhzuzTCB1oj1P0Edp5Fs7E1_8DbDQ2fS95w/s1459/patrimonio03.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="799" data-original-width="1459" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPI9BItyNLDWDJdmnnh5HiMHCGR5zRdpgTB0BZFyib84cLbU2ESrxkCmlzftNhMPNvoK-zUhFCU5YZkPgnyQtq4ZqfxLtEWvWbnHOad_mpTRdm9SeKBMvYFJ9_jjqWNOzs3pQnp51n0zp1BC6oZPgpQ1iLhzuzTCB1oj1P0Edp5Fs7E1_8DbDQ2fS95w/s16000/patrimonio03.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos em 2023</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhiE8n5Z-zR2JyP3dUjLabZbdmL0-J0BkC0aVmqDF80niknGrdB8vSZQ7hWp0HKaAgAuoA9KviC_qIuOOeYtz6z0xMbohjrFgDp2Yy6x6CcMJJwmFbHuPZ4H9MPOjZDqzOIyvDgH1engfoBUBbd-A-rCacISo7TxWPqt_JJCXxQm_mMa2Xc-bt3QvEqfg/s1089/patrimonio04.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="749" data-original-width="1089" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhiE8n5Z-zR2JyP3dUjLabZbdmL0-J0BkC0aVmqDF80niknGrdB8vSZQ7hWp0HKaAgAuoA9KviC_qIuOOeYtz6z0xMbohjrFgDp2Yy6x6CcMJJwmFbHuPZ4H9MPOjZDqzOIyvDgH1engfoBUBbd-A-rCacISo7TxWPqt_JJCXxQm_mMa2Xc-bt3QvEqfg/s16000/patrimonio04.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira em Junho/2023</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="color: black; text-align: justify;">Em FIIs, terminei Junho com 29,54% em fundos de papel e 70,46% em fundos de tijolo. Os maiores setores são Logística ((15,28%), Shoppings (15,04%) e Renda Urbana (14,96%)</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtwnoTK4FY9cCpjXhF8MwI7OM-ted2B8JNSyBvMY3G1ydhNX5xeI49mjRAQhiTPunOKRa9-VLglqTRqNZB2w94k7gNX1nz9JW27sAukgLuiNI6PmKIpmqSWEw2pc5Y2of96NQvEQboM6ZCf0gXmbqdLhV8eZDw_0pOkqhvDNWPJ4dcjt1dObLiv3B_xA/s1052/patrimonio05.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="574" data-original-width="1052" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtwnoTK4FY9cCpjXhF8MwI7OM-ted2B8JNSyBvMY3G1ydhNX5xeI49mjRAQhiTPunOKRa9-VLglqTRqNZB2w94k7gNX1nz9JW27sAukgLuiNI6PmKIpmqSWEw2pc5Y2of96NQvEQboM6ZCf0gXmbqdLhV8eZDw_0pOkqhvDNWPJ4dcjt1dObLiv3B_xA/s16000/patrimonio05.jpg" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br style="font-family: "Times New Roman";" /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiV4z0yIW1a8_bGmNhnHsvE55WTTcv32tMhOE8iXK0ljuKvqlcXmmu2feMW6FbltfPRVg27jHNCxfNRGL_KIDwXdZdMprtS5WJHbm9nvnxSe-9UZ-O58BBPthPhFlqrACcQG2y12ZXT3-HsFjBCQQ1gWUFvm6AQCOoAnZXE-TdGqXEgE0JaaD4jA8FLRg/s1008/patrimonio06.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="634" data-original-width="1008" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiV4z0yIW1a8_bGmNhnHsvE55WTTcv32tMhOE8iXK0ljuKvqlcXmmu2feMW6FbltfPRVg27jHNCxfNRGL_KIDwXdZdMprtS5WJHbm9nvnxSe-9UZ-O58BBPthPhFlqrACcQG2y12ZXT3-HsFjBCQQ1gWUFvm6AQCOoAnZXE-TdGqXEgE0JaaD4jA8FLRg/s16000/patrimonio06.jpg" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div></div><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="font-family: "Times New Roman";"><span style="text-align: left;"><br /></span></div><div style="font-family: "Times New Roman"; text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (26,34%), Seguros (17,63%), e Bancos (16,84%).</span></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="font-family: "Times New Roman"; text-align: justify;"><br /></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMdEcIEuWz-qeFd7CEpb3jtPAzKjMpncG7yUyYIyw9oTfwwygBoQeJejxBfSEqb1DrUVdyvu4MF5k7tv8G59dj2bjIj3aokVh_GczxCZE6ma5fvNLPyQx6IU8rilvIB1h2hmuUoAJ3trW6xPMOPZ_td1xBJfkZVnQdrcUcn53EQr_vdyYUqjr_EIhYpg/s1004/patrimonio07.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="571" data-original-width="1004" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMdEcIEuWz-qeFd7CEpb3jtPAzKjMpncG7yUyYIyw9oTfwwygBoQeJejxBfSEqb1DrUVdyvu4MF5k7tv8G59dj2bjIj3aokVh_GczxCZE6ma5fvNLPyQx6IU8rilvIB1h2hmuUoAJ3trW6xPMOPZ_td1xBJfkZVnQdrcUcn53EQr_vdyYUqjr_EIhYpg/s16000/patrimonio07.jpg" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div></div><div style="text-align: center;"><div style="font-family: "Times New Roman";"><br /></div><div style="font-family: "Times New Roman";"><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Em fundos, 60,67% estão em FI-Infra e 39,33% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3Q1MH6rkU9N-FOhiiXpi8v71Sx3tFSI8PV3iNMuCL8LT8uh6gAkal-IcF8RJgphw-xx37DvOtjJoFiJcPCVHiMIR8fGsRCNbOLcc37uVHs7czSJfQImjziB8KB7wPkhB6FKnKONx6oYOBCtcbpWCdBmC9eD1vAOQZ8h_VOTXwEff0B8JUU_B2IYTG_w/s823/patrimonio08.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="491" data-original-width="823" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3Q1MH6rkU9N-FOhiiXpi8v71Sx3tFSI8PV3iNMuCL8LT8uh6gAkal-IcF8RJgphw-xx37DvOtjJoFiJcPCVHiMIR8fGsRCNbOLcc37uVHs7czSJfQImjziB8KB7wPkhB6FKnKONx6oYOBCtcbpWCdBmC9eD1vAOQZ8h_VOTXwEff0B8JUU_B2IYTG_w/s16000/patrimonio08.jpg" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: arial; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div></div><div style="text-align: center;"><div style="font-family: arial;"><br /></div><div style="font-family: arial;"><br /></div><div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ETFs, 50,31% estão em Ações Americanas e 49,69% em Criptomoedas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJ1EI9k_grhdqBekY4M8LRwkrh2OuLGpfIfnCwWhPhZnaipTo2hyGtoY6OvX9tegs8MESmrVVbHaeV5_B6_f0qyMlm5Hjy04mwFJyaXIWI_OX0O-j05kIbtZhD4XYJ9yKNzoAEKsgx37WM_4LufspJx-2yVbCBYPy2Jq44Lk6qOjtxS07HidsV1C2BVA/s898/patrimonio09.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="516" data-original-width="898" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJ1EI9k_grhdqBekY4M8LRwkrh2OuLGpfIfnCwWhPhZnaipTo2hyGtoY6OvX9tegs8MESmrVVbHaeV5_B6_f0qyMlm5Hjy04mwFJyaXIWI_OX0O-j05kIbtZhD4XYJ9yKNzoAEKsgx37WM_4LufspJx-2yVbCBYPy2Jq44Lk6qOjtxS07HidsV1C2BVA/s16000/patrimonio09.jpg" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: arial; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div></div><div style="text-align: center;"><div style="font-family: arial;"><br /></div><div style="font-family: arial;"><br /></div><div style="font-family: arial;"><br /></div><div><div class="separator" style="clear: both; font-family: arial; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><br /></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial; text-align: left;">Em Junho, li o livro "Ações Comuns, Lucros Extraordinários", do Philip Fisher, um dos mais famosos da área de finanças.</div><div class="separator" style="clear: both; font-family: arial; text-align: left;">Embora alguns exemplos de empresa estejam desatualizados, pois o livro originalmente é do final da década de 1950, a leitura é agradável e fácil. A melhor parte para mim foram os 15 pontos para avaliar empresas, pois continuam válidos e relevantes, apesar de ser difícil aplicar para os pequenos investidores.</div><div class="separator" style="clear: both; font-family: arial; text-align: left;">Acho que vale muito para quem está num nível mais intermediário, e já consegue analisar criticamente as empresas que aparecem numa recomendação de banco ou casa de análise.</div><div class="separator" style="clear: both; font-family: arial; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: arial; text-align: left;">Resumindo meu resultado de leitura em 2023:</div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">jan/23 - 1 livro ("Fundos de Investimento Imobiliário: Aspectos Gerais e Princípios de Análise", do Roni Antônio Mendes)</div><div class="separator" style="clear: both;">fev/23 - 1 livro ("Investindo em Ações no Longo Prazo", do Jeremy Siegel)</div><div class="separator" style="clear: both;">mar/23 - 1 livro ("Psicologia Financeira", do Morgan Housel)</div><div class="separator" style="clear: both;">abr/23 - 2 livros ( "O andar do bêbado: Como o acaso determina nossas vidas", do Leonard Mlodinow, melhor livro que li esse ano até agora, e "Método Fayh: Descubra Como Escolher os Melhores Fundos Imobiliários do Mercado e Viva de Renda", de Marcelo Fayh)</div><div class="separator" style="clear: both;">mai/23 - 1 livro ("O rei dos dividendos", do Luiz Barsi Filho)</div><div class="separator" style="clear: both;">jun/23 - 1 livro</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Total de livro lidos no ano até agora: 7 livros</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Tudo indica que irei atingir a minha meta de ler 12 livro no ano.</div><div class="separator" style="clear: both;"><br /></div></div><div class="separator" style="clear: both; font-family: arial; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: arial; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mês de junho foi um pouco menos puxado, com entregas ocorrendo no prazo e bônus recebido. Mas ainda sem perspectivas de promoção. Recebi 2 contatos para participar de de processos seletivos, mas não entrei em nenhum pois não estavam dentro das minhas expectativas.</span></div></div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Tudo ok nessa área, sem destaques.</div><div><br /></div><div><br /></div><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Mês ótimo na parte financeira, com novo recorde de patrimônio e bom aporte, com a primeira meta batida e as demais metas avançando bem.</div><div><br /></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></div><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div style="text-align: left;">Sucesso,</div><div style="text-align: left;"><br /></div><div style="text-align: left;">Abraço</div></div><div class="separator" style="clear: both;"> </div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com4tag:blogger.com,1999:blog-2788623336830893103.post-40598635467885746452023-06-10T08:48:00.002-07:002023-06-10T08:48:52.331-07:00Fechamento - Maio/2023 - R$ 573 359,12 (+3,46% ou +R$19 188,17)<p><span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Maio/2023.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgcswgGFh9SHRl9xvGc79lE3APNZo-ID9eECqOnj_-CCni8tlGHjs9xBCbcKSlst5shYKvZrtz73K5MqXp7wTg6_AE7o2jOeiXV2h_4um0CCKBoojagp5swwzyyMw584lck_ryiTZOIBHvSjFhRw80RfDVbSBcXpq1Lz3e7924vNzPv8QJptzMR9ZU/s2069/cash.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1259" data-original-width="2069" height="244" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgcswgGFh9SHRl9xvGc79lE3APNZo-ID9eECqOnj_-CCni8tlGHjs9xBCbcKSlst5shYKvZrtz73K5MqXp7wTg6_AE7o2jOeiXV2h_4um0CCKBoojagp5swwzyyMw584lck_ryiTZOIBHvSjFhRw80RfDVbSBcXpq1Lz3e7924vNzPv8QJptzMR9ZU/w400-h244/cash.jpg" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Minha reação ao fechar o mês, com novo recorde de patrimônio e ótimos rendimentos</span><span style="color: #2b00fe;">...</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">Maio veio com notícias ruins como sempre na área política, e algumas boas surpresas na área econômica (crescimento do PIB e menor inflação). FIIs de tijolo e ações da minha carteira subiram bem, enquanto FI-Infra, FI-Agro e FIIs de papel ainda não subiram tanto.</div><div class="separator" style="clear: both; text-align: justify;">Mais um bom aumento de patrimônio, atingindo um novo recorde, com mais de R$ 573 mil, com aporte de R$ 9 mil novamente.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoYdPKSIBHL3-UJ7BLEQBNNzSU0zs4EBiJqdQFhRYMRPlmVrF9sVdUbfjX57m0jToP2UcOIlaUakkrPeoJeem3pLsbcTO_79oE3ANckTivs5HXtvLj3gIE3DzMYe1cMg7iU_59FZ8lA00PFNtREKbioJs4Rry-BQYtO2QULvPwxGwiYu6yZLkvXiA/s1446/patrimonio1.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="809" data-original-width="1446" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoYdPKSIBHL3-UJ7BLEQBNNzSU0zs4EBiJqdQFhRYMRPlmVrF9sVdUbfjX57m0jToP2UcOIlaUakkrPeoJeem3pLsbcTO_79oE3ANckTivs5HXtvLj3gIE3DzMYe1cMg7iU_59FZ8lA00PFNtREKbioJs4Rry-BQYtO2QULvPwxGwiYu6yZLkvXiA/s16000/patrimonio1.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2023</span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjVdOK7LEUgN8Qa6NA-jyM1AMr-2hJmh7svLdP-m4Qu3JcGbX7Ot1r7SEP7y2vtdp-AFXu3tC6HSGbwPR77_O5q6tS-a4oOtdGt0z7yL7S1wzBU_5whdX-N1m81noKahIhr_xW2f8aE_r8gIv2MyXbI4jJk4yDD5kNTL2_GqNR2gc0miE1kodp01vQ/s1438/patrimonio2.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="811" data-original-width="1438" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjVdOK7LEUgN8Qa6NA-jyM1AMr-2hJmh7svLdP-m4Qu3JcGbX7Ot1r7SEP7y2vtdp-AFXu3tC6HSGbwPR77_O5q6tS-a4oOtdGt0z7yL7S1wzBU_5whdX-N1m81noKahIhr_xW2f8aE_r8gIv2MyXbI4jJk4yDD5kNTL2_GqNR2gc0miE1kodp01vQ/s16000/patrimonio2.png" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado de 2023</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;">Maio foi bom em proventeos, com R$ 6 310,01 recebidos. Foi o maior valor recebido no ano até agora, mas foi menor que maio/2022.</div><div class="separator" style="clear: both; text-align: justify;">Recebi R$ 4 559,24 de ações, R$ 1 530,87 de FIIs e R$ 219,90 de Fundos.</div><div class="separator" style="clear: both; text-align: justify;">Ultrapassei novamente R$ 1,5 mil mensal recebido de FIIs, e esse deve ser o novo patamar deve se elevar até o final do ano, quando espero fechar entre R$ 1,7 mil e R$ 1,8 mil.</div><div class="separator" style="clear: both; text-align: justify;">O dividend yield mensal foi de 1,13% e, considerando os valores recebidos nos últimos 12 meses, atingi 6,24%, e foram recebidos R$ 2 983,63 por mês em média (pequena queda em relação a março e abril/2023, que fiquei acima de R$ 3 mil). Lembrando que uma das minhas metas de 2023 é alcançar R$ 3,5 mil de média mensal de proventos.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">Aportei R$ 9 068,02, sempre reinvestindo os proventos recebidos.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em Fundos, FIIs e Ações.</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Fundos, comprei mais cotas de FI-Infras e de um FI=Agro da carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei cotas de fundos da carteira, sendo a maior parte de tijolo (Híbrido e Renda Urbana) e um pouco de FII de papel, pois ainda estava bem descontado.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ações, foi bem movimentado. Zerei minha posição numa empresa elétrica, e distribuí entre outras empresas da carteira (Farmacêutica, Banco e Elétrica). Direcionei uma parte do resultado dessa venda para Fundos.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 47%, FIIs com 32,5%, Tesouro Direto com 14,6%, Fundos com 5,7% e ETFs com 0,2%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Vou continuar a focar os aportes em FIIs e Fundos (FI-Agro e FI-Infra).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mesmo com a subida das cotações, continuamos em um bom momento para ativos de qualidade com preço descontado, embora as "promoções" tenham diminuído.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg0rh6EPG5E97estmrO9OKsK2QeAlUpJ_bisEw61o_P9-ZNJotNfzn3Nla9walsL9E230_Eo18cqI3Lftl0mbbRhFMIvVHmTwTgQisiYVjM46vBeCBSJZGUpz6dY1wN64wICH-KcKKaxKIOKp14r-SST5Owd_0xhIZ4YgcfGXBReypm6eKuYxx_pyQ/s1452/patrimonio3.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="794" data-original-width="1452" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg0rh6EPG5E97estmrO9OKsK2QeAlUpJ_bisEw61o_P9-ZNJotNfzn3Nla9walsL9E230_Eo18cqI3Lftl0mbbRhFMIvVHmTwTgQisiYVjM46vBeCBSJZGUpz6dY1wN64wICH-KcKKaxKIOKp14r-SST5Owd_0xhIZ4YgcfGXBReypm6eKuYxx_pyQ/s16000/patrimonio3.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXMAK9dRSbnHtb3pb-KJ8gzssyAtvQskSNfH1r5fGtCxkwzba1_l5w70i9MBm5hKMHwcubYhltccVi6n2h4dwNyjj_C_pfC-CAKZ30oNN3rmhqFtO29gxkq2L8TE6MyCrLcFc-yZu_ATKz2HEGAF5p3so0weMKwC4lAHdAlAurSZ9C8Y1bSYdUc0o/s1085/patrimonio4.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="744" data-original-width="1085" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXMAK9dRSbnHtb3pb-KJ8gzssyAtvQskSNfH1r5fGtCxkwzba1_l5w70i9MBm5hKMHwcubYhltccVi6n2h4dwNyjj_C_pfC-CAKZ30oNN3rmhqFtO29gxkq2L8TE6MyCrLcFc-yZu_ATKz2HEGAF5p3so0weMKwC4lAHdAlAurSZ9C8Y1bSYdUc0o/s16000/patrimonio4.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira em Março/2023</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;">Em FIIs, terminei Março com 31,59% em fundos de papel e 68,41% em fundos de tijolo. Os maiores setores são Renda Urbana (15,52%), </span><span style="text-align: justify;">Logística (14,68%)</span><span style="text-align: justify;"> e Shoppings (13,66%)</span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFeEwyiMeGlehwTAvNENdftri29993nfBZn3mmJ54LeYa8-wbWfAZPFSRaQn5S0mkhhZnF39hMm2W2ivtIX6Xz6PP4FCWRSpclQIn8cVX9QkA108-7hZ2X-6kP6UlefAO6eUSaJgMd2K3UtwkeOaQsSUhOapLwSeyxncBKW1RN2VU06xvmIbITGQo/s1027/patrimonio5.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="509" data-original-width="1027" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFeEwyiMeGlehwTAvNENdftri29993nfBZn3mmJ54LeYa8-wbWfAZPFSRaQn5S0mkhhZnF39hMm2W2ivtIX6Xz6PP4FCWRSpclQIn8cVX9QkA108-7hZ2X-6kP6UlefAO6eUSaJgMd2K3UtwkeOaQsSUhOapLwSeyxncBKW1RN2VU06xvmIbITGQo/s16000/patrimonio5.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; text-align: center;"><br style="font-family: "Times New Roman";" /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitwf1hHT6f-suNw0CGfX9e9MwceduWu9aWvuOUM5TmsOgcTel5YLPbCI59DxxcCJU4KTVhmZg5YFbSF117uUg9uXYG1zRayDb0RT1rDKP6_hSHV8FRZGqp6U60g2ftS5HUH7lQ3aVjM3PGOFrAqxpdcyBe7QbGaWMWZPqoY4sZAyOihnsGn76fqGQ/s1029/patrimonio6.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="649" data-original-width="1029" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitwf1hHT6f-suNw0CGfX9e9MwceduWu9aWvuOUM5TmsOgcTel5YLPbCI59DxxcCJU4KTVhmZg5YFbSF117uUg9uXYG1zRayDb0RT1rDKP6_hSHV8FRZGqp6U60g2ftS5HUH7lQ3aVjM3PGOFrAqxpdcyBe7QbGaWMWZPqoY4sZAyOihnsGn76fqGQ/s16000/patrimonio6.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div></div><div class="separator" style="clear: both;"><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (27,30%), Seguros (17,91%), e Bancos (16,21%).</span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEij_-XScsWh-Abz-E9uB6PDx8XvO8MraRK6xWazZBxYk2Alix3GKFblIMJPKqQA7AaCvopdjNuuuVHZFcAM-K9Sis3AeeDM69Cy0X5DpDnSmmqrHf0N5UBaln6w8vVoGtANzygAojeJjtIt1yhYSpXsHWHhkDj8j7XxVYeTlYPjR8SEo3OvFu1H3G0/s1033/patrimonio7.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="586" data-original-width="1033" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEij_-XScsWh-Abz-E9uB6PDx8XvO8MraRK6xWazZBxYk2Alix3GKFblIMJPKqQA7AaCvopdjNuuuVHZFcAM-K9Sis3AeeDM69Cy0X5DpDnSmmqrHf0N5UBaln6w8vVoGtANzygAojeJjtIt1yhYSpXsHWHhkDj8j7XxVYeTlYPjR8SEo3OvFu1H3G0/s16000/patrimonio7.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Em fundos, 60,04% estão em FI-Infra e 39,96% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqek7MY2lWUpf7rv0ciflJy5C7YqzkBN2EaxAbruSByFcJfwObhXLk6POYNNr8WHlJf_1iPgrKFcX6RAqRoSZiCThsvbiOGSWymk_HY545FwFZtol9ssAoM75viOFSFgBMjvm32EwcucDXczJ9xo7MwUUHE0Pl50uDSvlFzUS8PFTmIMmhP7Uq_P4/s994/patrimonio8.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="467" data-original-width="994" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqek7MY2lWUpf7rv0ciflJy5C7YqzkBN2EaxAbruSByFcJfwObhXLk6POYNNr8WHlJf_1iPgrKFcX6RAqRoSZiCThsvbiOGSWymk_HY545FwFZtol9ssAoM75viOFSFgBMjvm32EwcucDXczJ9xo7MwUUHE0Pl50uDSvlFzUS8PFTmIMmhP7Uq_P4/s16000/patrimonio8.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: arial; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div></div><div style="font-family: arial; text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div></div></div></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;">Em Maio, e terminei de ler o livro "O rei dos dividendos", de Luiz Barsi Filho. É a história de vida do sr. Luiz Barsi, um dos maiores investidores pessoa física da bolsa brasileira.</div><div class="separator" style="clear: both;">O livro fala desde a infância pobre dele, passa pelo crescimento, casamento, filhos, até o momento atual. Foi legal conhecer alguns aspectos pessoais, como os problemas com a família e relação com os filhos.</div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;">A melhor parte, claro, são as histórias de mercado financeiro, e o livro explora bem os "causos" no início da bolsa brasileira.</div><div class="separator" style="clear: both; text-align: left;">Não espere fórmulas mágicas ou recomendações de investimentos, mas tem bastante informação sobre mentalidade de investimentos de longo prazo.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;">Para quem quer saber mais sobre a evolução do mercado de ações brasileiro, vale muito a leitura.</div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mês bem agitado, com muitas demandas novas chegando e longas horas de trabalho. Nenhuma perspectiva de novo aumento de salário, mas pode ver um bônus no mês de junho.</span></div></div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Continua tudo ok nessa área, sem destaques.</div><div><br /></div><div><br /></div><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Mês muito bom em patrimônio e com ótimos proventos.</div><div>No próximo fechamento, farei a avaliação das metas até agora, e a avaliação de como foi o primeiro semestre do ano.</div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div style="text-align: left;">Sucesso,</div><div style="text-align: left;"><br /></div><div style="text-align: left;">Abraço</div></div><div class="separator" style="clear: both;"> </div><div class="separator" style="clear: both;"><br /></div></div></div><div class="separator" style="clear: both; text-align: justify;"><br /></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com4tag:blogger.com,1999:blog-2788623336830893103.post-46087587254619236492023-05-06T12:45:00.004-07:002023-06-10T08:48:53.834-07:00Fechamento - Abril/2023 - R$ 554 170,95 (+4,79% ou +R$ 25 331,23)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Abril/2023.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEieSWBdNy3fAljYRa0VLIP3R6aJvL1gnPg4stS0qBJsKn_OxL5nlM5LKoTU5SsHP8tNhuPdShRU2OI94j0_8_T6cbr3aORJHjyTQxoseFAVGIlldhjE2go3QrNFmpegYeM7O3-0wEv9XGQqoxJDPDviUsfo8DapiHxeuSi_r-sP7gQrYf6tSnCAJ4Y/s851/640px-Johnny_Cash_1977.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="851" data-original-width="640" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEieSWBdNy3fAljYRa0VLIP3R6aJvL1gnPg4stS0qBJsKn_OxL5nlM5LKoTU5SsHP8tNhuPdShRU2OI94j0_8_T6cbr3aORJHjyTQxoseFAVGIlldhjE2go3QrNFmpegYeM7O3-0wEv9XGQqoxJDPDviUsfo8DapiHxeuSi_r-sP7gQrYf6tSnCAJ4Y/w301-h400/640px-Johnny_Cash_1977.jpg" width="301" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Minha reação ao fazer o fechamento do mês, com recorde de patrimônio e boas notícias no trabalho, apesar de ter sido mais fraco em</span><span style="color: #2b00fe;"> dividendos</span><span style="color: #2b00fe;">...</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">Mesmo com as notícias complicadas sobre economia e política, a bolsa subiu no mês, principalmente FIIs de tijolo e ações da minha carteira. Até criptomoedas subiram. FI-Infra, FI-Agro e FIIs de papel estão sofrendo bastante ainda.</div><div class="separator" style="clear: both; text-align: justify;">Tive um bom aumento de patrimônio, atingindo um novo recorde, com mais de R$ 554 mil, com um bom aporte de R$ 9 mil.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjf7AQOg_2jF5UWbg3yzRD1q1Dz27Zv97L9BFDQH4Ur_Fhss7odf5rxkxiQ_9TBTbYKoB6SKpgLPxatzizH19f0S-jX6czHkN6NLZvxOeczvE43RJ3fZrOdfFPc3S7Lq9SpExygF9spdyUhxvL4G4vauPKhKaQQ6sJ_0sblbDJMnMdllxkVT9JDQkU/s1457/Patrimonio01.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="818" data-original-width="1457" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjf7AQOg_2jF5UWbg3yzRD1q1Dz27Zv97L9BFDQH4Ur_Fhss7odf5rxkxiQ_9TBTbYKoB6SKpgLPxatzizH19f0S-jX6czHkN6NLZvxOeczvE43RJ3fZrOdfFPc3S7Lq9SpExygF9spdyUhxvL4G4vauPKhKaQQ6sJ_0sblbDJMnMdllxkVT9JDQkU/s16000/Patrimonio01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2023</span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZWdfiRiRyBYLcslxuCWZRzJKPD_6ve3-oKzNUFZnQ8_hhLxl1dQ4PgDBTAd3DTZhdmGpNvd2m78ytzVZg8Ufksfzv7oAFuXsl3MidgucPtr_1LhQn67NwZWgDn78pry4mb35IRizO70hsYqFPQRrv06Ii6MewXyqaTwAAvSwykJK4iAMdGuQHUnI/s1462/Patrimonio02.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="821" data-original-width="1462" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZWdfiRiRyBYLcslxuCWZRzJKPD_6ve3-oKzNUFZnQ8_hhLxl1dQ4PgDBTAd3DTZhdmGpNvd2m78ytzVZg8Ufksfzv7oAFuXsl3MidgucPtr_1LhQn67NwZWgDn78pry4mb35IRizO70hsYqFPQRrv06Ii6MewXyqaTwAAvSwykJK4iAMdGuQHUnI/s16000/Patrimonio02.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado de 2023</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;">Abril foi mais franco de proventos, com R$ 2 016,23 recebidos, acima do recebido em abril/2022 e novamente um recorde para o mês de abril.</div><div class="separator" style="clear: both; text-align: justify;">Recebi R$ 1 521,27 de FIIs, R$ 275,26 de ações e R$ 219,70 de Fundos.</div><div class="separator" style="clear: both; text-align: justify;">Como comentei no último mês, ultrapassar R$ 1,5 mil mensal recebido de FIIs traz uma tranquilidade mental muito grande, por saber que é mais de 1 salário mínimo pingando na conta. Esse é um valor que uma parte dos brasileiros leva a vida inteira para obter como aposentadoria.</div><div class="separator" style="clear: both; text-align: justify;">O dividend yield mensal foi de 0,36% e, considerando os valores recebidos nos últimos 12 meses, atingi 6,55%.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">Aportei R$ 9 072,82, como sempre reinvestindo os proventos recebidos.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em FIIs, Tesouro Direto, Fundos e Ações.</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei cotas de fundos que já estavam na carteira (um de papel e um de shopping).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Fundos, comprei mais cotas de um FI-Infra da carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ações, comprei cotas de 2 novas empresas (uma do setor elétrico e a outra do setor de varejo), sendo que ambas eu estava acompanhando desde o ano passado.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 49,5%, FIIs com 32%, Tesouro Direto com 14,9%, Fundos com 3,4% e ETFs com 0,2%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Vou continuar a focar os aportes em FIIs e Fundos (FI-Agro e FI-Infra).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mesmo com a recente subida das cotações, continuamos em um bom momento para ativos de qualidade com preço descontado, sempre com foco no longo prazo.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGRUDaM6mL4H7AcP8O2hedDbZnOU1b_y62T8AYkNaaMiSeelf0wgr3HqQW38oTUXLnaScRabR5aY5opPtbDNMXuAXgbWF8rbjYHlfqMQzaeqmK3CM50V3xqQuab_aTDRtKJMzRqiTD4AcJkh4FZDRaBRzjjxayTzyX1zMFM6RctvqE_DysH1znE8g/s1457/Patrimonio03.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="793" data-original-width="1457" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGRUDaM6mL4H7AcP8O2hedDbZnOU1b_y62T8AYkNaaMiSeelf0wgr3HqQW38oTUXLnaScRabR5aY5opPtbDNMXuAXgbWF8rbjYHlfqMQzaeqmK3CM50V3xqQuab_aTDRtKJMzRqiTD4AcJkh4FZDRaBRzjjxayTzyX1zMFM6RctvqE_DysH1znE8g/s16000/Patrimonio03.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh_TZHNlFOrKcktnlRjlkfe33D0GnlKUevSENCWRAy2kwzXThcVhwxFrZftcaSbe8hJhxTiLgsqKDXTYlQp4gfKavgVPxrCZ96dihkissTB7hp2tnqSkiuk2xmGlEOvKXUyIo9Uu_MJwRWmbcrEyw2VQ09EsfCwKE0esRsAy_voXPwM_WTFynxGMG0/s1093/Patrimonio04.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="720" data-original-width="1093" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh_TZHNlFOrKcktnlRjlkfe33D0GnlKUevSENCWRAy2kwzXThcVhwxFrZftcaSbe8hJhxTiLgsqKDXTYlQp4gfKavgVPxrCZ96dihkissTB7hp2tnqSkiuk2xmGlEOvKXUyIo9Uu_MJwRWmbcrEyw2VQ09EsfCwKE0esRsAy_voXPwM_WTFynxGMG0/s16000/Patrimonio04.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira em Março/2023</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;">Em FIIs, terminei Março com 30,59% em fundos de papel e 69,41% em fundos de tijolo. Os maiores setores são Renda Urbana (15,93%), </span><span style="text-align: justify;">Logística (14,86%)</span><span style="text-align: justify;"> e Shoppings (13,78%)</span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgv3RILTUzigvyHcFclQ3vV_ms8fJvQ5oJE1izWIabwsZeNiTEai9O8m4MOl-u8zZtJpEFq2gv7_8hOWZqsVnB0kpPxup93T6FbAjj3q-6R7W9tiDbMnxHzWLocgJAkX8YK3CX6vXBVNoFaOf5W8zPi1w9-_eNYMY2JKmEBE39jgCn2mV2nENRwz1I/s837/Patrimonio05.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="535" data-original-width="837" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgv3RILTUzigvyHcFclQ3vV_ms8fJvQ5oJE1izWIabwsZeNiTEai9O8m4MOl-u8zZtJpEFq2gv7_8hOWZqsVnB0kpPxup93T6FbAjj3q-6R7W9tiDbMnxHzWLocgJAkX8YK3CX6vXBVNoFaOf5W8zPi1w9-_eNYMY2JKmEBE39jgCn2mV2nENRwz1I/s16000/Patrimonio05.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; text-align: center;"><br style="font-family: "Times New Roman";" /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYFVGSXblJ3s49wPxVOzaLLHRcufIflPMGq9jodjskjdMYkwox0Djf5ZiUcMcz_hYg5ivGLP_M7vU48AJwmonqhqIL2PQpl_kEXNL9_smaiSKgs6G4sMQGzPUCQD0IBTO6JI872favGCtrw7B-7nSVtjfPFWr93qbHyWIvxyIahMQtHlJkDE-plvs/s1030/Patrimonio06.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="650" data-original-width="1030" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYFVGSXblJ3s49wPxVOzaLLHRcufIflPMGq9jodjskjdMYkwox0Djf5ZiUcMcz_hYg5ivGLP_M7vU48AJwmonqhqIL2PQpl_kEXNL9_smaiSKgs6G4sMQGzPUCQD0IBTO6JI872favGCtrw7B-7nSVtjfPFWr93qbHyWIvxyIahMQtHlJkDE-plvs/s16000/Patrimonio06.JPG" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div></div><div class="separator" style="clear: both;"><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (31,06%), Seguros (18,47%), e Bancos (15,21%).</span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8olLTvKIz_c9WU1wb5U8bG1krUSgaq4w8zb6VCVLY3t_svcvEjEKGtChNZ9_RA63OjQBqaT0c30BZ0_sff6sicASXxRC3KAEF0AX17dUJ728ESx6Dejc3HVeGenRjPpjC9D6-YY0d6TwcYP_Npl4W-Kg1c2lBzMLB7mYcTVRJu7BZo7QNVCd9U6E/s1038/Patrimonio07.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="589" data-original-width="1038" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8olLTvKIz_c9WU1wb5U8bG1krUSgaq4w8zb6VCVLY3t_svcvEjEKGtChNZ9_RA63OjQBqaT0c30BZ0_sff6sicASXxRC3KAEF0AX17dUJ728ESx6Dejc3HVeGenRjPpjC9D6-YY0d6TwcYP_Npl4W-Kg1c2lBzMLB7mYcTVRJu7BZo7QNVCd9U6E/s16000/Patrimonio07.JPG" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Em fundos, 55,33% estão em FI-Infra e 44,67% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhe-bLF40istL8Airp0Tcp31wpG99ubeKZP8DLc57hK2RqUMzfD-YF4doFYx0riop-ERI_o7d--XLnE638HOVX28pXavCB7N7UQm7hWHdHfCSjZDL9gg859tqyXaShiNbmtE5RubT3jKsXDmruZgwlE-K8StibBegVOzH5N4-9VOIP3JAGj0X50-vM/s992/Patrimonio08.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="477" data-original-width="992" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhe-bLF40istL8Airp0Tcp31wpG99ubeKZP8DLc57hK2RqUMzfD-YF4doFYx0riop-ERI_o7d--XLnE638HOVX28pXavCB7N7UQm7hWHdHfCSjZDL9gg859tqyXaShiNbmtE5RubT3jKsXDmruZgwlE-K8StibBegVOzH5N4-9VOIP3JAGj0X50-vM/s16000/Patrimonio08.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: arial; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div></div><div style="font-family: arial; text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div></div></div></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;">Em Abril, aproveitei os feriados, e terminei de ler 2 livros.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Primeiro livro: "O andar do bêbado: Como o acaso determina nossas vidas", de Leonard Mlodinow. O autor explica, com várias exemplos e linguagem simples, como a estatística e a probabilidade podem ser usadas no cotidiano, e como o acaso é comum do que parece. O conteúdo é mais conceitual, sem fórmulas complicadas, e é ideal para quem não conhece nada do assunto. Recomendo a leitura.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Segundo livro: "Método Fayh: Descubra Como Escolher os Melhores Fundos Imobiliários do Mercado e Viva de Renda", de Marcelo Fayh. O autor é especialista em Fundos Imobiliários, e o livro tem o objetivo de ser um guia geral para investidores.</div><div class="separator" style="clear: both;">A linguagem é acessível, e é bem amplo, trazendo tanto conceitos gerais quanto exemplos de análise de setores. A parte que ele explica como ler os informes mensais, trimestrais e anuais é bem útil.</div><div class="separator" style="clear: both;">Mas no geral os exemplos são rasos, e alguns conceitos poderiam ser explorados com mais detalhes. Por exemplo, o autor foca no indicador Preço/Valor Patrimonial (P/VP) dos fundos, mas não explica as situações que podem ocorrer distorções (por exemplos, reavaliação patrimonial ou desdobramento/agrupamento de cotas).</div><div class="separator" style="clear: both;">Para quem está começando, pode ser útil, mas se já tiver lido alguns livros da área, esse pode ser deixado de lado. Então recomendo apenas para iniciantes.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div><div>Finalmente saiu o resultado da avaliação de desempenho. Fiquei entre os melhores do projeto, e fui aprovado para receber um pequeno aumento de salário a partir de maio. Ainda existe a possibilidade de promoção, o que pode trazer mais um aumento.</div><div>O projeto segue puxado, com discussões com o cliente e bastante trabalho, além de uma possível mudança de gerente.</div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Tudo ok nessa área, sem destaques.</div><div><br /></div><div><br /></div><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Mês bom em praticamente todos os setores, e bem produtivo na parte de leitura.</div><div><br /></div><div><br /></div><div>Sucesso,</div><div><br /></div><div>Abraço</div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div></span></div></span></div></div></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"> </div><div class="separator" style="clear: both;"><br /></div></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com3tag:blogger.com,1999:blog-2788623336830893103.post-82203328478778397372023-04-08T12:44:00.000-07:002023-04-08T12:44:06.208-07:00Fechamento - Março/2023 - R$ 528 839,72 (+1,33% ou +R$ 6 954,36)<p><span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de março/2023.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiIsBmlalgHroyaTTxujX4ES8CU_0YnE_5GgKFl-7ZfZkLrm_aqZDa1ecntMryFyjRTK5JiQLs8Td2oaB5cz9nK4hkjEL9ruqZUOIicU__k6qdIRFLpMWBel_umiId2jVJFn-uWeP-TLTboq9cSjyuD48QcSQwiFREcUFS_C4RwgXGhn5LBix-e6Ek/s1000/johnny-cashs-health-issues-were-prevalent-1600178790.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="563" data-original-width="1000" height="360" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiIsBmlalgHroyaTTxujX4ES8CU_0YnE_5GgKFl-7ZfZkLrm_aqZDa1ecntMryFyjRTK5JiQLs8Td2oaB5cz9nK4hkjEL9ruqZUOIicU__k6qdIRFLpMWBel_umiId2jVJFn-uWeP-TLTboq9cSjyuD48QcSQwiFREcUFS_C4RwgXGhn5LBix-e6Ek/w640-h360/johnny-cashs-health-issues-were-prevalent-1600178790.jpg" width="640" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Minha "alegria" ao ver as notícias do governo querendo gastar ainda mais dinheiro do contribuinte, querendo criar novos impostos e sem fazer nenhum esforço para reduzir custos ou cortar mordomias...</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">A bolsa continuou caindo forte no mês de março, chegando a ficar abaixo de 100 mil pontos. FIIs de papel sendo muito amassados, com notícias de calotes e pedidos de recuperação judicial de empresas batendo recorde. FI-Infra apanhando também.</div><div class="separator" style="clear: both; text-align: justify;">Apesar de tantas notícias ruins, ainda tive um pequeno aumento de patrimônio, com R$ 528 mil. Consegui aportar bem no mês, com R$ 9 mil investidos, o que acabou compensando a queda nas cotações e ajudou a fechar o mês no positivo.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7jptlJHlEoCElsOxDnVt6EWrpY1MfM1uHqns2RwGalDxxtPOaweXliwjAdGcep30ZWRTgCKJFGCpvtKemki3OIZR7jNQyFQmQMiNb-xykvu9aoOfWIPRmk3UTOqBGjWMMzKXhXm_Or2Pw65_OFtX_cUAFvcv6QFlVWNQEFoQgGZQI_X951ukE_sA/s1453/p01.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="814" data-original-width="1453" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7jptlJHlEoCElsOxDnVt6EWrpY1MfM1uHqns2RwGalDxxtPOaweXliwjAdGcep30ZWRTgCKJFGCpvtKemki3OIZR7jNQyFQmQMiNb-xykvu9aoOfWIPRmk3UTOqBGjWMMzKXhXm_Or2Pw65_OFtX_cUAFvcv6QFlVWNQEFoQgGZQI_X951ukE_sA/s16000/p01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2023</span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgffW4z7p-sivjUPUaubaDt76rLd8sxeVtIFtmLvr-mtzsiMqiSTjz0F9NRJMys9K9CmFqrsMg9DGg1YoJWmciRZ4yWyp0SyrVXmGwfXkw3BHlEHplkM-I3LJ4tgVWdAHSHMuUg9gZsrki2fQfzBViqxah3uwIabLpupJKZHGEC1cpMUDiuN0_czw8/s1456/p02.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="822" data-original-width="1456" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgffW4z7p-sivjUPUaubaDt76rLd8sxeVtIFtmLvr-mtzsiMqiSTjz0F9NRJMys9K9CmFqrsMg9DGg1YoJWmciRZ4yWyp0SyrVXmGwfXkw3BHlEHplkM-I3LJ4tgVWdAHSHMuUg9gZsrki2fQfzBViqxah3uwIabLpupJKZHGEC1cpMUDiuN0_czw8/s16000/p02.JPG" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado de 2023</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;">O mês de Março foi melhor de proventos, com R$ 3 626,13 recebidos, quase o dobro do recebido em março/2022 e um recorde para o mês de março.</div><div class="separator" style="clear: both; text-align: justify;">Recebi R$ 2 173,67 de ações, R$ 1 452,46 de FIIs, e R$ 173,20 de Fundos. Até julho devo ultrapassar R$ 1,5 mil mensal recebido de FIIs, o que vai trazer um conforto mental muito grande.</div><div class="separator" style="clear: both; text-align: justify;">O dividend yield mensal foi de 0,69% e, considerando os valores recebidos nos últimos 12 meses, atingi mais o novo recorde de 6,78%.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">Aportei R$ 9 630,92, como sempre reinvestindo os proventos recebidos.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em Ações, FIIs, Tesouro Direto e Fundos.</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ações, comprei mais cotas de empresas que já estavam na carteira (Banco, Locadora de Veículos e setor de Petróleo/Gás/Combustíveis).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei cotas de fundos que já estavam na carteira (dois de papel, e um de logística).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Fundos, comprei mais algumas cotas de um FI-Agro da carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 50%, FIIs com 31,6%, Tesouro Direto com 15%, Fundos com 3,2% e ETFs com 0,2%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Vou continuar a focar os aportes em FIIs e Fundos (FI-Agro e FI-Infra). Em ações, em abril devo adicionar mais duas novas empresas na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Bom momento para ativos de qualidade com preço descontado, mesmo com a economia dando sinais de que 2023 será um ano fraco.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhsVWHCu1C1VVnmtLHLjMIXzd1WgOpFc79F1Zu8WvOYiaJMCUrNRdxI0ouNoSBwTFxxdXlYL55wJzysL0sho0dNm7SbeO4v1wGkZICnr4gNUamsMPsxNp0-UEJmOs0UzyRpgFsquKzeJ_y_vmRy9KWDBQfUBmaKcT0i3X1v7eXlBQ-wjH3fkp6m9ng/s1452/p03.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="792" data-original-width="1452" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhsVWHCu1C1VVnmtLHLjMIXzd1WgOpFc79F1Zu8WvOYiaJMCUrNRdxI0ouNoSBwTFxxdXlYL55wJzysL0sho0dNm7SbeO4v1wGkZICnr4gNUamsMPsxNp0-UEJmOs0UzyRpgFsquKzeJ_y_vmRy9KWDBQfUBmaKcT0i3X1v7eXlBQ-wjH3fkp6m9ng/s16000/p03.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEisIRRlXkPnFeGrPqnqVM6IOqwOsrqkXOY9Yml4EJi9UwVGKdaOT4h4jDr3GqTkv0t1eUpIr_GyRApdjVcdZMiA25EmjzX_K04qhzsuQKSH0sLTKsfGcIqSQNqN7yf0E9_sA1sw9zYwjjTim8Dij0K9SO2YJCAoCf3LdcXo301QBlRAeb_XDSNVfSc/s1084/p04.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="719" data-original-width="1084" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEisIRRlXkPnFeGrPqnqVM6IOqwOsrqkXOY9Yml4EJi9UwVGKdaOT4h4jDr3GqTkv0t1eUpIr_GyRApdjVcdZMiA25EmjzX_K04qhzsuQKSH0sLTKsfGcIqSQNqN7yf0E9_sA1sw9zYwjjTim8Dij0K9SO2YJCAoCf3LdcXo301QBlRAeb_XDSNVfSc/s16000/p04.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira em Março/2023</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;">Em FIIs, terminei Março com 30,9% em fundos de papel e 69,10% em fundos de tijolo. Os maiores setores são Renda Urbana (16,02%), </span><span style="text-align: justify;">Logística (15,15%)</span><span style="text-align: justify;"> e Shoppings (13,07%)</span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjY_6DfZkr_My32NWRqA9ZD05UARDjldgeqkmJHFbP9ANOsWcYSe7-fd9OXPD3us8bEMKL0hO3oYS7KCQDH5TMKDFr4p3qyqUKQtd9oK3Y11rwtAetc6wTo1xghvMcTLYOZ1yXj7E2BssYHU5MgfzT_3UES6dN-snLN2oDh41ixB7hXXB1iEiIkuMY/s838/p05.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="542" data-original-width="838" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjY_6DfZkr_My32NWRqA9ZD05UARDjldgeqkmJHFbP9ANOsWcYSe7-fd9OXPD3us8bEMKL0hO3oYS7KCQDH5TMKDFr4p3qyqUKQtd9oK3Y11rwtAetc6wTo1xghvMcTLYOZ1yXj7E2BssYHU5MgfzT_3UES6dN-snLN2oDh41ixB7hXXB1iEiIkuMY/s16000/p05.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; text-align: center;"><br style="font-family: "Times New Roman";" /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiH0XtFgszDENZEn_nFUpuYPPLmjyCSNY5YJSKYarOJ3sYG277c6C0u4d4TTk0RFl3cYBBGnhFSC8IleIHeftB0GYBrKFSueXogJ176pNNxKYZ00y-PdvAO353NMCWCsZc0TKsqA10w8MOMbeFC7Ra4kalxMWaQ23zYHBEJBLKNSt_4Y1T-uL6QHk4/s1032/p06.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="655" data-original-width="1032" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiH0XtFgszDENZEn_nFUpuYPPLmjyCSNY5YJSKYarOJ3sYG277c6C0u4d4TTk0RFl3cYBBGnhFSC8IleIHeftB0GYBrKFSueXogJ176pNNxKYZ00y-PdvAO353NMCWCsZc0TKsqA10w8MOMbeFC7Ra4kalxMWaQ23zYHBEJBLKNSt_4Y1T-uL6QHk4/s16000/p06.JPG" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div></div><div class="separator" style="clear: both;"><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (31,47%), Seguros (19,01%), e Bancos (15,35%).</span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAuU3L82wYB0uuAc4unC6mFW8TyOMEaZ5rU0ESRiPuky2-l2vleC8LjSCryph11CWrMZ38CEA6iaeYy_gP2qLRkfDhshEPg0_obMUbjaVWrLSDqZmFJS0gAwNNJ0rsZXO_Z7Fr82L-iq7IfBidRR-pym_8yH85RxaXeuuYAMruPQbJkP2wbcxGUZ4/s1031/p07.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="588" data-original-width="1031" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAuU3L82wYB0uuAc4unC6mFW8TyOMEaZ5rU0ESRiPuky2-l2vleC8LjSCryph11CWrMZ38CEA6iaeYy_gP2qLRkfDhshEPg0_obMUbjaVWrLSDqZmFJS0gAwNNJ0rsZXO_Z7Fr82L-iq7IfBidRR-pym_8yH85RxaXeuuYAMruPQbJkP2wbcxGUZ4/s16000/p07.JPG" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Em fundos, se manteve igual, 46,15% estão em FI-Infra e 53,85% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgoDrJ34NK82eEEFZYZLNTP0cYxI3NJp1e5EJTNyJqXeWVHjYzookAhzYZ6SJ4AhbSNRRJvuJ3OxD00unSucZCRC0SSt5Ob64747k2OmrONKi16P4N3Z5xY62f3RjSUiWinVCbaeqfXMdIjsmtG3UP5r2XnoF2oMT5ckblINOvSgg_F_2rTN0tFl8E/s812/p08.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="573" data-original-width="812" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgoDrJ34NK82eEEFZYZLNTP0cYxI3NJp1e5EJTNyJqXeWVHjYzookAhzYZ6SJ4AhbSNRRJvuJ3OxD00unSucZCRC0SSt5Ob64747k2OmrONKi16P4N3Z5xY62f3RjSUiWinVCbaeqfXMdIjsmtG3UP5r2XnoF2oMT5ckblINOvSgg_F_2rTN0tFl8E/s16000/p08.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: arial; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div></div><div style="font-family: arial; text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div></div></div></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;">No mês de Março, não fiz nenhum curso on-line. Devo começar a aestudar para a certificação agora em Abril.</div><div class="separator" style="clear: both;">Seguindo no meu compromisso de ler 1 livro por mês, em Março terminei de ler o livro "psicologia financeira", de Morgan Housel.</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;">É um livro muito citado nos podcasts sobre finanças e trata, como o título deixa óbvio, de mentalidade para lidar com finanças.</div><div class="separator" style="clear: both;">O autor começa o primeiro capítulo com duas história que demonstram que os fatores que normalmente associamos a pessoas de sucesso (avançado conhecimento em finanças, forte networking, experiência profissional em cargos executivos em grandes empresas) não se traduzem, obrigatoriamente, em sucesso financeiro. A primeira história é de um homem simples, que trabalhou como zelador, e que deixou milhões de dólares de doação para a caridade quando morreu, enquanto a segunda história é de um executivo de multinacional, que ganhava milhões de dólares e morava numa mansão, mas que faliu na crise de 2008. A partir daí, o autor vai trazendo exemplos e mudando conceitos que normalmente as pessoas tem sobre dinheiro, riqueza, investimentos e independência financeira.</div><div class="separator" style="clear: both;">A leitura é bem agradável e flui muito bem, com os capítulos bem amarrados.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Acho que os dois maiores insights que tirei do livro são:</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">-Fortuna é aquilo que você não vê: Quando vemos uma pessoa com um carro ou relógio caro, não temos como afirmar, somente por aquele bem, que ele ou ela é super rico e bem de vida. Apenas podemos afirmar que a pessoa tem uma baita dívida para pagar ou tem menos patrimônio, que foi usado para adquirir aquele artigo caro;</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">-Pessoa geniais nem sempre tem ideias incríveis o tempo todo: O autor cita a frase de que pessoas geniais são aquelas que, quando todos estão em pânico sem saber o que fazer, tomam decisões medianas, e procuram não cometer muitos erros grandes. Depois, ilustra com exemplos como ser "na média" em relação a dinheiro, sem buscar ganhos absurdos nem cometer erros que acabam com todo o seu patrimônio, pode ajudar no longo prazo.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Gostei muito do livro, e pretendo ler novamente daqui a alguns anos, para reforçar alguns conceitos.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div><div>O mês de março foi puxado, com alguns departamentos do cliente retomando projetos que estavam parados, com muitas reuniões de planejamento.</div><div>Agora em Abril deve sair o resultado de avaliação de desempenho. Acredito que terei outra boa avaliação por parte da gerência, vamos ver se isso vai se traduzir em promoção ou aumento de salário.</div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Peguei um resfriado bem forte, e fiquei um final de semana de cama. Mas fora isso tudo ok.</div><div><br /></div><div><br /></div><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Mês difícil para as finanças, com bolsa caindo e notícias negativas de algumas empresas. Demais áreas vão caminhando.</div><div><br /></div><div><br /></div><div>Sucesso,</div><div><br /></div><div>Abraço</div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div></span></div></span></div></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com3tag:blogger.com,1999:blog-2788623336830893103.post-57490088520957778852023-03-01T12:27:00.006-08:002023-04-08T12:14:40.173-07:00Fechamento - Fevereiro/2023 - R$ 521 885,36 (-0,15% ou -R$ 767,12)<p><span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para mais um fechamento de 2023, com dados de fevereiro.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjl64YX-6QtXjUxxvKujCHKfMIj5ytrikvzamojr7VCp6abFaFamu3yn1VX73-GJAisxWmmTSABshJcPZR0FOX_W823772f4JBum7YpSdriYChnSjiVfR6-qvczuUqoY1B8dRpTI2JIcDAs_sbMFP3lQFpnLiMYTMSd8Fh3v5hDWyipevCVJWyP3yg/s520/i-love-june-carter.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="361" data-original-width="520" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjl64YX-6QtXjUxxvKujCHKfMIj5ytrikvzamojr7VCp6abFaFamu3yn1VX73-GJAisxWmmTSABshJcPZR0FOX_W823772f4JBum7YpSdriYChnSjiVfR6-qvczuUqoY1B8dRpTI2JIcDAs_sbMFP3lQFpnLiMYTMSd8Fh3v5hDWyipevCVJWyP3yg/s16000/i-love-june-carter.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Eu me esforçando para ficar tranquilo com a queda no patrimônio, apesar de ter recebido bons dividendos e ter aportado forte no mês.....</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">A bolsa caiu forte no mês de fevereiro, principalmente nas últimas semanas. FIIs estão apanhando bastante, principalmente pelos sinais de inadimplência surgindo com inquilinos e credores, e começa a respingar também em FI-Infra e FI-Agro, ainda que com menor intensidade.</div><div class="separator" style="clear: both; text-align: justify;">Tive queda no patrimônio, mas consegui fechar acima de R$ 521 mil. Consegui aportar muito esse mês, mais de R$17 mil, por ter recebido um bônus da empresa e reaplicando dividendos.</div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgf9825e9sjQbuxEIoY5it9GuGC3sIsjPHsjTYT5va_gsm_BwBGgE_XmLqxIEpp8P1jweQMkLgUvXPdDi8o9y415tmfX46keBPsGKFkmwOMKgH2CdktxfkilBmEuVVSYg-8VglYLLQ6inVpSN0BI8LCn4iUzrs8U1pjDy4Hb9sTCMeJU-gKkd4UryY/s1459/Patrimonio1.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="817" data-original-width="1459" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgf9825e9sjQbuxEIoY5it9GuGC3sIsjPHsjTYT5va_gsm_BwBGgE_XmLqxIEpp8P1jweQMkLgUvXPdDi8o9y415tmfX46keBPsGKFkmwOMKgH2CdktxfkilBmEuVVSYg-8VglYLLQ6inVpSN0BI8LCn4iUzrs8U1pjDy4Hb9sTCMeJU-gKkd4UryY/s16000/Patrimonio1.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2023</span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9KwAb9R53dQ0qHfp68NWzdGLSQ-8nSrqyvT0izsjcOKHgVcJbG1hT4bxhyzfIvuq4WOtEitMdEh7CDfZyYe36XYOj422XjLtEw_iKPy5GOewRw0gJCCGoU25Lqb_TL1dg9pydpfjxip9b3u5vy8B3XCiEXijQ-pOfw1EYf55zSQlOJ2g56ksbJrk/s1455/Patrimonio2.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="822" data-original-width="1455" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9KwAb9R53dQ0qHfp68NWzdGLSQ-8nSrqyvT0izsjcOKHgVcJbG1hT4bxhyzfIvuq4WOtEitMdEh7CDfZyYe36XYOj422XjLtEw_iKPy5GOewRw0gJCCGoU25Lqb_TL1dg9pydpfjxip9b3u5vy8B3XCiEXijQ-pOfw1EYf55zSQlOJ2g56ksbJrk/s16000/Patrimonio2.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado de 2023</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;">O mês de Fevereiro foi um pouco mais fraco que Janeiro, mas ainda assim bom em proventos, com R$ 2 006,40 recebidos, quase o mesmo valor recebido em fevereiro/2022.</div><div class="separator" style="clear: both; text-align: justify;">Recebi R$ 1 429,61 de FIIs, R$ 409,59 de ações, e R$ 167,20 de Fundos.</div><div class="separator" style="clear: both; text-align: justify;">O dividend yield mensal foi de 0,39% e, considerando os valores recebidos nos últimos 12 meses, atingi o novo recorde de 6,50%.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">Aportei R$ 17 062,05, sempre reinvestindo os proventos recebidos.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em Fundos, FIIs, Tesouro Direto e Ações.</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Fundos, comprei novos FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei cotas de fundos que já estavam na carteira (um de papel, e um híbrido) e mais um novo fundo de tijolo (híbrido). Acredito que não a partir de agora não devo mais comprar novos ativos, apenas comprar mais cotas de fundos que já estão na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Para fechar, comprei mais ações de uma empresa de locação de veículos que já estava na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 50,1%, FIIs com 31,7%, Tesouro Direto com 14,8%, Fundos com 3,2% e ETFs com 0,2%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Vou continuar a focar os aportes em FIIs e Fundos (FI-Agro e FI-Infra). Em ações, continuo monitorando duas empresas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mercado com boas oportunidades de compras de ativos, apesar de possível desempenho mais fraco da economia esse ano.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUsqxnA60bUXE6DFhS5Jdb2jtJlNctGUT3wGKES9V56u63vs6Ca_Q7NeWOdhyiknZ-e7aJuAkt5ur46M8HSV3hKc7ASTyxr3z4omEIwEcRar-1IFLscx3kKO9dIwxtCBGpYU7GBEJEW3RsYU09XwC6tdDiIgLYcea91kStTCetk68qrhdKwb65JzU/s1456/Patrimonio3.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="798" data-original-width="1456" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUsqxnA60bUXE6DFhS5Jdb2jtJlNctGUT3wGKES9V56u63vs6Ca_Q7NeWOdhyiknZ-e7aJuAkt5ur46M8HSV3hKc7ASTyxr3z4omEIwEcRar-1IFLscx3kKO9dIwxtCBGpYU7GBEJEW3RsYU09XwC6tdDiIgLYcea91kStTCetk68qrhdKwb65JzU/s16000/Patrimonio3.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNP-XcnclC_vF0Mc4XiM3mvvN5bLOqsIZL90SIER7jdK_k3a_Ow3WBFf8hlWlWfb-FIxOr17jv3lVfcyy5OhkjindVdwfn5qb2umUiOkWQbhawBQbRE1UZ2N7ylAhTZ94az93MormlFei0-s6kjX09IL9sOiCKWnTXxHqZOyRKBypbmQI71upwKLo/s1083/Patrimonio4.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="741" data-original-width="1083" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNP-XcnclC_vF0Mc4XiM3mvvN5bLOqsIZL90SIER7jdK_k3a_Ow3WBFf8hlWlWfb-FIxOr17jv3lVfcyy5OhkjindVdwfn5qb2umUiOkWQbhawBQbRE1UZ2N7ylAhTZ94az93MormlFei0-s6kjX09IL9sOiCKWnTXxHqZOyRKBypbmQI71upwKLo/s16000/Patrimonio4.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira em Fevereiro/2023</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;">Em FIIs, terminei o mês de Fevereiro com 31,33% em fundos de papel e 68,67% em fundos de tijolo. Os maiores setores são Renda Urbana (16,27%), </span><span style="text-align: justify;">Logística (14,24%)</span><span style="text-align: justify;"> e Shoppings (13,08%)</span></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4hMGUO1qxItbTydFyKjQLbnV1qKXeC4eepy8MEBCmZEipOtJfNheR_EQ1vdB5kvtElIkmkr428H4l1ugKgqK_CWghggZYPU2QwSiwHhr65jW2W4RmDx3-y1U0NJs8Q5W3pYjpNeCSinmViBCBolqIRlS4_OWHsLxYaL2rjzOhfu8bZWZj6W3v1bw/s955/Patrimonio5.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="617" data-original-width="955" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4hMGUO1qxItbTydFyKjQLbnV1qKXeC4eepy8MEBCmZEipOtJfNheR_EQ1vdB5kvtElIkmkr428H4l1ugKgqK_CWghggZYPU2QwSiwHhr65jW2W4RmDx3-y1U0NJs8Q5W3pYjpNeCSinmViBCBolqIRlS4_OWHsLxYaL2rjzOhfu8bZWZj6W3v1bw/s16000/Patrimonio5.JPG" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por tipo</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; text-align: center;"><br style="font-family: "Times New Roman";" /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgIurfTSXtBBUxxe7UW9LPd3CFOE1DNZvANjn9G8_b9FW-iNFv3eNBffq2g_oVucCPYXhskXcIwoPyOUg1gd2-lwRpIJ2Z88HbtFzFZ9R7yf53bTfDHo3ZX9NxwNQdEID-fu2zfgVI_Xypu3JpsF5cyVgM9S1oenJA2oPtXf0SBG_syjP85Kza7cOU/s1033/Patrimonio6.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="650" data-original-width="1033" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgIurfTSXtBBUxxe7UW9LPd3CFOE1DNZvANjn9G8_b9FW-iNFv3eNBffq2g_oVucCPYXhskXcIwoPyOUg1gd2-lwRpIJ2Z88HbtFzFZ9R7yf53bTfDHo3ZX9NxwNQdEID-fu2zfgVI_Xypu3JpsF5cyVgM9S1oenJA2oPtXf0SBG_syjP85Kza7cOU/s16000/Patrimonio6.JPG" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div></div><div class="separator" style="clear: both;"><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (31,11%), Seguros (20,04%), e Bancos (15,64%).</span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhoYEXFjBX-yAzoA4OgusFb3nrGYzkFn1zRUKs1pM10AD94TpwB6zcauFeeUZnWjAoz9hJkT6yFZ0VtA2YyMeYLUb4o8iEQEKu5tbpYoPTBZtHiwbtQJ6-5z1QllVDOzdX8MdqGCfBuqjC08cLRjRu0rWYYj57JAi8HV4K1MXYmGqKhyINjyyk9i4E/s1029/Patrimonio7.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="586" data-original-width="1029" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhoYEXFjBX-yAzoA4OgusFb3nrGYzkFn1zRUKs1pM10AD94TpwB6zcauFeeUZnWjAoz9hJkT6yFZ0VtA2YyMeYLUb4o8iEQEKu5tbpYoPTBZtHiwbtQJ6-5z1QllVDOzdX8MdqGCfBuqjC08cLRjRu0rWYYj57JAi8HV4K1MXYmGqKhyINjyyk9i4E/s16000/Patrimonio7.JPG" /></a></div><br /><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Em fundos, 46,15% estão em FI-Infra e 53,85% em FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Devo comprar mais um FI-Agro, para aumentar a diversificação, depois só aportar em ativos da carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjyr2qqeJt68jBhc3kayVNC9MWfbOrsp8EXZeu84M4uc0Df4cDMKKQHetSi0snxBt3d_ZZHeS2sdGmb03H5BgTIscLVUeMuK81PLmabPcMfq1pZ78wjQ4a2PYY2IlQE3e77tP_7fpqp31cUWpBkK-UPt4TqviFmHqgaI4H7FVvIyI62LWdk8AZcMM/s1058/Patrimonio8.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="577" data-original-width="1058" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjyr2qqeJt68jBhc3kayVNC9MWfbOrsp8EXZeu84M4uc0Df4cDMKKQHetSi0snxBt3d_ZZHeS2sdGmb03H5BgTIscLVUeMuK81PLmabPcMfq1pZ78wjQ4a2PYY2IlQE3e77tP_7fpqp31cUWpBkK-UPt4TqviFmHqgaI4H7FVvIyI62LWdk8AZcMM/s16000/Patrimonio8.JPG" /></a></div><div class="separator" style="clear: both; font-family: arial; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de fundos por categoria</span></div></div><div style="font-family: arial; text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><br /></div></div></div></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;">No mês de Fevereiro, terminei um curso on-line sobre gestão de projetos. Vou fazer uma certificação na área nos próximos meses, pois mercado de TI pede muito isso, principalmente métodos ágeis (SCRUM e Agile).</div><div class="separator" style="clear: both;">Seguindo no meu compromisso de ler 1 livro por mês, em Fevereiro terminei de ler o livro "Investindo em Ações no Longo Prazo", do Jeremy Siegel.</div><div class="separator" style="clear: both;">É um livro bastante citado nos podcasts e cursos sobre finanças.</div><div class="separator" style="clear: both;">O livro aborda vários aspectos do investimento em ações com um olhar histórico, com foco no mercado americano principalmente, e comparando com títulos públicos. Reforça que comprar boas ações a bons preços, e segurar no longo prazo, ou investir em ETFs balanceados, gera os melhores retornos.</div><div class="separator" style="clear: both;">Uma parte que gostei é que o autor comenta sobre aspectos do mercado americano, como como são formados os índices principais das bolsas (Down Jones e S&P 500), e como funcionam os diferentes índices econômicos dos EUA, como o CPI e PMI.</div><div class="separator" style="clear: both;">Bem interessante para quem quer uma visão mais de macroeconomia, sem tanto o objetivo de definir "Qual a melhor ação do momento".</div><div class="separator" style="clear: both;">Recomendo para quem quer revisar alguns conceitos e quiser se aprofundar no tema.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div><div>O mês de fevereiro foi mais tranquilo, com a retomada de projetos e mais reuniões com o cliente, e algumas pessoas retornando de férias. Empresa fechou o resultado de 2022, e está muito bem, com crescimentos consistentes nas linhas de negócio e dos lucros. A empresa não tem previsão de fazer demissões em massa (na verdade, está crescendo bastante).</div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Fiz alguns exames e fui no dentista, e está tudo ok.</div><div><br /></div><div><br /></div><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Mês complicado para as finanças, oscilando bastante. Demais áreas tudo ok. Agora que acabou o carnaval, para alguns é quando o ano começa de verdade.</div><div><br /></div><div><br /></div><div>Sucesso,</div><div><br /></div><div>Abraço</div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></div></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div></div></div></div></span></div></span></div></div><div class="separator" style="clear: both;"><span style="font-family: arial;"></span></div></span></div></span></div></div></span></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com5tag:blogger.com,1999:blog-2788623336830893103.post-21047510272019731942023-02-07T12:02:00.005-08:002023-02-07T12:02:38.393-08:00Fechamento - Janeiro/2023 - R$ 522 652,48 (+2,83% ou +R$ 14 372,74)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o primeiro fechamento de 2023, com dados de janeiro.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg885afV7Dt0wI_IAfDtiKSxZcIUg-07br4OFouKhPFHvGCWx1w4i3dnLDMpK7qidsvlEl6sAVLwh1zJlaQV-fKySyyapIxC3nxGdDl9Ovv8CHJ8i8Au635fea-oYCVZGUfRrXRlHAwhOxg6AmkiJlmOyYM3qAOZpJYtUin5hRxiXQ0Sdpwj7ocuUM/s1280/johnny%20cash%20with%20dog.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1280" data-original-width="827" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg885afV7Dt0wI_IAfDtiKSxZcIUg-07br4OFouKhPFHvGCWx1w4i3dnLDMpK7qidsvlEl6sAVLwh1zJlaQV-fKySyyapIxC3nxGdDl9Ovv8CHJ8i8Au635fea-oYCVZGUfRrXRlHAwhOxg6AmkiJlmOyYM3qAOZpJYtUin5hRxiXQ0Sdpwj7ocuUM/w258-h400/johnny%20cash%20with%20dog.jpg" width="258" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Eu acompanhado do meu companheiro "Dividendo", não acreditando nas notícias de políticos querendo fazer besteira com dinheiro do pagador de imposto....</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">Apesar dos políticos continuarem a falar besteiras, querendo intervir negativamente na economia e indo contra o livre mercado, a bolsa teve uma boa valorização em janeiro. Os FIIs ainda estão sofrendo, com as cotações "amassadas", mas as ações subiram bem, enquanto os FI-Infra e FI-Agro estão "de lado" e a maioria está praticamente no valor patrimonial.</div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both;">Novamente fechei acima de R$ 500k, e ultrapassei os R$ 522k, um novo recorde.</div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Consegui aportar mais de R$ 8,7 mil no mês.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh00Sp0vLgdgLoTxUA68KatcyUdwrka-WoUpFdmad6cZP2MygvhuBdg1Vu9e6h68Z8wFuDJjH8QhFxkcDHSGwFaEzM5_9mZPH2fmVxlGtw3jOrKjvr3hwA6U7fQZDkEckD4Irrq_vvd2U130hB52xJCpzjOjaFhmykZZc-xPWTszhP9_vaATiw7wts/s1458/Patrimonio01.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="819" data-original-width="1458" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh00Sp0vLgdgLoTxUA68KatcyUdwrka-WoUpFdmad6cZP2MygvhuBdg1Vu9e6h68Z8wFuDJjH8QhFxkcDHSGwFaEzM5_9mZPH2fmVxlGtw3jOrKjvr3hwA6U7fQZDkEckD4Irrq_vvd2U130hB52xJCpzjOjaFhmykZZc-xPWTszhP9_vaATiw7wts/s16000/Patrimonio01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2023</span></div></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_AOeqkgmIgMOr0vrnICOlKnxnofNRH8fQxBoSKtN59L6y_r8KkfqQNLSge7P0tvt_tulQ416HQ0P0XDz49W18dKBGoX6K0sNDdb4UbZajN1eCHOFMta7AnhicYDFU_E4sjwi8Ky5NXwbhDUgkQ9yNa7CUac6Q4FxfUL4l3JvxJenrgbs3lSdvy2w/s1460/Patrimonio02.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="817" data-original-width="1460" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_AOeqkgmIgMOr0vrnICOlKnxnofNRH8fQxBoSKtN59L6y_r8KkfqQNLSge7P0tvt_tulQ416HQ0P0XDz49W18dKBGoX6K0sNDdb4UbZajN1eCHOFMta7AnhicYDFU_E4sjwi8Ky5NXwbhDUgkQ9yNa7CUac6Q4FxfUL4l3JvxJenrgbs3lSdvy2w/s16000/Patrimonio02.JPG" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado de 2023</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;">O mês de Janeiro foi muito bom em proventos, com R$ 3 493,45 recebidos, sendo mais que o dobro recebido em janeiro/2022.</div><div class="separator" style="clear: both; text-align: justify;">Recebi R$ 1 807,04 em proventos de ações, R$ 1 570,07 de FIIs, e R$ 114,50 de Fundos.</div><div class="separator" style="clear: both; text-align: justify;">O dividend yield mensal foi de 0,67% e, considerando os valores recebidos nos últimos 12 meses, atingi o recorde de 6,48%.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;">Aportei R$ 8 746,20, sempre reinvestindo os proventos recebidos.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Os aportes foram em FIIs, Ações e Tesouro Direto.</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei novamente cotas de fundos de tijolo (renda urbana).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ações, adicionei mais um novo ativo na carteira, do setor de agronegócio.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 52,8%, FIIs com 31%, Tesouro Direto com 14,1%, Fundos com 1,9% e ETFs com 0,2%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Vou continuar a focar os aportes em FIIs e Fundos (FI-Agro e FI-Infra). Em ações, estou de olho em 2 empresas, sendo uma de varejo e uma da área de saúde. Mercado continua com ótimas oportunidades de compra para quem focar no longo prazo e em ativos de qualidade.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjn1OOyda53kqZBNbLM4niyzMFwWcRv_s-r6sEbk1opmHFsFOX2VRROeXjHqIKjkVOYx0lgxe46-zluiGpzoYcgBBK7ffEK14H6XnGSU0in3S2vTAtVZJ1DtXiZPvbwSwesdCMgqqJo9X3f35fuImQaIElArHjsRBIQknFMLz3olOJiNd0E-DvS-3Y/s1459/Patrimonio03.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="795" data-original-width="1459" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjn1OOyda53kqZBNbLM4niyzMFwWcRv_s-r6sEbk1opmHFsFOX2VRROeXjHqIKjkVOYx0lgxe46-zluiGpzoYcgBBK7ffEK14H6XnGSU0in3S2vTAtVZJ1DtXiZPvbwSwesdCMgqqJo9X3f35fuImQaIElArHjsRBIQknFMLz3olOJiNd0E-DvS-3Y/s16000/Patrimonio03.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzVgsEhJKGvDuDvbGGJYJxCEId86i1iuq9bDu7hewFFMHZMZVzOBf_Nf5EJDYQTLyx0vtLgCezH0DUmZSheG3EWyv_zj0pOYopkU1fIN7-z-5wK4frJkiRAUbMGOWNRk_zzeVO8D21N2xMsGDP-vWAisRh08r-maqPU5zzuN3HSq91dCI_RGQovcw/s1090/Patrimonio04.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="724" data-original-width="1090" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzVgsEhJKGvDuDvbGGJYJxCEId86i1iuq9bDu7hewFFMHZMZVzOBf_Nf5EJDYQTLyx0vtLgCezH0DUmZSheG3EWyv_zj0pOYopkU1fIN7-z-5wK4frJkiRAUbMGOWNRk_zzeVO8D21N2xMsGDP-vWAisRh08r-maqPU5zzuN3HSq91dCI_RGQovcw/s16000/Patrimonio04.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira em novembro/2022</span></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;">Em FIIs, terminei o mês de Janeiro com 30,87% em fundos de papel e 69,13% em fundos de tijolo. Os maiores setores são Renda Urbana (17,02%), </span><span style="text-align: justify;">Logística (14,55%)</span><span style="text-align: justify;"> e Shoppings (13,84%)</span></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6Xz_atfTd9tNDW0Rv3mm3dNLi_PhZ2lgNwfqYVIHv9X_gusotrMHElXbAsV7WOOxhcZftjzXl2hiBg5FdaAgYpYor2QAhHq4WgVFl0dcswHQXUegge7jNco_PPW0GidmPtw0Ngod_EVmvjlpMdZY5lWLRuoMuHAa7KB-CYWqdGMPVf_OAthooyVI/s888/Patrimonio05.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="544" data-original-width="888" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6Xz_atfTd9tNDW0Rv3mm3dNLi_PhZ2lgNwfqYVIHv9X_gusotrMHElXbAsV7WOOxhcZftjzXl2hiBg5FdaAgYpYor2QAhHq4WgVFl0dcswHQXUegge7jNco_PPW0GidmPtw0Ngod_EVmvjlpMdZY5lWLRuoMuHAa7KB-CYWqdGMPVf_OAthooyVI/s16000/Patrimonio05.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por tipo</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; text-align: center;"><br style="font-family: "Times New Roman";" /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXJnhfV2ltaCw3xa6uiVlj7j-z9x6nIcRbTee4RwMBcWw1VvBnkrsESrmm8fFtU8wPZoefqls0ZApgistt22X7zc9rkH3t7f64TMLpl_2njEbKDv4Cr9RJLsgVQuw35yKiIfUWbaGw34Aq3MQgBgO-oQFNftgK8NgCXnF_RVXoHUbTV6j0SIEaSIw/s1037/Patrimonio06.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="650" data-original-width="1037" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXJnhfV2ltaCw3xa6uiVlj7j-z9x6nIcRbTee4RwMBcWw1VvBnkrsESrmm8fFtU8wPZoefqls0ZApgistt22X7zc9rkH3t7f64TMLpl_2njEbKDv4Cr9RJLsgVQuw35yKiIfUWbaGw34Aq3MQgBgO-oQFNftgK8NgCXnF_RVXoHUbTV6j0SIEaSIw/s16000/Patrimonio06.JPG" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div></div><div class="separator" style="clear: both;"><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (30,68%), Seguros (20,68%), e Bancos (15,80%).</span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhetC9gwb684WNYpqiXPrgVCz4Av_8DeQ8deb8vYsvTnlWnIRSofxZVhH7npyY1pNvzx7BG2XouwGmDwO_JjjQBaouzuSbT9EFqSTyyIkfNVq7jkT_AsC1tfrkXz4OC1cIQ0WnmniFfTXCD7n0aWzMabMm-qAURgWxmRBC9XsrKpry1xLj9pu5rXao/s1033/Patrimonio07.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="594" data-original-width="1033" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhetC9gwb684WNYpqiXPrgVCz4Av_8DeQ8deb8vYsvTnlWnIRSofxZVhH7npyY1pNvzx7BG2XouwGmDwO_JjjQBaouzuSbT9EFqSTyyIkfNVq7jkT_AsC1tfrkXz4OC1cIQ0WnmniFfTXCD7n0aWzMabMm-qAURgWxmRBC9XsrKpry1xLj9pu5rXao/s16000/Patrimonio07.JPG" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;">No mês de Janeiro terminei de ler o livro "Fundos de Investimento Imobiliário: Aspectos Gerais e Princípios de Análise", do Roni Antônio Mendes.</div><div class="separator" style="clear: both;">O livro é mais técnico, e pode ser muito útil para quem tem conhecimento intermediário. O conteúdo vai desde um panorama geral sobre essa classe de ativos, setores, tipos de fundos, e algumas sugestões de análise, com estudos de caso para conhecimento.</div><div class="separator" style="clear: both;">Gostei da leitura, e recomendo para quem quer se aprofundar nos FIIs.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;">Estou retornando aos cursos on-line para a empresa, mas nada especial.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div><div>O mês de janeiro foi mais tranquilo, com representantes do cliente de férias, sendo mais "parado" e permitindo olhar com mais atenção alguns aspectos do projeto.</div><div>Participei do treinamento de novos colaboradores, e atuei em sessões de mentoria e feedback com integrantes menos experientes no projeto.</div><div>Em fevereiro, devo tirar alguns dias de folga.</div><div>Alguns conhecidos que atuam no setor de TI foram demitidos em outras empresas, como parte das demissões em massa na área de tecnologia. Isso me lembra que ninguém está seguro, e só a qualificação profissional + educação financeira permite que estejamos preparados para o desemprego.</div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Sem novidades nessa área. Vou fazer alguns exames e consultas de rotina, inclusive dentista, agora em fevereiro.</div><div><br /></div><div><br /></div><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span></div><div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Primeiro mês do ano mais tranquilo, mas com "nuvens de tempestade" se aproximando na área de investimentos.</div><div>2023 tem tudo para ser um ano agitado na área econômica e na vida profissional.</div><div><br /></div><div><br /></div><div>Sucesso,</div><div><br /></div><div>Abraço</div></div></div></div></div></div></span></div></span></div></div></div></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com1tag:blogger.com,1999:blog-2788623336830893103.post-25530701846553242212023-01-14T13:38:00.006-08:002023-02-07T12:02:40.316-08:00Fechamento - Dezembro/2022 - R$ 508 279,74 (+2,48% ou +R$ 12 323,42)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Dezembro/2022, com a consolidação do resultado do ano.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbnrxaHFoespucyc29bQSvGvbYdqXJMamw0RiV0_QcZ9FElYyInoeehZn5qmcp7sgdTbQgT5KxV6jsMgb95vfkIaqU75X8qnBqOGy3RJsZZATo21iVQMC5fSECEnb4cHSxI_Ks0stvWrTi5jJUl9Odg0n76vznQMJ0NrjTLwpzYRZSJ_aoj_ps2F8/s874/Johnny-Cash.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="676" data-original-width="874" height="310" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbnrxaHFoespucyc29bQSvGvbYdqXJMamw0RiV0_QcZ9FElYyInoeehZn5qmcp7sgdTbQgT5KxV6jsMgb95vfkIaqU75X8qnBqOGy3RJsZZATo21iVQMC5fSECEnb4cHSxI_Ks0stvWrTi5jJUl9Odg0n76vznQMJ0NrjTLwpzYRZSJ_aoj_ps2F8/w400-h310/Johnny-Cash.png" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Minha reação ao fazer o fechamento de 2022, apesar de tudo que ocorreu no ano....</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;">A cada semana, mais notícias ruins do novo governo na área econômica, impactando bastante nas cotações das ações e fundos.</div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mesmo com toda essas notícias ruins e volatilidade, consegui fechar o ano acima de R$ 500 mil de patrimônio. </span><span style="font-family: arial;">Comparando com o patrimônio total em dezembro/2021 (R$ 391 mil), foi um crescimento de aproximadamente 30%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Com relação aos aportes, fechei </span><span style="font-family: arial;">com mais de R$ 13 mil aportado no mês e mais de R$ 110 mil aportado no ano, um crescimento de 42,6% no valor total aportado em relação ao resultado de 2021 (R$ 82,5 mil). Alcancei uma média de R$ 9,8 mil aportados por mês.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Lembrando sempre que parti do zero em 2013, com investimentos sérios a partir de 2015.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUta92ux7iVT-KPurK5-UQY5G1V-9aYfUXJfjMQvYxrbhjWpJZDEBNIVwyVCDLXaYGfeTR4-9AOFpYT70qSeV1MxOJiIBIPOzlz-IVJWs9vk9wwzBwXbVKz83pN0pFNp0z0Kj7wWrCGnyUg6crXOsaNjN6nF54W6WIsFDG25I_e5BrF6PV88gIQY8/s1460/resultado01.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="821" data-original-width="1460" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUta92ux7iVT-KPurK5-UQY5G1V-9aYfUXJfjMQvYxrbhjWpJZDEBNIVwyVCDLXaYGfeTR4-9AOFpYT70qSeV1MxOJiIBIPOzlz-IVJWs9vk9wwzBwXbVKz83pN0pFNp0z0Kj7wWrCGnyUg6crXOsaNjN6nF54W6WIsFDG25I_e5BrF6PV88gIQY8/s16000/resultado01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2022</span></div></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9hxO8-yN_0-DS6fkNy9lDSf66IUg0DgUKcKaENKSRC2NvcaE4YQwHiL5ihWdV_7Cs5JDe4wcA2H0dYYRLc2o5NYCpBubo3cCAP51lfalJHMy4LJED3_UTiaCA9aZKt4thq7gUVVXs9ItWtGF_CXqpov8rf_KFzXYsflGpH4Fg8cCiTzL_mo9z6pk/s1462/resultado02.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="822" data-original-width="1462" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9hxO8-yN_0-DS6fkNy9lDSf66IUg0DgUKcKaENKSRC2NvcaE4YQwHiL5ihWdV_7Cs5JDe4wcA2H0dYYRLc2o5NYCpBubo3cCAP51lfalJHMy4LJED3_UTiaCA9aZKt4thq7gUVVXs9ItWtGF_CXqpov8rf_KFzXYsflGpH4Fg8cCiTzL_mo9z6pk/s16000/resultado02.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado de 2022</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;">O mês de Dezembro teve proventos muito bons, com R$ 3 235,23 recebidos, sendo o quarto melhor resultado histórico, e 19% acima do mesmo mês de 2021.</div><div class="separator" style="clear: both; text-align: justify;">Recebi R$ 1 922,63 em proventos de ações, R$ 1 202,17 de FIIs, e R$ 110,20 de Fundos.</div><div class="separator" style="clear: both; text-align: justify;">No ano, recebi R$ 31 667,22 em total de proventos, sendo R$ 16 538,56 (52,6%) de ações, R$ 14 089,94 (44,8%) de FIIs, R$ 670,40 (2,1%) de Fundos, e R$ 152,88 (0,5%) de Tesouro direto. Esse valor total foi 62,3% maior que o recebido em 2021 (R$ 19,9 mil).</div><div class="separator" style="clear: both; text-align: justify;">O dividend yield anualizado da carteira inteira foi de 6,39%, versus 5,38% em dezembro/2021.</div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">Aporte de R$ 13 475,81 no mês, sempre reinvestindo os proventos recebidos. Esse valor foi turbinado pelo 13º e um bônus de salário.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">Os aportes foram em FIIs, Ações, e Tesouro Direto.</div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei novamente cotas de fundos de papel (muito descontados na bolsa), fundo de tijolo (renda urbana) e um novo fundo de logística.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em ações, adicionei um novo ativo na carteira, do setor de telecomunicações.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 52%, FIIs com 32,1%, Tesouro Direto com 13,8%, Fundos com 2,0% e ETFs com 0,2%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Vou continuar a focar os aportes em FIIs (principalmente papel, pois quero me aproximar de 35% da carteira de FIIs, e mais um fundo híbrido) e Fundos (FI-Agro e FI-Infra), e tem mais uma ação que quero adicionar na carteira. Novamente, muitas oportunidades de compra para quantidade limitada de dinheiro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">No mês, entrei em contato com uma consultoria de planejamento financeiro, para fazer uma avaliação da carteira e comparar com meus objetivos. Achei interessante, pois consegui ter alguns insights sobre divisão da carteira (aumentar a participação em FIIs, e ficar atento com a diversificação para não ser simples pulverização).</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">O consultor comentou sobre investimentos no exterior, que seria positivo diversificar geograficamente, e era algo que já tinha no radar. Vou estudar ao longo de 2023, e quero investir no exterior em 2024 (penso em abrir conta em corretora nos EUA, apesar de mais complicado em termos de impostos)</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEipmhs4NmgXPXq7rIAPpyOxIilwEazt6vGbUV3jWMHQMjaXzM8K8W59S9vw-IvE2Sv-Plot9D32ZLBvLIeY3xIs9Zwq58G-mGKOkWgZRHvML30CfL50RiQOdM6XZK0t-O7pUFioJcj2nbzCJeZ3CMeguGrv5WLfQiqlKMvM-lQtPkJnBCqLW2vmucU/s1456/resultado03.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="799" data-original-width="1456" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEipmhs4NmgXPXq7rIAPpyOxIilwEazt6vGbUV3jWMHQMjaXzM8K8W59S9vw-IvE2Sv-Plot9D32ZLBvLIeY3xIs9Zwq58G-mGKOkWgZRHvML30CfL50RiQOdM6XZK0t-O7pUFioJcj2nbzCJeZ3CMeguGrv5WLfQiqlKMvM-lQtPkJnBCqLW2vmucU/s16000/resultado03.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRmvx6AItEPFsTTsep2obARy_gpYjD1Mi1KG85j7J0KXLqnespTntVeA8NS8tKMhCFzrVaskbu0LJDfMp1T5bZgJk7t5FibS-_h5S2I7-nAc_4ttAlv8mLUmmUreii0IMYY6vNtX7MOIR3SAGpdpMHHbqVfiu8gVANdzjrjRF4exKfObjYHySOck8/s1077/resultado04.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="711" data-original-width="1077" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRmvx6AItEPFsTTsep2obARy_gpYjD1Mi1KG85j7J0KXLqnespTntVeA8NS8tKMhCFzrVaskbu0LJDfMp1T5bZgJk7t5FibS-_h5S2I7-nAc_4ttAlv8mLUmmUreii0IMYY6vNtX7MOIR3SAGpdpMHHbqVfiu8gVANdzjrjRF4exKfObjYHySOck8/s16000/resultado04.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da minha carteira em novembro/2022</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; color: #2b00fe;"><br /></div><div class="separator" style="clear: both; color: #2b00fe;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;">Em FIIs, terminei Dezembro com 30,72% em fundos de papel e 69,28% em fundos de tijolo. Os maiores setores são Logística (15,44%), Renda Urbana (15,32%) e Shoppings (13,91%)</span></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-Z6m_X3JulDtFuNTBJrOY3neo8vuA9bOpNN6Y17nz_R7gf6UTSSREMmrW4P-2YWf6jlyVEYmNh7aFogGi57MaZKLBLMt1gaoqpUqTCKAvTi9M-ZkWhF5u8IhUq3fHWqNvMm5lLhKO0kLnx8vRJ6SeWzIqHe1O9kREsaR4kfAoTOLI3-FHGSs95nM/s798/resultado05.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="548" data-original-width="798" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-Z6m_X3JulDtFuNTBJrOY3neo8vuA9bOpNN6Y17nz_R7gf6UTSSREMmrW4P-2YWf6jlyVEYmNh7aFogGi57MaZKLBLMt1gaoqpUqTCKAvTi9M-ZkWhF5u8IhUq3fHWqNvMm5lLhKO0kLnx8vRJ6SeWzIqHe1O9kREsaR4kfAoTOLI3-FHGSs95nM/s16000/resultado05.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por tipo</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; text-align: center;"><br style="font-family: "Times New Roman";" /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiD1bmfRL4uuuWnbz8EbDjDhMpH-wrvPW4ChKMQjGVZuG5c6vvTFmHH67ogOsvvy1AtXBTZnryf0mUDxWP4XvcGynw4qe_92RYmVib8NDH2_w08o3HD_WUQwlerdpoLr8g7ACd7-vUxk8SfF1yxO2by4aAtME_dbZd7kcEkPV3Hku6gpJhu9PsZP6A/s1038/resultado06.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="652" data-original-width="1038" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiD1bmfRL4uuuWnbz8EbDjDhMpH-wrvPW4ChKMQjGVZuG5c6vvTFmHH67ogOsvvy1AtXBTZnryf0mUDxWP4XvcGynw4qe_92RYmVib8NDH2_w08o3HD_WUQwlerdpoLr8g7ACd7-vUxk8SfF1yxO2by4aAtME_dbZd7kcEkPV3Hku6gpJhu9PsZP6A/s16000/resultado06.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div></div><div class="separator" style="clear: both;"><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (31,1%), Seguros (19,06%), e Bancos (16,6%).</span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjHkNopnWQoqYU7icqgy-QIHFUuG_ci1rAs2vFOjjO06BJKLDu2PLAOUXKn8rztOHdnn62OwrfMFERoKK2RNQHO4yMHcJYERCsDVYr_9XeE9S4aQ6lnNZV3COHp3i4JGfAX-_0_eIupCwj1090bVfWAbqfESYfmw2BXsZjkUch--WFpJLTbVLuVDfQ/s1037/resultado07.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="577" data-original-width="1037" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjHkNopnWQoqYU7icqgy-QIHFUuG_ci1rAs2vFOjjO06BJKLDu2PLAOUXKn8rztOHdnn62OwrfMFERoKK2RNQHO4yMHcJYERCsDVYr_9XeE9S4aQ6lnNZV3COHp3i4JGfAX-_0_eIupCwj1090bVfWAbqfESYfmw2BXsZjkUch--WFpJLTbVLuVDfQ/s16000/resultado07.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;">Em dezembro, não terminei nenhum livro. Mas continuei com a rotina de 30 minutos de leitura pela manhã.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Li 9 livros em 2022, o que considero uma quantidade boa, considerando que a população em geral lê no máximo 1 livro por ano:</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">O Jeito Peter Lynch de Investir - Peter Lynch</div><div class="separator" style="clear: both;">A revolução dos bichos - George Orwell</div><div class="separator" style="clear: both;">1984 - George Orwell</div><div class="separator" style="clear: both;">Guia Definitivo para entender FII de CRI - Felipe Ribeiro</div><div class="separator" style="clear: both;">Investir é uma Jornada - Felipe Tadewald</div><div class="separator" style="clear: both;">Os Segredos da Mente Milionária - T. Harv Eker</div><div class="separator" style="clear: both;">Cultivando rendimentos - Jean Tossetto</div><div class="separator" style="clear: both;">As seis lições - Ludwig von Mises</div><div class="separator" style="clear: both;">FIIs para não iniciantes: Como definitivamente aprender sobre FIIs - Artur Losnak</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Fiz alguns cursos on-line para a empresa, mas nada relevante.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div><div>Nesses aspecto, em dezembro o bicho pegou. Teve bônus de desempenho, mas teve de tudo: discussão com cliente, troca de gerente, viagem de trabalho, gente saindo de férias e deixando atividades incompletas, e longas horas de trabalho.</div><div>O projeto, apesar de tudo, vai bem, com entregas frequentes (ainda que tenham problemas em algumas delas) e o cliente aumentando o escopo de atividades, trazendo mais faturamento e trabalho.</div><div>No geral, foi um ano bom.</div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Sem novidades nessa área, então também considero que foi positivo. Mas estou fazendo pouca atividade física, e penso em melhorar isso.</div><div>Visitei um grande amigo, que não via há 2 anos por causa da pandemia. Muita risada, resenha, e troca de informações. Me lembrou da importância de cultivar amizades positivas.</div><div><br /></div><div><br /></div><div><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Avaliação das Metas para 2022:</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Meta nº 1: Chegar no final do ano com patrimônio de R$ 450 mil</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Avaliação: Atingi a meta </span><span style="font-family: arial;">em agosto, e consegui superar R$ 500 mil em outubro e dezembro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><span style="font-family: arial;">Resultado: <b><span style="color: #6aa84f;">OK</span></b> </span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Meta nº 2: Alcançar R$ 24 mil em proventos no ano</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Avaliação: Atingi a meta </span><span style="font-family: arial;">em outubro, e cheguei em dezembro com mais de R$ 31 mil recebidos.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><span style="font-family: arial;">Resultado: <b><span style="color: #6aa84f;">OK</span></b> </span></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></span></span></span></span></span></span></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Meta nº 3: Começar uma nova pós-graduação</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Avaliação: Revisei esse objetivo, e vi que não tenho interesse tão grande nessa área de gestão. Percebi que ia investir tempo e dinheiro, e não iria aproveitar, sendo um desperdício de dinheiro. Nessa área de TI, certificações contam mais pontos que pós-graduação, poisa tecnologia avança muito rápido.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Resultado: <span style="color: red;"><b>NOK</b></span></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Resultado final: 66% das metas atingidas, mesmo resultado do ano passado.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Metas para 2023:</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Meta nº 1: Chegar no final do ano com patrimônio de R$ 600 mil</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Justificativa: Quero aumentar a minha meta de R$ 5 mil para R$ 6 mil no mínimo investidos por mês. Se a bolsa não tiver nenhuma queda muito grande, devo atingir essa meta. </span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Meta nº 2: Alcançar R$ 40 mil em proventos no ano</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Justificativa: Em 2022, alcancei R$ 2,5 mil de média recebida. A expectativa é seguir aumentando os proventos recebidos de FII, e ultrapassar R$ 1,7 mil recebidos no mês. Considerando que seguirei aportando mensalmente em renda variável, alcançar a média de R$ 3,5 mil de nos últimos 12 meses em dezembro/2023, e por consequência superar os R$ 40 mil, é bastante razoável.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></span></span></span></span></span></span></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Meta nº 3: Ler mais de 12 livros no ano</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Justificativa: Considerando que li 9 livros em 2022, e sigo disciplinado para ler todos os dias, é bem possível atingir essa meta antes do final do ano.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Outra vez, as metas serão acompanhadas nos posts de julho e janeiro</span></div></span></div></span></span></span></span></span></span></div></div></span></div></span></div></span></span></span></span></span></span></div></div></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Conclusão</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div><br /></div><div><br /></div><div>Ano de 2022 foi interessante e positivo em todos os aspectos. Na parte financeira, mesmo com notícias ruins, consegui bons resultados.</div><div>Desejo um excelente ano novo para todos, com saúde e bons investimentos.</div><div><br /></div><div>Sucesso,</div><div><br /></div><div>Abraço</div></div><div class="separator" style="clear: both;"><br /></div></div></div></div></span></div></span></div></div></div></div></div></div></span></div></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com7tag:blogger.com,1999:blog-2788623336830893103.post-36217927377362028692022-12-11T10:37:00.004-08:002022-12-11T10:37:54.090-08:00Fechamento - Novembro/2022 - R$ 495 956,32 (-3,22% ou -R$ 16 493,28)<p><span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Novembro/2022.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSshkGdUPBYrY3N9zJlPBc27ZLgLfkp4qoYpRsEZPg8Vynic2iy_qXzYbAp7IFfE9ifwvC_qJBgiwDcAIJ0xYca5ej4v-QMOjZgwpOyext0CdtyOTTrN0ZGwbrXhDuljEkgPMFdJfEKh7r7venNmExS__di4pOYX4nnHsKtRD_pySWM4eHLC1kSLQ/s639/ab67616d0000b273cc57e496465e8cd3f821cf12.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="338" data-original-width="639" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSshkGdUPBYrY3N9zJlPBc27ZLgLfkp4qoYpRsEZPg8Vynic2iy_qXzYbAp7IFfE9ifwvC_qJBgiwDcAIJ0xYca5ej4v-QMOjZgwpOyext0CdtyOTTrN0ZGwbrXhDuljEkgPMFdJfEKh7r7venNmExS__di4pOYX4nnHsKtRD_pySWM4eHLC1kSLQ/s16000/ab67616d0000b273cc57e496465e8cd3f821cf12.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Eu tentando ignorar as notícias ruins que fizeram meu patrimônio cair n</span><span style="color: #2b00fe;">o mês....</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Tudo parecia bem no começo do mês. Mas, conforme o tempo foi passando e o governo do novo presidente foi deixando claro que vai repetir as besteiras feitas entre 2011 e 2016, a bolsa derreteu.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Me patrimônio voltou a ficar abaixo de R$ 500 mil, apesar de ter aportado mais de R$ 8 mil. ultrapassando a marca de R$ 510 mil, me lembrando que apesar de estar na metade do caminho para o primeiro milhão, é questão de tempo para atingir. </span><span style="font-family: arial;">No ano, superei os R$ 100 mil aportados.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRD-_GSwCE4OAJlbUHWKCtJT0vbw5eXUcyZnx1pPiGx4n1pDENapS38uHZ4m8Bc6jylYUnUDtq6nPmLX80Laae4mLl_n5ApXjriq0G8evyn_Rs9Qv9oUIPS6FkdxOi33WjXeYxLGIwd6xNRkQpJTQt88EVboUciKJXErnqvKibjCE4AH2NLsqx1tM/s1456/res01.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="816" data-original-width="1456" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRD-_GSwCE4OAJlbUHWKCtJT0vbw5eXUcyZnx1pPiGx4n1pDENapS38uHZ4m8Bc6jylYUnUDtq6nPmLX80Laae4mLl_n5ApXjriq0G8evyn_Rs9Qv9oUIPS6FkdxOi33WjXeYxLGIwd6xNRkQpJTQt88EVboUciKJXErnqvKibjCE4AH2NLsqx1tM/s16000/res01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2022</span></div></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYXgMg0baURMCn14pnnFyZEg9rOPiXmzASz8RLT7plO2pVbHJE-uizFJTP0Dxx_2HmURh52M563Axogjdmd50vMpMFYhf55x2m2lDq2WuZLYIO9_lAr_KCjfRjJQLPmq_ZpILzieGXDLSDiXrGKusI6OVrl56aFlp_SsX7vHm5ATr18shQ8q2BU_k/s1461/res02.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="821" data-original-width="1461" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYXgMg0baURMCn14pnnFyZEg9rOPiXmzASz8RLT7plO2pVbHJE-uizFJTP0Dxx_2HmURh52M563Axogjdmd50vMpMFYhf55x2m2lDq2WuZLYIO9_lAr_KCjfRjJQLPmq_ZpILzieGXDLSDiXrGKusI6OVrl56aFlp_SsX7vHm5ATr18shQ8q2BU_k/s16000/res02.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado de 2022</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; font-family: arial; text-align: justify;">O mês de Novembro foi bom de proventos, com R$ 2 837,14 recebidos, sendo o terceiro melhor resultado do ano e cerca de 25% mais do que Novembro/2021, e superando novamente a meta de R$ 2,5 mil. Foram recebidos R$ 1 541,61 de ações, R$ 1 211,42 de FIIs, e R$ 94,50 de fundos.</div><div class="separator" style="clear: both; color: black; font-family: arial; text-align: justify;">O dividend yield anualizado foi de 6,08% da carteira inteira.</div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; font-family: arial; text-align: justify;"><br /></div><div class="separator" style="clear: both; color: black; font-family: arial; text-align: justify;">Aporte de R$ 8 464,52 no mês, sempre reinvestindo os proventos recebidos.</div><div class="separator" style="clear: both; color: black; font-family: arial; text-align: justify;"><br /></div><div class="separator" style="clear: both; color: black; font-family: arial; text-align: justify;">Os aportes foram em FIIs, FI-Agro, e Tesouro Direto.</div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; color: black; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei mais cotas de fundos de papel e de agronegócio, em ativos que já estavam na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em fundos, adicionei um novo ativo, um FI-Agro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 52,6%, FIIs com 31,8%, Tesouro Direto com 13,4%, Fundos com 2,1% e ETFs com 0,2%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Vou continuar a focar os aportes em FIIs de papel e Fundos, e talvez em ações. Com as quedas recentes nas cotações, são muitas oportunidades de compra para "pouco" dinheiro.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; color: black; font-family: arial; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLxxVPU9UuLknzUFxQ-N1KgXE0nxwKeymOlyv4rX2BcYCLhdqDpA-z1rUkKS-VptABS97tjytjAZNmeI5BvKcZoX16ReJmm8L1JUU9KXbV0mJTvx-IENBzken6nrBMd3T4_vsexgHXAx_3ktqzrvPtM0t7SIX0WXZCthw51YbC080yDLvznqDQIkI/s1465/res03.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="802" data-original-width="1465" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLxxVPU9UuLknzUFxQ-N1KgXE0nxwKeymOlyv4rX2BcYCLhdqDpA-z1rUkKS-VptABS97tjytjAZNmeI5BvKcZoX16ReJmm8L1JUU9KXbV0mJTvx-IENBzken6nrBMd3T4_vsexgHXAx_3ktqzrvPtM0t7SIX0WXZCthw51YbC080yDLvznqDQIkI/s16000/res03.JPG" /></a></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão geral dos proventos</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; font-family: arial; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; font-family: arial; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; font-family: arial; text-align: center;"><br /></div><div class="separator" style="clear: both; color: black; font-family: arial; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNginliQMzk8GM7xcALwkC1UHEz8dV6xa5Mo4InuMhRdfHQdf-YSHTJZ7vRHxI884RgKko4yzHGF9CR7aNKaT56YDCqwmxrULv04dPJLMfss3QdhivLrws20X1UFzzLsop0CLe_YEO0P__Awqe1Dco2H7o7FZmZTFfBSoZd-USlmjhCarGH60vqJU/s1094/res04.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="750" data-original-width="1094" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNginliQMzk8GM7xcALwkC1UHEz8dV6xa5Mo4InuMhRdfHQdf-YSHTJZ7vRHxI884RgKko4yzHGF9CR7aNKaT56YDCqwmxrULv04dPJLMfss3QdhivLrws20X1UFzzLsop0CLe_YEO0P__Awqe1Dco2H7o7FZmZTFfBSoZd-USlmjhCarGH60vqJU/s16000/res04.JPG" /></a></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Divisão da minha carteira em novembro/2022</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; color: #2b00fe; font-family: arial;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; font-family: arial;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; font-family: arial; text-align: left;"><span style="color: black; text-align: justify;">Em FIIs, terminei Novembro com 31,25% em fundos de papel e 68,75% em fundos de tijolo. Os maiores setores são Logística (14,93%), Shoppings (14,64%) e Renda Urbana (13,71%)</span></div><div class="separator" style="clear: both; color: black; font-family: arial; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: arial; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; color: black; font-family: arial; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgr1-D9HvkiOC2U9WjhVEPnUad6-VJfY9oPemdZRNEVN8GQZt6BjlPc_82-FHETR1_m1O8orwH_oSTMCASmXs1dXpysBmp6eDxBln15MNyGXD3Tj7upzS08faKaG2XsDVlKkhPT2vw0U-wnrCDryJ1PHHgwZpDmgFEGbWvcUwobnGvPrDm5R4X2rwc/s826/res05.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="507" data-original-width="826" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgr1-D9HvkiOC2U9WjhVEPnUad6-VJfY9oPemdZRNEVN8GQZt6BjlPc_82-FHETR1_m1O8orwH_oSTMCASmXs1dXpysBmp6eDxBln15MNyGXD3Tj7upzS08faKaG2XsDVlKkhPT2vw0U-wnrCDryJ1PHHgwZpDmgFEGbWvcUwobnGvPrDm5R4X2rwc/s16000/res05.JPG" /></a></div><div class="separator" style="clear: both; color: black; font-family: arial;"><div class="separator" style="clear: both; text-align: center;">Divisão da carteira de FIIs por tipo</div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; font-family: arial; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; color: black; font-family: arial; text-align: center;"><br style="font-family: "Times New Roman";" /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; color: black; font-family: arial;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDhwPLHSiaZhgNgvekojlAo5g5MCf55557s_Ev2lB--KJ4LP0fIu7bzaV_UZRhZHf-ZUjAj2gEF34AoGUf0ebVsKvvDVByiJR1Y-_Q2RBlUyIra2xPNFJns7tT--e080W79lQPycoJoJQN9vUtUOYXXzYcIH280l0WutuUIrD2uykHb0iyIUQ2BZA/s1027/res06.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="649" data-original-width="1027" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDhwPLHSiaZhgNgvekojlAo5g5MCf55557s_Ev2lB--KJ4LP0fIu7bzaV_UZRhZHf-ZUjAj2gEF34AoGUf0ebVsKvvDVByiJR1Y-_Q2RBlUyIra2xPNFJns7tT--e080W79lQPycoJoJQN9vUtUOYXXzYcIH280l0WutuUIrD2uykHb0iyIUQ2BZA/s16000/res06.JPG" /></a></div><br /><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div></div><div class="separator" style="clear: both;"><div style="color: black; font-family: arial;"><span style="text-align: left;"><br /></span></div><div style="color: black; font-family: arial;"><span style="text-align: left;"><br /></span></div><div style="color: black; font-family: arial;"><span style="text-align: left;"><br /></span></div><div style="color: black; font-family: arial; text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (31,5%), Seguros (18,71%), e Bancos (17,20%).</span></div><div style="color: black; font-family: arial; text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="color: black; font-family: arial; text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; color: black; font-family: arial; text-align: center;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: arial; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjemrV8NCSaoh0kVY2s8ROMUg9GMsOMUm5fcDzyvk4mbHChh4SYH2dNva33XXXZprQoMhZyOhd6QYF8f6Pe8pyJfLYKKgerHMAVxBLNVYfq0vflzzfK8LvqPyI38BxsJXqpkW2fgo1rkjqXdhbHV14N0uOZ0EtowfA6nhC3Eabwqbon0tobZhoJXnI/s1034/res07.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="587" data-original-width="1034" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjemrV8NCSaoh0kVY2s8ROMUg9GMsOMUm5fcDzyvk4mbHChh4SYH2dNva33XXXZprQoMhZyOhd6QYF8f6Pe8pyJfLYKKgerHMAVxBLNVYfq0vflzzfK8LvqPyI38BxsJXqpkW2fgo1rkjqXdhbHV14N0uOZ0EtowfA6nhC3Eabwqbon0tobZhoJXnI/s16000/res07.JPG" /></a></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div></div><div style="text-align: center;"><div style="color: black; font-family: arial;"><br /></div><div style="color: black; font-family: arial;"><br /></div><div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; color: black; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: arial;">Graças à minha estratégia de 30 minutos de leitura pela manhã, terminei mais 2 livros esses mês.</div><div class="separator" style="clear: both; color: black; font-family: arial;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; font-family: arial;">O primeiro foi "As seis lições", de Ludwig von Mises. Livro sensacional, pois reúne a transcrição de palestras ocorridas em Buenos Aires (Argentina) nos anos 1950, com uma linguagem clara. Não tem como terminar de ler o livro sem pensar que, depois de 70 anos, muito do que ele disse continua acontecendo no mundo em termos de economia. Intervenção estatal, controle de preços, socialismo, inflação, investimento estrangeiro, defesa do livre mercado e da troca de ideias, explicados de um jeito fácil e que ajuda a entender como alguns países se desenvolvem economicamente, enquanto outros ficam sempre na promessa de que um dia vão se transformar, quase por mágica. Recomendo muito a leitura.</div><div class="separator" style="clear: both; color: black; font-family: arial;"><br /></div><div class="separator" style="clear: both; color: black; font-family: arial;"><br /></div><div class="separator" style="clear: both; color: black; font-family: arial;">O segundo foi "FIIs para não iniciantes: Como definitivamente aprender sobre FIIs", do Artur Losnak. Quem acompanha os vídeos/lives de Fundos Imobiliários com certeza já viu esse cara participando. Demonstra entender muito do assunto, mas achei o livro bem fraco. Parece mais um "bate-papo" com o autor, com pouco conteúdo novo sobre como analisar FIIs. Apesar do título, talvez seja melhor para quem está começando a investir. De forma geral, não recomendo.</div><div class="separator" style="clear: both; color: black; font-family: arial;"><br /></div><div class="separator" style="clear: both;"><div style="color: black; font-family: arial; text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div><div style="text-align: left;">Ano chegando no fim, e o cliente querendo bater as metas com o projeto. Muito estresse e brigas nas reuniões, mas a carga de trabalha ainda está suportável.</div><div style="text-align: left;">Mais algumas pessoas saindo do projeto, mas nada relevante.</div><div style="text-align: left;">Ponto que chamou atenção foi que recebi uma proposta para um processo seletivo na área financeira/investimentos. Acabei caindo fora na primeira etapa, por não ter certificações na área, mas gostei bastante do perfil da vaga, por ser mais técnica e menos comercial.</div><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;">Sem novidades nessa área.</div><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Conclusão</span></b></div></div></div><div class="separator" style="clear: both;"></div></div><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;">Mês complicado para o mercado financeiro, mas com bom resultado no restante das áreas. Próximo mês será de fechamento do ano, com avaliação das metas de 2022.</div><div style="text-align: left;"><br /></div><div style="text-align: left;">Sucesso,</div><div style="text-align: left;"><br /></div><div style="text-align: left;">Abraço</div><div style="color: black; font-family: arial;"><br /></div></span></div></div></div></div></div></div></span></div></span></div></div></div></div></div></div></span></div></div></div></div></div></div></div></span></div></span></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></div></span></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com3tag:blogger.com,1999:blog-2788623336830893103.post-11055644460743502832022-11-11T17:19:00.001-08:002022-12-11T09:59:20.588-08:00Fechamento - Outubro/2022 - R$ 512 449,60 (+5,20% ou +R$ 25 310,54)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Outubro/2022.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRmg4s4LLlUkLijLGEAtdJfD7pXzbBGvH2jFEbgzIlRY4BrCmY76IeFo7bqgnzRdFu8x2lXInZ9lgfW8qZVhypZGwayk0c1o447A9gfc3PVv5fXtRdpoyklB0DgNe_OYhpc1WkbrWgSvBKv8vNnN3BBIZtS5jOoKl-7uqtLQRHTMYAEti4KKSCYbk/s800/Carl%20Perkins,%20Jerry%20Lee%20Lewis,%20Roy%20Orbison,%20Johnny%20Cash.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="531" data-original-width="800" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRmg4s4LLlUkLijLGEAtdJfD7pXzbBGvH2jFEbgzIlRY4BrCmY76IeFo7bqgnzRdFu8x2lXInZ9lgfW8qZVhypZGwayk0c1o447A9gfc3PVv5fXtRdpoyklB0DgNe_OYhpc1WkbrWgSvBKv8vNnN3BBIZtS5jOoKl-7uqtLQRHTMYAEti4KKSCYbk/w400-h266/Carl%20Perkins,%20Jerry%20Lee%20Lewis,%20Roy%20Orbison,%20Johnny%20Cash.jpg" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Eu descontraindo com meus amigos (Roy Robins, </span><span style="color: #2b00fe;">Jerry Lee Lewis e </span><span style="color: #2b00fe;">Carl Perkins), apesar do resultado da eleição, ao fazer o fechamento do mês....</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Outubro foi mais volátil ainda, por causa das eleições, subindo bastante nos últimos dias do mês.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Recorde de patrimônio, ultrapassando a marca de R$ 510 mil, me lembrando que apesar de estar na metade do caminho para o primeiro milhão, é questão de tempo para atingir.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Razoável valor aportado no mês, com mais de R$ 7,5 mil investidos. No acumulado de aportes, passei dos R$ 95 mil no ano.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCP_W-8T2XMZBLyZHGokquJxY1PoPIk8QgNBkbuWWWcXqQXwZrAY4JG2mXmS43rlxGeXwkpzmDzWoQWlWCRhQhhWiSorUe51nCSbd4w8q6AHOhqG9kwgSk_EzdLGHk_00pnhf1Q0ti9tIJgq4PBI81qtTGTXULmut0TuSvrq1Dej31KhJK_awuhfk/s1448/patrimonio1.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="812" data-original-width="1448" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCP_W-8T2XMZBLyZHGokquJxY1PoPIk8QgNBkbuWWWcXqQXwZrAY4JG2mXmS43rlxGeXwkpzmDzWoQWlWCRhQhhWiSorUe51nCSbd4w8q6AHOhqG9kwgSk_EzdLGHk_00pnhf1Q0ti9tIJgq4PBI81qtTGTXULmut0TuSvrq1Dej31KhJK_awuhfk/s16000/patrimonio1.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2022</span></div></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVcF0NrNJ57Bviw_7O-gRnSHQfPNLjLPYzOBx8pXqX-asd2EcmKiZhV4vZJv5vWcquwpd09RqIjKP9vzx82ot5JF2o5iYJK2_LOpbzA7UjllJlQfBy5Fhc7tRZ8OxgW5vRcObT_5Qpc6Hl4keMf44lCzqc466xUyIsNykHCKs04JYAQO5U5dN3GSQ/s1454/patrimonio2.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="818" data-original-width="1454" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVcF0NrNJ57Bviw_7O-gRnSHQfPNLjLPYzOBx8pXqX-asd2EcmKiZhV4vZJv5vWcquwpd09RqIjKP9vzx82ot5JF2o5iYJK2_LOpbzA7UjllJlQfBy5Fhc7tRZ8OxgW5vRcObT_5Qpc6Hl4keMf44lCzqc466xUyIsNykHCKs04JYAQO5U5dN3GSQ/s16000/patrimonio2.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado de 2022</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br style="color: black;" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; text-align: justify;">Outubro foi melhor de proventos, com R$ 2 020,48 recebidos, quase o dobro do recebido em outubro/2021, vindos de Fundos Imobiliários (R$ 1 211,65), depois Ações (R$ 718,57) e FI-Infra (R$ 89,50). Na média dos últimos 12 meses, alcancei R$ 2 551,56 mensais, batendo a minha meta de R$ 2 500, com um dividend yield anualizado de 6,29% da carteira inteira.</div><div class="separator" style="clear: both; color: black; text-align: justify;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; text-align: justify;"><br /></div><div class="separator" style="clear: both; color: black; text-align: justify;">Aporte de R$ 7 575,22 no mês, reinvestindo os proventos recebidos.</div></div></span></div></span></div></span></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Os aportes foram em FIIs, Tesouro Direto, Ações e FI-Infra.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Ações, comprei mais ações de locadora, pois caírem bastante</span><span style="font-family: arial;">.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei mais cotas de um fundo de shopping que já estava na carteira, e mais dois novos fundos, um de papel e um de tijolo/renda urbana.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FI-Infra, comprei adicionei um novo fundo, totalizando 5 fundos diferentes na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações representam 54,3%, FIIs com 31,4% (caindo forte, mesmo aportando bem), Tesouro Direto com 12,5%, Fundos com 1,6% e ETFs com 0,2%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Devo focar os aportes em FIIs e Fundos, incluindo um Fi-Agro na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></div></span></div></div></div></span></div></span></div></span></div></span></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiMXYneXAvrDSGkKcMfIBjbSejqGyM07VadPVkbYULGZuUT_xVoS13AVkdekUBBBt37imTcPe0JXXMbUAyIeGIcd1jt8lOLz5yM_QKiPqTl5ditQplSWJvBfwiFWgAR5PLNvNWeqxofYBALjwYVTSHMo8Vq6__NRQbTbj82AF5yPUlIEobCSFBkIW8/s1462/patrimonio3.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="793" data-original-width="1462" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiMXYneXAvrDSGkKcMfIBjbSejqGyM07VadPVkbYULGZuUT_xVoS13AVkdekUBBBt37imTcPe0JXXMbUAyIeGIcd1jt8lOLz5yM_QKiPqTl5ditQplSWJvBfwiFWgAR5PLNvNWeqxofYBALjwYVTSHMo8Vq6__NRQbTbj82AF5yPUlIEobCSFBkIW8/s16000/patrimonio3.JPG" /></a></div><div class="separator" style="clear: both; font-family: arial; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: #2b00fe; font-family: arial; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; font-family: arial; text-align: center;"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-BM8XuroioHg3YsQBb_LjW5EGn03LNozjd0ObfbHvKtq3QfMxEAt26GThwR31eWPsquUyVwu0O7GOwGsVC4nsPiKKQM1vtlpPDHGtnbbHwbYPx5BIznyAdezKH1Srsf7uV5zseSls8B3mi6D910O8E7UoKJ2TJgPsx-899beumwDs1Mtgqn7QwrI/s1086/patrimonio4.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="746" data-original-width="1086" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-BM8XuroioHg3YsQBb_LjW5EGn03LNozjd0ObfbHvKtq3QfMxEAt26GThwR31eWPsquUyVwu0O7GOwGsVC4nsPiKKQM1vtlpPDHGtnbbHwbYPx5BIznyAdezKH1Srsf7uV5zseSls8B3mi6D910O8E7UoKJ2TJgPsx-899beumwDs1Mtgqn7QwrI/s16000/patrimonio4.JPG" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Divisão da minha carteira em outubro/2022</span></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><br /></div><div class="separator" style="clear: both; font-family: arial;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; color: black; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial; text-align: left;"><span style="color: black; text-align: justify;">Em FIIs, fechei o mês com 29,37% em fundos de papel e 70,63% em fundos de tijolo. Os maiores setores são Logística (15,48%), Shoppings (15,27%) e Renda Urbana (14,10%)</span></div><div class="separator" style="clear: both; font-family: arial; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; font-family: arial; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;"><div class="separator" style="clear: both; color: #2b00fe; font-family: arial; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: arial; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgORXiLxqihXc-aIKRJcvuD_7dQebMtabQ8Qen9HekwUqOnzmWmhzhCttWjJX2ulYq3TTbMYI6unbO8AaJ3TmTMslp2SWmgwTZN1z9gLgK6xBZspkfQD1lk4Ed-yvRf-exlSWc4jGj512nJdVxHaChssvIxQ6ETDBZ2FfoUE_yoJ3fzXSarZEPLtRQ/s701/patrimonio5.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="547" data-original-width="701" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgORXiLxqihXc-aIKRJcvuD_7dQebMtabQ8Qen9HekwUqOnzmWmhzhCttWjJX2ulYq3TTbMYI6unbO8AaJ3TmTMslp2SWmgwTZN1z9gLgK6xBZspkfQD1lk4Ed-yvRf-exlSWc4jGj512nJdVxHaChssvIxQ6ETDBZ2FfoUE_yoJ3fzXSarZEPLtRQ/s16000/patrimonio5.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;">Divisão da carteira de FIIs por tipo</div></div><div class="separator" style="clear: both; color: #2b00fe; text-align: left;"><div class="separator" style="clear: both; color: black; font-family: arial; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; color: black; font-family: arial; text-align: center;"><br style="font-family: "Times New Roman";" /></div><div class="separator" style="clear: both; color: black; text-align: center;"><div class="separator" style="clear: both; font-family: arial;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXfBacjhwDPRDWdUQ1MCWvH1kzSc3mb7qJvEdivcNbkKQDLKuf_IGMzeznlKVkVXjAbM9Rj2LQ7ix2n-ddPt7pphkgVK9OcH9SIh_RavrKhY7GnJmHn4TgDv9FtYTPcaSC7sYqolb9QhQxbiPBcHeDnXTb4qPbylBdH9Jn8loZ-epAowiUgK1gfGk/s1026/patrimonio6.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="645" data-original-width="1026" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXfBacjhwDPRDWdUQ1MCWvH1kzSc3mb7qJvEdivcNbkKQDLKuf_IGMzeznlKVkVXjAbM9Rj2LQ7ix2n-ddPt7pphkgVK9OcH9SIh_RavrKhY7GnJmHn4TgDv9FtYTPcaSC7sYqolb9QhQxbiPBcHeDnXTb4qPbylBdH9Jn8loZ-epAowiUgK1gfGk/s16000/patrimonio6.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div></div><div class="separator" style="clear: both;"><div style="font-family: arial;"><span style="text-align: left;"><br /></span></div><div style="font-family: arial;"><span style="text-align: left;"><br /></span></div><div style="font-family: arial;"><span style="text-align: left;"><br /></span></div><div style="font-family: arial; text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (32,49%), Bancos (17,37%) e Seguros (16,83%).</span></div><div style="font-family: arial; text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="font-family: arial; text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; font-family: arial; text-align: center;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; font-family: arial; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjwGU-c_7B5-KsLLgyTVDzP_YVQ6NH8UJelxJogLklJSJoq6SQS3UjHby4-bIs28-q7_XGhg0eJ1IXhBhkqHH6tmbFMGXDcGUl80m1RV1Q5ZdrQkdSV9gSR8tVSxL0XlzIXOfQcDAEhK4Ch-yZcmTg5FmWi0onuRQziXw1_Td6LakvZsS8o9lcmglc/s1035/patrimonio7.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="587" data-original-width="1035" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjwGU-c_7B5-KsLLgyTVDzP_YVQ6NH8UJelxJogLklJSJoq6SQS3UjHby4-bIs28-q7_XGhg0eJ1IXhBhkqHH6tmbFMGXDcGUl80m1RV1Q5ZdrQkdSV9gSR8tVSxL0XlzIXOfQcDAEhK4Ch-yZcmTg5FmWi0onuRQziXw1_Td6LakvZsS8o9lcmglc/s16000/patrimonio7.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div></div><div style="text-align: center;"><div style="font-family: arial;"><br /></div><div style="font-family: arial;"><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;">Continuo com a minha estratégia de 30 minutos de leitura pela manhã</div><div class="separator" style="clear: both;">Terminei de ler dois livros esse mês.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">O primeiro foi "Os segredos da mente milionária", que já estava na minha lista faz tempo. O texto tem um viés bem forte de desenvolvimento pessoal, o que não me agrada muito. Extraí algumas ideias, que já estou implantando no meu cotidiano (a principal é ser um bom recebedor, ou seja, saber receber um elogio ou presente). Pretendo ler novamente no ano que vem.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Depois, foi "Cultivando rendimentos", do Jean Tossetto. Uma coletânea de textos sobre investimento em longo prazo. Gostei do texto, principalmente dos capítulos sobre não forçar a barra para falar de investimentos (para não sermos os chatos fanáticos, que só sabem falar de investimentos), e sobre a "zona de arrebentação" (quando começamos a investir e caem poucos reais por mês em dividendos, é importante persistir).</div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Vida Profissional</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Mês bem estressante, pois cobri férias de algumas pessoas do projeto, mas consegui dar conta do recado. Sessão de feedback com a gestora, com ótimo resultado, além de elogios do cliente.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: "Times New Roman";"><span style="font-family: arial;"><span face=""><span style="font-family: arial;"><div style="font-family: "Times New Roman";"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></span></span></span></span><div><span style="font-family: arial;"><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span face=""></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Poucos exercícios, sem novidades.</span></div></span></span></span></span></span></span></span></div></div></div></div></div></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Ótimo resultado de patrimônio no mês, que deve oscilar até o final do ano. Um mês positivo, já caminhando para o final do ano.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"> </span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sucesso,</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Abraço</span></div></span></span></span></span></span></span></div></div></span></div></span></span></span></span></span></span></div></div></div></div></span></div></div></div></div></div></div></span></div></div></div></div></span></div></span></div><div style="font-family: arial; text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="font-family: arial; text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="font-family: arial; text-align: justify;"><span style="text-align: left;"><br /></span></div></div></div></div></span></div></div></span></div></div></div></div></div></span></div></span></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com2tag:blogger.com,1999:blog-2788623336830893103.post-44957016422308972962022-10-08T12:34:00.005-07:002022-10-08T13:28:33.923-07:00Fechamento - Setembro/2022 - R$ 487 139,06 (+2,19% ou +R$ 10 416,62)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Setembro/2022.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhIMcpXpdJZRuy-fkVlZB6FtPErhDt5pDNqOm4DWxS5U839kbx7DKRMWEF8q1GmR0_n-2u9feTdtqkXCrQhJR9UJgEnyFFoSikt1R8jM-ARp9JDkfzrXs6QdmF0BlU9p8oisIZrjcStLlx2q7utVLz3FPnk3aYrywstfFkyraa_ZTfTA9h6APQmqFA/s900/johnny-cash-1-.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="540" data-original-width="900" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhIMcpXpdJZRuy-fkVlZB6FtPErhDt5pDNqOm4DWxS5U839kbx7DKRMWEF8q1GmR0_n-2u9feTdtqkXCrQhJR9UJgEnyFFoSikt1R8jM-ARp9JDkfzrXs6QdmF0BlU9p8oisIZrjcStLlx2q7utVLz3FPnk3aYrywstfFkyraa_ZTfTA9h6APQmqFA/s16000/johnny-cash-1-.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Minha reação quando perguntam sobre eleições e políticos....</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">O mês de Setembro foi menos volátil que agosto. A bolsa subiu a maior parte do mês, devolvendo parte do ganho na semana final.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mais recorde de patrimônio, com cerca de R$ 487 mil, em que a linha de R$ 500 mil está bem próxima e já pode ser vista no horizonte.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Bom valor aportado no mês, com mais de R$ 13 mil investidos. No acumulado de aportes, ultrapassei o valor investido em 2021 e, se conseguir manter a média de aportes, devo superar os R$ 100 mil investidos no final deste ano, superando o recorde de 2020.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiSSgsNcx0wn6T9CnBIHKyuchu1JcBFtuSgQ-HAHvnTggVYhgOtXcXyrohGHU6bSc1Fbj_yKWRPl62_Cc4vW76Zk4yCXAcODrVqaplaECxQ4Yml2l9EGuzTP2LDvDwVq2PzzoOR7huECeh-qymnQ46rredGZFTTVgcXamuRP8L2IiEML42BucNsGE4/s1460/01.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="831" data-original-width="1460" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiSSgsNcx0wn6T9CnBIHKyuchu1JcBFtuSgQ-HAHvnTggVYhgOtXcXyrohGHU6bSc1Fbj_yKWRPl62_Cc4vW76Zk4yCXAcODrVqaplaECxQ4Yml2l9EGuzTP2LDvDwVq2PzzoOR7huECeh-qymnQ46rredGZFTTVgcXamuRP8L2IiEML42BucNsGE4/s16000/01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2022</span></div></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9RaK85I0fibNNwrhka5Be_CyJvhAIti_R6O1DrCog2a2maDAlpaFcbhRrNUYYEAB5EJBpwDFV0zxe7WtDhPQS14iy3nkYdSqAaXl2Dji8x96Eckm_boLshbAIlXoEb2lhPXquOr5T7e5M_cNNn1O6qZYQzqr8mm4XBbMuhGdZa9bAqFUeU25YACk/s1474/02.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="839" data-original-width="1474" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9RaK85I0fibNNwrhka5Be_CyJvhAIti_R6O1DrCog2a2maDAlpaFcbhRrNUYYEAB5EJBpwDFV0zxe7WtDhPQS14iy3nkYdSqAaXl2Dji8x96Eckm_boLshbAIlXoEb2lhPXquOr5T7e5M_cNNn1O6qZYQzqr8mm4XBbMuhGdZa9bAqFUeU25YACk/s16000/02.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Visão anual do resultado de 2022</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br style="color: black; font-family: "Times New Roman";" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; text-align: justify;">Setembro foi mais fraco de proventos, com R$ 1 936,70 recebidos, sendo mais que o dobro do valor recebido em setembro/2021. Na média dos últimos 12 meses, alcancei R$ 2 473,02 mensais, bem próximo da minha meta de R$ 2 500, com um dividend yield anualizado de 6,23% da carteira inteira. Considerando somente a carteira de renda variável (Ações + FIIs + FI-Infra), estou com um dividend yield de 6,98% em 12 meses. </div><div class="separator" style="clear: both; color: black; text-align: justify;">A maior parte veio de Fundos Imobiliários (R$ 1 818) e o restante dos FI-Infra (R$ 107,50), sendo que ambos sofreram com a deflação temporária dos últimos meses.</div><div class="separator" style="clear: both; color: black; text-align: justify;">Aporte de R$ 13 693,16 no mês, reinvestindo os proventos recebidos.</div></div></span></div></span></div></span></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Os aportes foram bem distribuídos esses mês. Investi a maior parte em Ações, FIIs, Tesouro Direto, FI-Infra e ETF de criptomoedas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Ações, movimentei a carteira vendendo ações do setor elétrico, zerando a posição em uma das </span><span style="font-family: arial;">empresas. Com o resultado da venda, junto com o aporte, comprei ações de uma nova empresa, do setor industrial, e de uma empresa de seguros que já estava na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei mais cotas de um fundo de papel que já estava na carteira, pois o preço tinha caído bastante.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FI-Infra, comprei mais cotas de um fundo que já tinha.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, Ações agora representam 52,9% (nova queda de quase 1 ponto percentual em relação à agosto/2022), seguido por FIIs com 32,8%, Tesouro Direto com 12,6%, Fundos com 1,5% e ETFs com 0,2%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Devo focar os aportes em FIIs e Fundos.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhp6jbNj4zH8tCyLRrps_1IoVeN_72fhKiny0t_iZ2Z3_7duPNBwFnF5kGZEeumbIQBXSufWhJbUTF-zub7mBU9xdm9f4TGPCYMsyeLLMiiTKulMe9KpoF83pY2MXXDX8M8kvli05EUhIdnFpgoZ4N7p76N8OjBGhqbE8NYGv80G8-G_V2amt-9kC0/s1459/03.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="799" data-original-width="1459" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhp6jbNj4zH8tCyLRrps_1IoVeN_72fhKiny0t_iZ2Z3_7duPNBwFnF5kGZEeumbIQBXSufWhJbUTF-zub7mBU9xdm9f4TGPCYMsyeLLMiiTKulMe9KpoF83pY2MXXDX8M8kvli05EUhIdnFpgoZ4N7p76N8OjBGhqbE8NYGv80G8-G_V2amt-9kC0/s16000/03.JPG" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos</span></div><div class="separator" style="clear: both; color: #2b00fe; font-family: arial; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; font-family: arial; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiTCsjXvyG3qIPrWbgTbpTl89bbrfiMD5HKPCEvKIopAnoZFiJrw_R-R6biMegFr3lWo1AlQ0V7ylBBWfgSNRxPuej_An0Cle3IBEi6LTEOqn1glF9U2A7YSd8jvDRJPWSayWtBJ5e10P_Aa9_x4egXAtAXu_cG9cS_hJhBi3DWxGaEmcG0sDSSSkg/s1090/04.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="746" data-original-width="1090" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiTCsjXvyG3qIPrWbgTbpTl89bbrfiMD5HKPCEvKIopAnoZFiJrw_R-R6biMegFr3lWo1AlQ0V7ylBBWfgSNRxPuej_An0Cle3IBEi6LTEOqn1glF9U2A7YSd8jvDRJPWSayWtBJ5e10P_Aa9_x4egXAtAXu_cG9cS_hJhBi3DWxGaEmcG0sDSSSkg/s16000/04.JPG" /></a></div><div class="separator" style="clear: both; color: #2b00fe; font-family: arial; text-align: center;">Divisão da minha carteira em agosto/2022</div><div class="separator" style="clear: both; color: #2b00fe; font-family: arial; text-align: center;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; color: black; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;">Carteira de FIIs fechou o mês com atingi 29,22% em fundos de papel e 70,78% em fundos de tijolo. Os maiores setores são Logística (15,73%), Shoppings (14,78%) e Escritórios (14,07%).</span></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxGBpKQT68ReqQJ5jLpfLTG_DSS_Wu5KG4ZQW0tjZPduQG12UkytmdIaU2c8hdWTCEEee7oLIbxmzWsaxmiPtG5u3uxgf3kt-9i15oJq1ZvmGyq7oj1vedTiTOE5MDnwwLixIxaByNR2X-fa2hwKdHupe6HDmqebLu2yHpqfXcABIFA6d2BRfs4gc/s685/05.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="518" data-original-width="685" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxGBpKQT68ReqQJ5jLpfLTG_DSS_Wu5KG4ZQW0tjZPduQG12UkytmdIaU2c8hdWTCEEee7oLIbxmzWsaxmiPtG5u3uxgf3kt-9i15oJq1ZvmGyq7oj1vedTiTOE5MDnwwLixIxaByNR2X-fa2hwKdHupe6HDmqebLu2yHpqfXcABIFA6d2BRfs4gc/s16000/05.JPG" /></a></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; color: black; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;">Divisão da carteira de FIIs por tipo</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; color: black; text-align: center;"><br style="font-family: "Times New Roman";" /></div><div class="separator" style="clear: both; color: black; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhddA68nR2FQhtMZIhQzYnQ4hZWeCDqh6lYxsXxbwD9HcWABJWI9I7thUsuM9MzudOHa2Uux2vbenwHctvvtCgsa0bgVX5yqCV2PRnV1PUqzImo5dgg7ePCYZAXsztB5XhFC5ouOElL1L71SL9UNQLfWz9WJy6Rf2w3iNxqGCZbaNlgAzGlfcW-I5k/s1032/06.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="645" data-original-width="1032" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhddA68nR2FQhtMZIhQzYnQ4hZWeCDqh6lYxsXxbwD9HcWABJWI9I7thUsuM9MzudOHa2Uux2vbenwHctvvtCgsa0bgVX5yqCV2PRnV1PUqzImo5dgg7ePCYZAXsztB5XhFC5ouOElL1L71SL9UNQLfWz9WJy6Rf2w3iNxqGCZbaNlgAzGlfcW-I5k/s16000/06.JPG" /></a></div></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div><div class="separator" style="clear: both;"><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (33,75%), Bancos (17,90%) e Seguros (17,44%).</span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEithz77qBI5sFY2L70KSnehkfTpmJw7i1g1zdH2RRb678Oc9gDf_sTv3U6FOW-MAWRoev-vCxZQRTfmCYjuWx26PrhArD_bbRJIkT-lhY66kUfg2vpPFaKDwZv5Gtu37QdiWQj_3rhIpXi7rNt3GM21HUAzAvYfKAVA0VmVvzZyW7rvPJ0UbMhMCNA/s1037/07.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="584" data-original-width="1037" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEithz77qBI5sFY2L70KSnehkfTpmJw7i1g1zdH2RRb678Oc9gDf_sTv3U6FOW-MAWRoev-vCxZQRTfmCYjuWx26PrhArD_bbRJIkT-lhY66kUfg2vpPFaKDwZv5Gtu37QdiWQj_3rhIpXi7rNt3GM21HUAzAvYfKAVA0VmVvzZyW7rvPJ0UbMhMCNA/s16000/07.JPG" /></a></div></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div><div style="text-align: center;"><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação e Leituras</span></b></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Para este mês, decidi fazer uma alteração, juntando os conteúdos de leitura e educação.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Na parte de educação, continuo com curso on-line na área de finanças.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Mudei a minha rotina, e agora separo 30 minutos diários durante a semana para leitura, então consegui terminar dois livros nesse mês.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">O primeiro livro foi "Guia Definitivo para entender FII de CRI", do Felipe Ribeiro. Gostei bastante do conteúdo, pois traz muitos detalhes sobre aspectos dos fundos de papel que são importantes para acompanhamento. Um ponto forte do livro é que, no final de cada capítulo, tem uma lista de perguntas, que pode ser transformado em um "Check-list" para avaliar antes de investir, com mais de 100 perguntas, e uma boa parte eu não tinha conhecimento.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Um ponto fraco do livro é que existe uma quantidade considerável de erros de digitação, palavras repetidas, o que prejudica a leitura de alguns trechos.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Para conhecer mais sobre esse tipo de ativo, vale muito a pena.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">O segundo livro foi "Investir é uma Jornada", do Felipe Tadewald. É um livro simples de ler, voltado para a mentalidade de investimento. Para quem está começando a investir, é uma boa.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">No meu caso, porém, pouco adicionou, apesar de ter reforçado alguns conhecimentos.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><b><span style="font-family: arial;">Vida Profissional</span></b></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Outro mês com muito estresse, e com saída de algumas pessoas do projeto. Fechamos a avaliação anual, e consegui bater as metas previstas.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Algumas reuniões em inglês e apresentação para diretoria, mas nada de surpreendente.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: "Times New Roman";"><span style="font-family: arial;"><span face=""><span style="font-family: arial;"><div style="font-family: "Times New Roman";"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></span></span></span></span><div><span style="font-family: arial;"><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span face=""></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Algumas caminhadas, mas sem novidades relevantes.</span></div></span></span></span></span></span></span></span></div></div></div></div></div></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Bom aumento de patrimônio, mas um pouco fraco de proventos, com estresse elevado no trabalho. No geral, um bom mês.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"> </span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sucesso,</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Abraço</span></div></span></span></span></span></span></span></div></div></span></div></span></span></span></span></span></span></div></div></div></div></span></div></div></div></div></div></div></span></div></div></div></div></span></div><div><span style="text-align: left;"><br /></span></div></div></div></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;"><br /></span></div></div></span></div></div></div><div class="separator" style="clear: both; color: #2b00fe; font-family: arial; text-align: center;"><div class="separator" style="clear: both; color: black;"><br /></div><div class="separator" style="clear: both; color: black;"><br /></div></div></div></span></div></span></div></span></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com3tag:blogger.com,1999:blog-2788623336830893103.post-77780556889093823312022-09-04T11:19:00.005-07:002022-09-04T13:50:49.268-07:00Fechamento - Agosto/2022 - R$ 476 722,44 (+6,37% ou +R$ 28 529,72)<p><span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Agosto/2022.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgu7qMia6f8PfcriVroZrEwVmufZNWz-nMKF5V1h6TQc7m6r4fzAtfw5Zso4c5A3l1a-DminD1Dn6TjZ0xgkX-2gll_ewa67e3d1QUWR4UxSONnO5M4Av5S9L0brNc300fhb3X2pRNKbTKtyP8K3wacwkqAwAJ9uwKb1m4njvYVUir2i_OHAo9GQHs/s1500/gretouch2101_00033_35_neg_n_bw_orig_v001.webp" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1000" data-original-width="1500" height="427" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgu7qMia6f8PfcriVroZrEwVmufZNWz-nMKF5V1h6TQc7m6r4fzAtfw5Zso4c5A3l1a-DminD1Dn6TjZ0xgkX-2gll_ewa67e3d1QUWR4UxSONnO5M4Av5S9L0brNc300fhb3X2pRNKbTKtyP8K3wacwkqAwAJ9uwKb1m4njvYVUir2i_OHAo9GQHs/w640-h427/gretouch2101_00033_35_neg_n_bw_orig_v001.webp" width="640" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Eu olhando meu resultado do mês de agosto, ao mesmo tempo pensando na diversificação da minha carteira</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">O mês de agosto foi de mais volatilidade, com subida do Ifix, principalmente dos fundos de tijolo. Ações também subiram um pouco no mês.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">Atingi um novo recorde de patrimônio, com pouco mais de R$ 476 mil, ultrapassando a minha meta de R$ 450 mil nesse ano.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">Consegui aportar bem no mês, com mais de R$ 11 mil investidos. No acumulado de aportes, praticamente igualei com o valor aportado em todo o ano de 2019.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEif4n70A8Kc9QEsjdngz0we6OhvN2b0--bio1YcdQ3ecuJZOjkXBkOVwjWdVxb_5IbAYxFUH8zeT78--oXjffNNLIEO0HuZCL2LuPyNxSYmPqF948OiILYDNAPRtjVmfV09Zrqc8ZUUd0nue0jgbf8jGwVb67e4e7m3VoGA0rigeSNzYWBT3SiZSWg/s1459/resultado%20mensal.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="832" data-original-width="1459" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEif4n70A8Kc9QEsjdngz0we6OhvN2b0--bio1YcdQ3ecuJZOjkXBkOVwjWdVxb_5IbAYxFUH8zeT78--oXjffNNLIEO0HuZCL2LuPyNxSYmPqF948OiILYDNAPRtjVmfV09Zrqc8ZUUd0nue0jgbf8jGwVb67e4e7m3VoGA0rigeSNzYWBT3SiZSWg/s16000/resultado%20mensal.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2022</span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMqdY6vU0rc7RDFfuGgM2r4Jz0--R8qO7rg37JlI6lrnf0e9VIwrNKbKMfd5jpSE9qb5vIlv1VDp0m2VKXnqCM6q9VtmGUPzoW7gl50DzIgvrf0jrJ9fXH8b8lY2aD_VU2oiK9W3LfKJD0u4sfjkRcruTjzcs4megQPJuIQRMNKvFotDFueTo-JTI/s1480/resultado%20anual.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="838" data-original-width="1480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMqdY6vU0rc7RDFfuGgM2r4Jz0--R8qO7rg37JlI6lrnf0e9VIwrNKbKMfd5jpSE9qb5vIlv1VDp0m2VKXnqCM6q9VtmGUPzoW7gl50DzIgvrf0jrJ9fXH8b8lY2aD_VU2oiK9W3LfKJD0u4sfjkRcruTjzcs4megQPJuIQRMNKvFotDFueTo-JTI/s16000/resultado%20anual.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Visão anual do resultado de 2022</span></div></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><br style="color: black; font-family: "Times New Roman";" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Agosto foi bom de proventos, com R$ 4 774 recebidos, o segundo melhor resultado da história da carteira, e quase 3x o valor recebido em agosto/21. A maior parte veio de ações (R$ 3 391), uma parte de FIIs (R$ 1 221, uma pequena queda em relação ao último mês), um pouco de FI-Infra (R$ 83) e do Tesouro Direto (R$ 78).</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Aporte R$ 11 357,99 no mês, sempre reinvestindo os proventos recebidos.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Novamente, o aporte foi distribuído entre FIIs (maior parte), Ações, e Tesouro Direto.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em FIIs, comprei mais cotas de fundos de tijolo que já estavam na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Em Ações, comprei mais ações de uma empresa do setor financeiro que já estava na carteira.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Na divisão da carteira, a participação das ações caiu quase 1 ponto percentual, para 53,7%, seguido por FIIs com 32,8% (aumento em relação ao último mês), e praticamente sem alterações em Tesouro Direto com 12,1%, Fundos com 1,3% e ETFs com 0,1%.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Próximo mês devo focar em FIIs, principalmente fundos de papel que caíram bastante, e fundos.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4Zlz-eT_6lYOJ4pFOnhiCc_9KxXbWc2vEug0jl07Tyh9aaJFGeQpyh30Pvyf0BRbVpPQcFDw8dkpM07eJfygR-Nl_lFecRcgLBXHFOXKmz-tfz68XoP4SO_lk8DVS4eSwxq2WUH4pvTM0VlFcbVjqDGY_FkiXSCQOG6TVpxGVALYYUcce3N1aRDs/s1462/Proventos.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="803" data-original-width="1462" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4Zlz-eT_6lYOJ4pFOnhiCc_9KxXbWc2vEug0jl07Tyh9aaJFGeQpyh30Pvyf0BRbVpPQcFDw8dkpM07eJfygR-Nl_lFecRcgLBXHFOXKmz-tfz68XoP4SO_lk8DVS4eSwxq2WUH4pvTM0VlFcbVjqDGY_FkiXSCQOG6TVpxGVALYYUcce3N1aRDs/s16000/Proventos.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão geral dos proventos</span></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><br /></div><div class="separator" style="clear: both; color: #2b00fe; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6Hqm_Lb_5r9UwkHMeV2CcJPLAmEXEUYytWUkhSugYUNU1Q48t5ruwHWWMZyHJqT1xB5tdAJZsXyk0KjL8AqkMIGXgHU3AF8EMCeFrthq9hjysOlFXIlNqcedH92N6rfXNHfLNE5gZ2NCRSaX6oPyJCzFiGtPaCF0xg2APmgm3N_cJg138Jrtqqmc/s1311/Carteira.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="814" data-original-width="1311" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6Hqm_Lb_5r9UwkHMeV2CcJPLAmEXEUYytWUkhSugYUNU1Q48t5ruwHWWMZyHJqT1xB5tdAJZsXyk0KjL8AqkMIGXgHU3AF8EMCeFrthq9hjysOlFXIlNqcedH92N6rfXNHfLNE5gZ2NCRSaX6oPyJCzFiGtPaCF0xg2APmgm3N_cJg138Jrtqqmc/s16000/Carteira.JPG" /></a></div><div class="separator" style="clear: both;">Divisão da minha carteira em agosto/2022</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; color: black; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;">No final do mês, com a volatilidade nas cotações e meus aportes, na carteira de FIIs atingi 27,87% em fundos de papel e 72,13% em fundos de tijolo. Os maiores setores são Logística (16,4%), Shoppings (14,7%) e Escritórios (14,1%).</span></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiWbY79gkZ1znU0IyTGP3u3WWXJULp5N0Y6vJbZUAUn_LObIMuDH21DHePt4Ema-Z2QFQDSIbBhfZF6E9iTSjx_xQqejaXeQY6frvZWiaOCQmin5gq1mlU0c1oJWO3q4LcB-fnJ5_ZDpGqCRAhMpPq_rBLDaWiFwwBHSDWFqabC4yU5ksmK8sBskdw/s710/Categoria%20FIIs.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="514" data-original-width="710" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiWbY79gkZ1znU0IyTGP3u3WWXJULp5N0Y6vJbZUAUn_LObIMuDH21DHePt4Ema-Z2QFQDSIbBhfZF6E9iTSjx_xQqejaXeQY6frvZWiaOCQmin5gq1mlU0c1oJWO3q4LcB-fnJ5_ZDpGqCRAhMpPq_rBLDaWiFwwBHSDWFqabC4yU5ksmK8sBskdw/s16000/Categoria%20FIIs.JPG" /></a></div><div class="separator" style="clear: both;">Divisão da carteira de FIIs por tipo</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; color: black; text-align: center;"><br style="font-family: "Times New Roman";" /></div><div class="separator" style="clear: both; color: black; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh1MGRUnAv-Qbjy5aSOaZBcX8jiTbsSitGdu_MXm2qvPnO0qxZO3oCw1YyAH9zb9RWDd3s9G_dpaX_6NzBFF-AFTks_cpD-lYiAm0zUL-xdgdbu2R47JkGpRxpVQpkVPNs1dyLx6SVMBjUU646-o1FCIaXIeQ4_FXYvYxYN66UCPkkrq8gsgg4JdPo/s1029/Setores%20FII.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="644" data-original-width="1029" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh1MGRUnAv-Qbjy5aSOaZBcX8jiTbsSitGdu_MXm2qvPnO0qxZO3oCw1YyAH9zb9RWDd3s9G_dpaX_6NzBFF-AFTks_cpD-lYiAm0zUL-xdgdbu2R47JkGpRxpVQpkVPNs1dyLx6SVMBjUU646-o1FCIaXIeQ4_FXYvYxYN66UCPkkrq8gsgg4JdPo/s16000/Setores%20FII.JPG" /></a></div><div class="separator" style="clear: both; color: black; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div><div class="separator" style="clear: both; color: black; text-align: center;"><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (36,2%), Seguros (17,2%) e Bancos (16,8%).</span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3fo7Aoyxe7c1042CQVg67L5OgJ-VaxVMjCZHibR1sbNHT6un0_ta1v4Ii1xEfBvMg0Q7agoGRC7hVrGL5QzHf1re4uPWCGbKtaAl221kwpBrYDaBO3ynd-bUvR5ocWOofJqPKBI3WdqIc3_CcOqgyq86wNx9AbSRsu0Xew1BO3PARNTvWcYqB_2s/s1041/Acoes%20setores.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="586" data-original-width="1041" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3fo7Aoyxe7c1042CQVg67L5OgJ-VaxVMjCZHibR1sbNHT6un0_ta1v4Ii1xEfBvMg0Q7agoGRC7hVrGL5QzHf1re4uPWCGbKtaAl221kwpBrYDaBO3ynd-bUvR5ocWOofJqPKBI3WdqIc3_CcOqgyq86wNx9AbSRsu0Xew1BO3PARNTvWcYqB_2s/s16000/Acoes%20setores.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div><div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação</span></b></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Terminei um de finanças e investimentos, e vou começar outro. </span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><b><span style="font-family: arial;">Vida Profissional</span></b></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Mês muito estressante, com discussões com cliente, mas com bons resultados no final do mês. Agora em setembro começa a avaliação anual, então vamos ver se terei surpresas. A empresa apresentou os resultados do primeiro semestre, e está com excelentes resultados, com muitos projetos novo começando.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: "Times New Roman";"><span style="font-family: arial;"><span face=""><span style="font-family: arial;"><div style="font-family: "Times New Roman";"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></span></span></span></span><div><span style="font-family: arial;"><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span face=""></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Poucas caminhadas, e sem nenhuma novidade por aqui.</span></div></span></span></span></span></span></span></span></div></div></div></div></div></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Leituras</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span style="font-family: arial;"><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Acabei de ler o livro "1984", e achei muito interessante. A leitura em alguns trechos é um pouco chata, mas demonstra muito bem como um governo autoritário impacta a vida das pessoas. Retomei a leitura de um livro sobre FIIs.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span style="font-family: arial;"><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Ótimo aumento de patrimônio e bom valor de proventos no mês, mas com muita dor de cabeça no trabalho.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"> </span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sucesso,</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Abraço</span></div></span></span></span></span></span></span></div></div></span></div></span></span></span></span></span></span></div></div></div></div></span></div></div></div></div></div></div></div></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></span></div></div></span></div></span></div></span></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com17tag:blogger.com,1999:blog-2788623336830893103.post-34005659668166928922022-08-06T13:12:00.003-07:002022-08-07T10:11:54.858-07:00Fechamento - Julho/2022 - R$ 448 192,72 (+4,57% ou +R$ 19 590,83)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Julho/2022.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4ZBmKWJAUUn--qVbom9zjoQfwHHv22nAHLEoAnX5vAEA-e3oVBVKbFpRxKhCYTeBeukYDYmFwynr1AIOXfKCSKu6lrA-qA44-eN_-3h-X2DT1JHB7YgwJpqgi9L5BlRVm5qwE1VK0YhdOzXdGOXRn56XmQiRphX75frUDkvWk5h0fK5egaMl7hO8/s1500/81iB82w3nDL._AC_SL1500_.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1003" data-original-width="1500" height="268" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4ZBmKWJAUUn--qVbom9zjoQfwHHv22nAHLEoAnX5vAEA-e3oVBVKbFpRxKhCYTeBeukYDYmFwynr1AIOXfKCSKu6lrA-qA44-eN_-3h-X2DT1JHB7YgwJpqgi9L5BlRVm5qwE1VK0YhdOzXdGOXRn56XmQiRphX75frUDkvWk5h0fK5egaMl7hO8/w400-h268/81iB82w3nDL._AC_SL1500_.jpg" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Minha reação vendo a evolução do patrimônio no mês, apesar de todos o cenário de incerteza econômica, acompanhado do meu amigo "Dividendos" (na imagem, representado por Willie Nelson, o primeiro a partir da esquerda)</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">Mês de julho foi de muita volatilidade na renda variável, apesar da subida do Ibovespa no final do mês, e o Ifix (índice dos fundos imobiliários) praticamente de lado.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Consegui fechar o mês com pouco mais de R$ 448 mil de patrimônio, próximo da minha meta de alcançar R$ 450 mil nesse ano.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Depois do "super aporte" no mês passado, voltamos com o valor normal de aportes. Consegui investir cerca de R$ 8 mil em julho/2022.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1uLAr4XLEpI89MB2uZsfoIeqvQnIm2Wf2Zj6k_btzBJnyVmSiJeCuqwN3wKhdWIAtY6WhtNT_qi29W4v2p8-SZlLMSJT-_52Czgg0LN-k57Lw3duNqIL8RC9Ipus9s5sqi5_qZVuc9Mh7vvv2QYL4Y1NizmudCrmycB5UVu1qFFPQfDnrhePlBUQ/s1459/patrimonio%201.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="834" data-original-width="1459" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1uLAr4XLEpI89MB2uZsfoIeqvQnIm2Wf2Zj6k_btzBJnyVmSiJeCuqwN3wKhdWIAtY6WhtNT_qi29W4v2p8-SZlLMSJT-_52Czgg0LN-k57Lw3duNqIL8RC9Ipus9s5sqi5_qZVuc9Mh7vvv2QYL4Y1NizmudCrmycB5UVu1qFFPQfDnrhePlBUQ/s16000/patrimonio%201.JPG" /></a></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Visão mensal do resultado de 2022</span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7QYPlYEySBEaOKkEJUP2Eq_Nnc0Xm7l0oi7NEUrqUv8qP7ZDWX4ylZkd0VYLOlfml8XntgC_e0Q_n8JleFo5WtKN9f-xztgkx7Pw3_IinVyldHnnlsx7CNa2Vh5NehUcFJKmU9-GjZwxWTHr1xBePHEGzy1kyJvhHF6_ZtyQqIO8eQaG2LJeOpqg/s1480/patrimonio%202.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="837" data-original-width="1480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7QYPlYEySBEaOKkEJUP2Eq_Nnc0Xm7l0oi7NEUrqUv8qP7ZDWX4ylZkd0VYLOlfml8XntgC_e0Q_n8JleFo5WtKN9f-xztgkx7Pw3_IinVyldHnnlsx7CNa2Vh5NehUcFJKmU9-GjZwxWTHr1xBePHEGzy1kyJvhHF6_ZtyQqIO8eQaG2LJeOpqg/s16000/patrimonio%202.JPG" /></a></div></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both;">Visão anual do resultado de 2022</div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><br style="color: black; font-family: "Times New Roman";" /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Julho foi melhor de proventos, com R$ 1 879 recebidos. Novamente, recebi a maior parte de FIIs (R$ 1 247), um pouco de ações (R$ 527) e o restante de FI-Infra (R$ 105).</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Voltei para mais próximo da média de aportes, com R$ 8 2265 investidos no mês. Como sempre, reinvestindo os proventos recebidos.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">O aporte foi distribuído entre FIIs (maior parte), Ações, Fundos e Tesouro Direto.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Em FIIs, comprei mais cotas de fundos de papel e de tijolo que já estavam na carteira.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Em Ações, comprei uma nova empresa, do setor farmacêutico.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Na divisão da carteira, a participação das ações aumentou para 54,4%, seguido por FIIs com 31,8% (pequena queda em relação ao último mês), e praticamente sem alterações em Tesouro Direto com 12,3%, Fundos com 1,4% e ETFs com 0,1%.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Próximos meses devo focar em FIIs, principalmente fundos de tijolo que já estão na carteira.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><br /></span></div></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgAijrwKtLWMBanZgYeai0kxQOf34ztalJshvwmy94J6HO7GEumor7dcJ5s77pihJ7Gxcrxi4F_y6BIRil76ScdFTKP9HSeRbj1I_rBETC6JgnbIMHod3z2WmeN_xm6_nYRt0fv78PD4tu_1vOu8o7h6k23PgBlh3MyM3oXrXvHIA0WD7aJhaNsxvQ/s1459/proventos%201.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="798" data-original-width="1459" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgAijrwKtLWMBanZgYeai0kxQOf34ztalJshvwmy94J6HO7GEumor7dcJ5s77pihJ7Gxcrxi4F_y6BIRil76ScdFTKP9HSeRbj1I_rBETC6JgnbIMHod3z2WmeN_xm6_nYRt0fv78PD4tu_1vOu8o7h6k23PgBlh3MyM3oXrXvHIA0WD7aJhaNsxvQ/s16000/proventos%201.JPG" /></a></div><div class="separator" style="clear: both;">Visão geral dos proventos</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKBSuyPX86cWVGvAbtytVzJugn3U0N8qk2zxLj3DZ-B5RNNEUjRUaz6pg_7Y2E_ePezjRIE5IW2nVytOS6ZiMElm83uPBaKrpy0G_7AUgaKeW8s9Ru9K8oe-mAzygu7fjMzo2jtWf0uhOx_08J4cVj8GpxjAr3rSpxHKcWrgI4FoeN-Dk76l7NZWE/s1093/patrimonio%203.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="749" data-original-width="1093" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKBSuyPX86cWVGvAbtytVzJugn3U0N8qk2zxLj3DZ-B5RNNEUjRUaz6pg_7Y2E_ePezjRIE5IW2nVytOS6ZiMElm83uPBaKrpy0G_7AUgaKeW8s9Ru9K8oe-mAzygu7fjMzo2jtWf0uhOx_08J4cVj8GpxjAr3rSpxHKcWrgI4FoeN-Dk76l7NZWE/s16000/patrimonio%203.JPG" /></a></div><div class="separator" style="clear: both;">Divisão da minha carteira em julho/2022</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; text-align: left;"><span style="color: black; text-align: justify;">Ao final do mês, na minha carteira de FIIs atingi 30,4% em fundos de papel e 69,6% em fundos de tijolo. Os maiores setores são Logística (16,4%), Shoppings (14,7%) e Escritórios (14,1%).</span></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_y0Unf5m8-fRwmJ-Y0ir7knAdM3ugijIlVk9FzZuNp5s5GFqKUT-6q8fuFOaham6hZ38ajeWnM7LSx41yhQDrJ_aUlmLxrT1f2MK2Cijzx8AEDGpDbstupxDE65WVXublntjELi81Eav5a7wSvw_9ek5Yh1irtPOZUwcwiUMoDQYdFhKciP_ncrs/s816/carteira%201.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="516" data-original-width="816" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_y0Unf5m8-fRwmJ-Y0ir7knAdM3ugijIlVk9FzZuNp5s5GFqKUT-6q8fuFOaham6hZ38ajeWnM7LSx41yhQDrJ_aUlmLxrT1f2MK2Cijzx8AEDGpDbstupxDE65WVXublntjELi81Eav5a7wSvw_9ek5Yh1irtPOZUwcwiUMoDQYdFhKciP_ncrs/s16000/carteira%201.JPG" /></a></div><div class="separator" style="clear: both;">Divisão da carteira de FIIs por tipo</div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"></div></div></div></span></div><div class="separator" style="clear: both; text-align: center;"><br style="font-family: "Times New Roman";" /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwd-3NS5uuHZ6Jamm7Li5cT9ySsTSjKm4Fem3JkQu3FinC1YUSnKta2hO8LvFS1qDqHvai9SxDxkyMPzbrLUntKY1FvBwA2i-otZzPJLLgrP9Ei0VKFXPFLwk7iUsvrqAbChDeH2Lm-0oomM9_SfVF2koHslxC7Ho70sGWbZJRsxe-gez1wmDSABU/s1001/carteira%202.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="629" data-original-width="1001" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwd-3NS5uuHZ6Jamm7Li5cT9ySsTSjKm4Fem3JkQu3FinC1YUSnKta2hO8LvFS1qDqHvai9SxDxkyMPzbrLUntKY1FvBwA2i-otZzPJLLgrP9Ei0VKFXPFLwk7iUsvrqAbChDeH2Lm-0oomM9_SfVF2koHslxC7Ho70sGWbZJRsxe-gez1wmDSABU/s16000/carteira%202.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Divisão da carteira de FIIs por setor</span></div><div class="separator" style="clear: both; text-align: center;"><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Nas ações, as maiores posições são em empresas elétricas (36,6%), Seguros (18,4%) e Bancos (16,2%).</span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-SKtVbrvtNmoBa6-cCQVYwZohIMjWMeB6PQp-WKIASlQjwf1WPuOkMpkkoCVcH0wQOVLhmdvojFtD3RWE31w7WcP4qup1trjx3wpUChuimip2nUcya2q4eeXCXtXewtOEopRIsky6KYvX0hXVlOHliKK3Tchx1NmuTtY9era5pUayu_2pfag6G0c/s1001/carteira%203.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="569" data-original-width="1001" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-SKtVbrvtNmoBa6-cCQVYwZohIMjWMeB6PQp-WKIASlQjwf1WPuOkMpkkoCVcH0wQOVLhmdvojFtD3RWE31w7WcP4qup1trjx3wpUChuimip2nUcya2q4eeXCXtXewtOEopRIsky6KYvX0hXVlOHliKK3Tchx1NmuTtY9era5pUayu_2pfag6G0c/s16000/carteira%203.JPG" /></a></div><div><span style="color: #2b00fe;">Divisão da carteira de ações por setor</span></div><div><div><br /></div><div><br /></div><div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação</span></b></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Continuo devagar no curso de finanças e investimentos. Agora estou pensando em tirar uma certificação financeira, talvez no ano que vem</span><span style="font-family: arial;">.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Mais um mês estressante, com cobranças variadas do cliente, e algumas discussões no projeto.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: "Times New Roman";"><span style="font-family: arial;"><span face=""><span style="font-family: arial;"><div style="font-family: "Times New Roman";"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></span></span></span></span><div><span style="font-family: arial;"><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span face=""></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Poucas caminhadas, e nenhuma novidade por aqui.</span></div></span></span></span></span></span></span></span></div></div></div></div></div></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Leituras</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span style="font-family: arial;"><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Terminei de ler o livro "Revolução dos Bichos", e gostei muito. Deveria ser leitura obrigatória na escola, junto com " O homem mais rico da Babilônia". A leitura é fácil, e o livro tem mais de 50 anos mas continua atual, refletindo o que acontece nas ditaduras pelo mundo.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Recomendo demais.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span style="font-family: arial;"><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Aumento de patrimônio, com estresse elevado no trabalho. Mas seguimos na jornada, sem desanimar. </span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sucesso,</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Abraço</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></span></span></span></span></span></span></div></div></span></div></span></span></span></span></span></span></div></div></div></div></span></div></div></div><div class="separator" style="clear: both; color: #2b00fe;"></div></div><div class="separator" style="clear: both; color: #2b00fe;"></div></div></span></div></span></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com9tag:blogger.com,1999:blog-2788623336830893103.post-74391901914689582852022-07-09T16:01:00.005-07:002022-08-07T10:12:28.846-07:00Fechamento - Junho/2022 - R$ 428 601,89 (-0,32% ou -R$ 1 370,08)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Junho/2022, com algumas considerações sobre o fechamento do 1º semestre de 2022.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhULxUFvvuqQ6PvVnayZk_6S4lEyMSs3oWtKoQERjHnfMNfXCpwAGBvweFzFD7HKc3IqRZxWv5HMH4RGWQ9CH9TqOfji9w-IrDTAYfBYXxW7KhzqjC1zmIsaiThsaJxSNjs1hDnbXosgvfxf31taUF98VUPlJIf7ik9Zs8uo8Pj53R6wthQl82zJco/s259/sad%20johnny.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="194" data-original-width="259" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhULxUFvvuqQ6PvVnayZk_6S4lEyMSs3oWtKoQERjHnfMNfXCpwAGBvweFzFD7HKc3IqRZxWv5HMH4RGWQ9CH9TqOfji9w-IrDTAYfBYXxW7KhzqjC1zmIsaiThsaJxSNjs1hDnbXosgvfxf31taUF98VUPlJIf7ik9Zs8uo8Pj53R6wthQl82zJco/s16000/sad%20johnny.jpg" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Eu olhando o resultado da minha carteira ao final do mês fechando no negativo, mesmo com alto valor aportado no mês...</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">Mês de junho foi bem complicado para renda variável, com Ibovespa abaixo de 100 mil pontos, e cotas de fundos imobiliários bem amassadas.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">Com as quedas fortes, fechei junho/2022 com menos de R$ 429 mil de patrimônio.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">Como recebi proventos elevados em maio, e recebi um bônus da empresa, consegui fazer um "super aporte", com mais de R$ 18 mil investidos no mês, o que foi equivalente a 3 meses de aportes mensais.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">No fechamento do semestre, comparando com meu patrimônio de dezembro/2021 (R$ 391 361,00), tive um aumento de R$37 240,89 ou +9,51% em seis meses.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">Em relação ao valor aportado, o valor acumulado no semestre foi de R$ 54 868,29, ou cerca de 66% do que aportei em 2021 inteiro, e 50% do que aportei em 2020, que foi impactado pela rescisão que recebi.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaPXy2eoJdebsw4F6iRW3ep7s7bzjHjRZkVoivCIYyOzak7d3Co8gaWiiJZ2KKX26k9HeSUBHGDv0OWwMvtmqyD6-tfhfhRfM3GSVh5MYypppvv9gwvAfnPl-0AKxqvamoJfRldtIDx39K9CplvxdGOCkNAIdp_E7MseCll6byL2nRd1a6gPI-Y7w/s1542/mensal01.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="874" data-original-width="1542" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgaPXy2eoJdebsw4F6iRW3ep7s7bzjHjRZkVoivCIYyOzak7d3Co8gaWiiJZ2KKX26k9HeSUBHGDv0OWwMvtmqyD6-tfhfhRfM3GSVh5MYypppvv9gwvAfnPl-0AKxqvamoJfRldtIDx39K9CplvxdGOCkNAIdp_E7MseCll6byL2nRd1a6gPI-Y7w/s16000/mensal01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2022</span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9JQPSca2eptTEvgZFCbcYXHV0J17o0889Ya3WmzR2lXP57tK_rL2AwEaWZA4SXAj87vEWQL-2Z72YB0AVWZASozK_vSU5eAjRwz2koTX3UrYX3IwGHfP-3xqkRiDgvZtwV_RuVs0s8FM09SY6Fceja3opWkcK5fxoKJ8EXetNlYixhZiUdnkq1aY/s1550/anual01.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="878" data-original-width="1550" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9JQPSca2eptTEvgZFCbcYXHV0J17o0889Ya3WmzR2lXP57tK_rL2AwEaWZA4SXAj87vEWQL-2Z72YB0AVWZASozK_vSU5eAjRwz2koTX3UrYX3IwGHfP-3xqkRiDgvZtwV_RuVs0s8FM09SY6Fceja3opWkcK5fxoKJ8EXetNlYixhZiUdnkq1aY/s16000/anual01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado de 2022</span></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Esse mês foi mais fraco de proventos, com R$ 1 250 recebidos. Recebi a maior parte de FIIs (R$ 1 220), e o restante de FI-Infra (R$ 30), e não recebi dividendos de ações.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Por outro lado, aportei bastante esse mês, com R$ 18,3 mil investidos, sempre reinvestindo os proventos recebidos no mês anterior.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">O aporte desse mês foi distribuído entre FIIs, Ações, Fundos e Tesouro Direto.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Em FIIs, comprei mais cotas de fundos de papel que já tinha na carteira, e comprei dois novos fundos do setor de agronegócio.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Em Ações, comprei empresas que já tinha na carteira, no setor de seguros e serviços financeiros.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Em Fundos, comprei novos FI-Infra, totalizando 4 fundos na carteira.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Na divisão da minha carteira, a participação das ações foi reduzida (principalmente pela queda nas cotações), e agora é de 53,9%, seguido por FIIs com 32,4%, Tesouro direto com 12,2%, Fundos com 1,5% e ETFs com 0,1%.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Nos próximos meses, vou continuar aumentando os aportes em FIIs e Fundos. Também estou de olho em novas ações, pois algumas empresas estão bem descontadas. </span></div></span></div></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhXrsnpV-QJG2fI7VG2eTrRNgr9ZSXTK8SouAnel02Fo8uDDGL5-HovVXJwrb-1wOKT9OQXy-FVYonvkWI7-CUsa5FfpkF16d-soTnSlRi0ofEivg8_URUbzcN57L9-Dat8xr1DM9idMNEtpUt9P3lP8HBtah6zA5GF2ffFyP1_zuRBLPI2042EKFQ/s1548/proventos01.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="847" data-original-width="1548" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhXrsnpV-QJG2fI7VG2eTrRNgr9ZSXTK8SouAnel02Fo8uDDGL5-HovVXJwrb-1wOKT9OQXy-FVYonvkWI7-CUsa5FfpkF16d-soTnSlRi0ofEivg8_URUbzcN57L9-Dat8xr1DM9idMNEtpUt9P3lP8HBtah6zA5GF2ffFyP1_zuRBLPI2042EKFQ/s16000/proventos01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão geral dos proventos</span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiSxZmjdIGO2_IM2uWtl1gox4O8Ms6NAq6uiw1-VcDKXQiINW-6id9f-b7OPZY4tfbW_gBKgC_q35kF3DYbVyIGmRH5OmfjeeB4xC2lcpwA5P6oNwBPlMVAwwi8XjYMaEnLramhPK9Hc6tWthlaLjL8AHrQBLGaS5XfQEeb3ZdEVGJQSNI7P23FtJ4/s1204/patrimonio01.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="825" data-original-width="1204" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiSxZmjdIGO2_IM2uWtl1gox4O8Ms6NAq6uiw1-VcDKXQiINW-6id9f-b7OPZY4tfbW_gBKgC_q35kF3DYbVyIGmRH5OmfjeeB4xC2lcpwA5P6oNwBPlMVAwwi8XjYMaEnLramhPK9Hc6tWthlaLjL8AHrQBLGaS5XfQEeb3ZdEVGJQSNI7P23FtJ4/s16000/patrimonio01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão atual do meu patrimônio por categoria</span></div><div class="separator" style="clear: both;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">No final do mês, em minha carteira de FIIs alcancei 29,8% em fundos de papel e 70,2% em fundos de tijolo. Os maiores setores são Logística (16,5%), Shoppings (15,02%) e Escritórios (14,8%).</span></div></div><div class="separator" style="clear: both; text-align: center;"><br /></div><br /></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgpUm6xGvNNQ4eBS-o_Q7pu1COsiB8FMUUzkjLrvWkNLoCY3CspRQ4TYUII4cPtBrRFp1RcWprOuzLqGCSZQ_DesvZ8iZAC_u4ArRmgd7x9vIsCvaigJnj-7BuqPHYoGH8qaKW_9BurDKxG1uHz1-XH05lqhDYLWH6XYYk1dTrpRkrnadBXLfnluNc/s843/Carteira_fiis01.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="574" data-original-width="843" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgpUm6xGvNNQ4eBS-o_Q7pu1COsiB8FMUUzkjLrvWkNLoCY3CspRQ4TYUII4cPtBrRFp1RcWprOuzLqGCSZQ_DesvZ8iZAC_u4ArRmgd7x9vIsCvaigJnj-7BuqPHYoGH8qaKW_9BurDKxG1uHz1-XH05lqhDYLWH6XYYk1dTrpRkrnadBXLfnluNc/s16000/Carteira_fiis01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da carteira de FIIs por tipo</span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgB6Pft41soo_373dWXm3z1tjMtR46neNz1D-oBSgY7tRS6Nskbrde3I1XSAH33il_hfddyFxNB0i8CpIj71AWhxRJ6LHUMTDp4GOwxWIpjlLV7BpUaVp1t6-oanxOlKFVmVuO2QYtZnJ6IK4qeo-8rhfrNzkXuRA7Sd_DB9IL4rJqxPJ88o_jm1jk/s1003/Setores_fiis01.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="632" data-original-width="1003" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgB6Pft41soo_373dWXm3z1tjMtR46neNz1D-oBSgY7tRS6Nskbrde3I1XSAH33il_hfddyFxNB0i8CpIj71AWhxRJ6LHUMTDp4GOwxWIpjlLV7BpUaVp1t6-oanxOlKFVmVuO2QYtZnJ6IK4qeo-8rhfrNzkXuRA7Sd_DB9IL4rJqxPJ88o_jm1jk/s16000/Setores_fiis01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da minha carteira de FIIs por setor</span></div><div><span style="font-family: arial; text-align: left;"><br /></span></div><div><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial; text-align: left;">Nas ações, as maiores posições são em empresas elétricas (35,7%), Seguros (18,2%) e Bancos (16,4%). Nos próximos meses , que acrescentar mais um setor na carteira.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1POsz6eMb_edXc39khtNYHs4azTwGl70cZfXbJdqbPMpwkCE86EHxBxBjqxA-NPl42D-LYht027Na_LMG5Kat1qKFo8e4Dgxd2Ebwy4CJ4LvQePp6x9Ywt5AN5bUXiyGAE4j8YlhWoDk3IVwWjWu9JPKZfkH8b_MIyuZoOae9lyedqTJEW4N8e0A/s1004/setores_a%C3%A7%C3%B5es.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="568" data-original-width="1004" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1POsz6eMb_edXc39khtNYHs4azTwGl70cZfXbJdqbPMpwkCE86EHxBxBjqxA-NPl42D-LYht027Na_LMG5Kat1qKFo8e4Dgxd2Ebwy4CJ4LvQePp6x9Ywt5AN5bUXiyGAE4j8YlhWoDk3IVwWjWu9JPKZfkH8b_MIyuZoOae9lyedqTJEW4N8e0A/s16000/setores_a%C3%A7%C3%B5es.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da minha carteira de ações por setor</span></div><div><span style="font-family: arial; text-align: left;"><br /></span></div><div><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both; font-family: arial; text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação</span></b></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Avancei um pouco no curso de finanças e investimentos. Desisti da pós-graduação nesse segundo semestre, pois vi que teria que investir R$ 20 mil ou mais, e não tenho certeza se iria gostar do curso.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Penso em ano que vem fazer algo voltado para finanças.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Mês muito estressante. Cobranças variadas do clientes, pressão por prazos apertados, e até troca de gerente no projeto.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: "Times New Roman";"><span style="font-family: arial;"><span face=""><span style="font-family: arial;"><div style="font-family: "Times New Roman";"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></span></span></span></span><div><span style="font-family: arial;"><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span face=""></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Poucas caminhadas, e nenhuma novidade. Alguns conhecidos contaminados com covid, nos lembrando que a doença não desapareceu, mas estão todos bem.</span></div></span></span></span></span></span></span></span></div></div></div></div></div></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Leituras</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span style="font-family: arial;"><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Não terminei nenhum livro, e tive pouco tempo para ler, por estar trabalhando bastante.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span style="font-family: arial;"><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Queda de patrimônio, e muito estresse no trabalho. Mas foi um bom semestre no geral. A maior dificuldade é manter a tranquilidade e seguir com o plano de aportes frequentes. </span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sucesso,</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Abraço</span></div></span></span></span></span></span></span></div></div></span></div></span></span></span></span></span></span></div></div></div></div></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div><div class="separator" style="clear: both; text-align: justify;"><br /></div></div></div></div></span></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com4tag:blogger.com,1999:blog-2788623336830893103.post-6547861781183859712022-06-04T11:20:00.000-07:002022-06-04T11:20:02.904-07:00Fechamento - Maio/2022 - R$ 429 971,97 (+1,34% ou +R$5 672,86)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Maio/2022.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwDOJtNPSPzgMGnt1inLoomKTjRdHRISKc1btqQpAEfLH7mLVbFNSWZxysCreXZDgyn1iA9nkiSgGD-cTm6yemswe2lqY_Op5gTTJdOA2Akzg0_RIjj6ogA2FszySeikqBjhncj52Z61OTEgZ9os8-GSha-nHs7cSe32tSzHRSBMytOG2TxHmseIk/s1286/June_Johnny_Sandy-SpeiserSony-Music-Archive.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1286" data-original-width="1000" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwDOJtNPSPzgMGnt1inLoomKTjRdHRISKc1btqQpAEfLH7mLVbFNSWZxysCreXZDgyn1iA9nkiSgGD-cTm6yemswe2lqY_Op5gTTJdOA2Akzg0_RIjj6ogA2FszySeikqBjhncj52Z61OTEgZ9os8-GSha-nHs7cSe32tSzHRSBMytOG2TxHmseIk/s320/June_Johnny_Sandy-SpeiserSony-Music-Archive.jpg" width="249" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe;">Minha reação no final do mês, ao lado da minha grande companheira "Renda Passiva"....</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">O mês de maio teve uma pequena recuperação no preço dos ativos, o que resultou em aumento de patrimônio, mas a renda variável ainda está apanhando muito. </span></div></div></div></div></span></div><div style="text-align: justify;"><span style="font-family: arial;"><span face="">Encerrei o mês de maio/2022 com quase R$ 430 mil de patrimônio.</span></span></div></div><div style="text-align: justify;"><span style="font-family: arial;">Aportei pouco mais de R$ 7 mil no mês, impactado por um gasto extraordinário que tive.</span></div><div style="text-align: justify;"><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiaRKp3g7oLXMyz2QHmCSm65eGFIJJkB7PIzzcENS6hjp6MccyZ3ogCHApilbSK72gO4H0uIJtiTBVL5Ljic1HUcF4deKtRwvz7BhhJfioJRkFL8qYzd_55U8oulM9pYYb1DzenAkL2RC7W9qrL7VtYFM_8TwFrmAY2xjJ-JMkI8MP_igxJ1oXHo10/s1544/mensal_01.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="872" data-original-width="1544" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiaRKp3g7oLXMyz2QHmCSm65eGFIJJkB7PIzzcENS6hjp6MccyZ3ogCHApilbSK72gO4H0uIJtiTBVL5Ljic1HUcF4deKtRwvz7BhhJfioJRkFL8qYzd_55U8oulM9pYYb1DzenAkL2RC7W9qrL7VtYFM_8TwFrmAY2xjJ-JMkI8MP_igxJ1oXHo10/s16000/mensal_01.JPG" /></a></div><div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2022</span></div></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhEpiqggtf1LT2JKU80ZZ2BSMrTpEd8r_cFLRaxFXmaabNFBsFYAWJg01L1VnRaamQwYZFkhD7-agnduo00rzW6AEZMXXdPu9Bqsw2U52UEWVs3yBfnmsmYTmQe7sDbxzNDQPJxYMPWbAfWvgyHpIdx2rlhyhpjjdUkiBdYDx0-YEFh0peINOU_-aE/s1542/anual_01.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="871" data-original-width="1542" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhEpiqggtf1LT2JKU80ZZ2BSMrTpEd8r_cFLRaxFXmaabNFBsFYAWJg01L1VnRaamQwYZFkhD7-agnduo00rzW6AEZMXXdPu9Bqsw2U52UEWVs3yBfnmsmYTmQe7sDbxzNDQPJxYMPWbAfWvgyHpIdx2rlhyhpjjdUkiBdYDx0-YEFh0peINOU_-aE/s16000/anual_01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado de 2022</span></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Atingi um recorde de proventos no mês, com mais de R$ 7 mil recebidos. Maio vem se consolidando como o período com do ano com os maiores dividendos para a minha carteira, em que recebi 50% mais esse mês do que em maio/2021, que era o recorde anterior.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">O destaque mês foram as ações, com mais de R$ 5 mil recebidos, muito por conta da concentração ainda relevante em companhias do setor elétrico. </span><span style="font-family: arial;"> </span><span style="font-family: arial;">Em FIIs, recebi quase R$ 1,1 mil.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Aportei em ações, onde comprei mais de um ativo que já tinha e aproveitei para incluir um novo ativo, do setor de locação de veículos, que eu já vinha acompanhando desde o ano passado.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">C</span><span style="font-family: arial;">omprei mais cotas de FIIs do setor de escritórios, além de um pouco de Tesouro Direto. </span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Os preços caíram bastante no final do mês, o que fez com que eu atingisse um dividend yield aproximado de 5,92% na minha carteira, e superasse a marca de R$ 2 mil de proventos médios recebidos nos últimos 12 meses, que era uma das minhas metas para esse ano.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Uma reflexão que tive esse mês foi que, se eu considerar o valor um reivestimento de 30% dos proventos recebidos no mês, já atingi mais de um salário mínimo recebido por mês. Claro que nem de longe é suficiente para eu me aposentar, mas me fez lembrar na quantidade de pessoas que trabalham de 30 a 35 anos, para ganhar isso de aposentadoria, e eu atingi esse valor em menos de 10 anos investindo. Traz um conforto grande saber que, se algo ruim acontecer, a minha renda não ficará zerada. Tenho uma reserva de emergência (uns 6 meses de gastos) guardada, e que poderia se somar com essa renda mensal.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Minha carteira se mantem estável com 56,6% em ações, 31,5% em FIIs, 11,4% em Tesouro Direto, 0,5% em Fundos e 0,1% em ETFs.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial;">Nos próximos meses, quero aumentar o percentual em fundos, adquirindo cotas de FI-Infra e FI-Agro, até uns 10% da carteira (R$ 45K a R$ 50K), o que deve render no final de R$ 400 a R$ 500 reais adicionais de rendimentos todos os meses, reforçando os aportes. Pretendo investir um pouco no ETF de criptomoedas, aproveitando a queda, para chegar a 1% do patrimônio.</span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div></span></div><div><span style="color: #2b00fe; font-family: arial;"><br /></span></div></div></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRkljgpULIhyviMHBWKYW-BdTfyRY_jSyZWpdXBewQ_lhcCANRq9qLszKPBmtEJd7ADJvNO_ut-rZBz68_c6g49V3GrT11O3e1DMr2NO6UlY51E7DNN95ghPH8U5mwC8tBMUWjGW53JN5JFxN9GUIB8xFxjriUaSFHx7FwovtQuyF18FeA9r7EMwc/s1545/proventos_01.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="843" data-original-width="1545" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRkljgpULIhyviMHBWKYW-BdTfyRY_jSyZWpdXBewQ_lhcCANRq9qLszKPBmtEJd7ADJvNO_ut-rZBz68_c6g49V3GrT11O3e1DMr2NO6UlY51E7DNN95ghPH8U5mwC8tBMUWjGW53JN5JFxN9GUIB8xFxjriUaSFHx7FwovtQuyF18FeA9r7EMwc/s16000/proventos_01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão geral dos proventos</span></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;"><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; color: black; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizA-sEKiPVm1oGNtBDefYC3-6ALsawJv0C4Lgcm-jcTvT2ALBl8eIWvHmvYG3liTbOxN8wB85Fl-i8SIx643lEObe5_0nxti5ZNyeMIB55spQNCBvJF8WYnO3eqfb1O71PEnArtgagAX7lDuUWjuFVCErSElQZCZl2PMXc8S7UcXoV7yHrc9SUSGo/s1304/patrimonio_01.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="840" data-original-width="1304" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizA-sEKiPVm1oGNtBDefYC3-6ALsawJv0C4Lgcm-jcTvT2ALBl8eIWvHmvYG3liTbOxN8wB85Fl-i8SIx643lEObe5_0nxti5ZNyeMIB55spQNCBvJF8WYnO3eqfb1O71PEnArtgagAX7lDuUWjuFVCErSElQZCZl2PMXc8S7UcXoV7yHrc9SUSGo/s16000/patrimonio_01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Divisão atual do meu patrimônio por categoria</span></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">Com a compra de cotas de FIIs desse mês, a divisão da carteira ficou em 28,7% em papel, e 71,3% em tijolo. Em junho, devo me aproximar de 30% de FIIs de papel, que é o meu objetivo.</span></div><div class="separator" style="clear: both; text-align: justify;"><span style="font-family: arial;">Os setores mais relevantes permanecem sendo Logística (17,2%) e, quase empatados, Shopping (15,7%) e Escritórios (15,4%).</span></div><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjI1bI1LaUXocf97Ntc_FSQLl7V4E4q2RHogqOAeEO6lW9HkZYdxPNSvoMafAvSd8O-74J-wuTokOXawQldVoW_GH2QJPzvO49Ua0RdMostTwiv3lnwxXkN-6v-yI3EO3fh_-_yIRTCnsRu1W-VMUuiBy-HJIuEzadViuOTlRG4j_VV5k5ntJF1JxI/s698/fii_categoria.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="567" data-original-width="698" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjI1bI1LaUXocf97Ntc_FSQLl7V4E4q2RHogqOAeEO6lW9HkZYdxPNSvoMafAvSd8O-74J-wuTokOXawQldVoW_GH2QJPzvO49Ua0RdMostTwiv3lnwxXkN-6v-yI3EO3fh_-_yIRTCnsRu1W-VMUuiBy-HJIuEzadViuOTlRG4j_VV5k5ntJF1JxI/s16000/fii_categoria.JPG" /></a></div><div class="separator" style="clear: both; color: black; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Divisão da carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjkPZQgKeecznos0OjuiAdmX6JJSny1oinJkKHEHVNqA0gOqBnMhJk7tEEUAs7gif9rzd2CXfQigpYA6LRVnAHkds_4Q41jB-B-axrg_R4Eo-AZk-4jHbpF8KX61C0ZcHHs42nUL3z75SjK46VjfrEvAAN5D6tnclCczr2w-zYXM36SmGd44CSIC0w/s997/fii_setores.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="627" data-original-width="997" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjkPZQgKeecznos0OjuiAdmX6JJSny1oinJkKHEHVNqA0gOqBnMhJk7tEEUAs7gif9rzd2CXfQigpYA6LRVnAHkds_4Q41jB-B-axrg_R4Eo-AZk-4jHbpF8KX61C0ZcHHs42nUL3z75SjK46VjfrEvAAN5D6tnclCczr2w-zYXM36SmGd44CSIC0w/s16000/fii_setores.JPG" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;">Divisão da minha carteira de FIIs por setor</span></div><div style="font-family: "Times New Roman";"><span style="font-family: arial; text-align: left;"><br /></span></div><div style="font-family: "Times New Roman";"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial; text-align: left;">Em ações, com as compras do mês, o setor elétrico diminuiu para 36,1%, enquanto que os setores de Segros (17,3%) e Bancos (16,5%) ganharam participação.</span><span style="font-family: arial; text-align: left;"> </span></div><div style="font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial; text-align: left;"><br /></span></div><div style="font-family: "Times New Roman"; text-align: justify;"><span style="font-family: arial; text-align: left;"><br /></span></div><div style="text-align: justify;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNMHYeYgY9R8-0f30vXm5SSHMhGqvlgyCJw4olIGvwHxb1uy1hrCh4RmTlrRm_gcU27LpzVSv3YPt1TPuUolb522sN9jqZxrKzYFrznoV1KBNAl7Awvkvx3NGUg9Bx1mFFeRzYa1AUk1pUcWJMuLuSq4tboo2nJ3DBzkXU5dJUJosi6be6YTZOJFQ/s994/acoes_setores.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="564" data-original-width="994" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNMHYeYgY9R8-0f30vXm5SSHMhGqvlgyCJw4olIGvwHxb1uy1hrCh4RmTlrRm_gcU27LpzVSv3YPt1TPuUolb522sN9jqZxrKzYFrznoV1KBNAl7Awvkvx3NGUg9Bx1mFFeRzYa1AUk1pUcWJMuLuSq4tboo2nJ3DBzkXU5dJUJosi6be6YTZOJFQ/s16000/acoes_setores.JPG" /></a></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Divisão da minha carteira de ações por setor</span></div><div style="font-family: "Times New Roman"; text-align: center;"><span style="font-family: arial; text-align: left;"><br /></span></div><div style="font-family: "Times New Roman"; text-align: center;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação</span></b></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Finalmente terminei o curso on-line sobre projetos, e fiz a prova final. Agora estou buscando alguns na área de finanças.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">O mês foi bem estressante, mas no final consegui diminuir um pouco o ritmo. Algumas pessoas da equipe informaram que vão para outros projetos ou sairão da empresa nos próximos dias. Mercado de TI segue aquecido, mesmo com notícias de algumas demissões em massa.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: "Times New Roman";"><span style="font-family: arial;"><span face=""><span style="font-family: arial;"><div style="font-family: "Times New Roman";"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></span></span></span></span><div><span style="font-family: arial;"><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span face=""></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Fiz poucas caminhadas esse mês, mas fora isso sem novidades.</span></div></span></span></span></span></span></span></span></div></div></div></div></div></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Leituras</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span style="font-family: arial;"><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Finalizei a leitura do livro do Peter Lynch, "O jeito Peter Lynch de Investir". Gostei bastante, principalmente pois o autor insere em vários trechos os erros que ele cometeu ao longo da vida como investidor.</span></div><div class="separator" style="clear: both;">Recomendo a leitura, com certeza.</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">Separei 3 ensinamentos que tirei do livro que eu não conhecia, e vou tentar aplicar nos meus investimentos:</div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;">-Você comprar uma ação, e ela subir de preço, não significa que você acertou;</div><div class="separator" style="clear: both;">-Você comprar uma ação, e ela cair de preço, não significa que você errou;</div><div class="separator" style="clear: both;">-Procurar a próxima ou próximo qualquer coisa (Magalu, Bitcoin, Banco Inter, etc...) é uma péssima atitude, e em geral significa investir em empresas ruins.</div></span></span></span></span></span></span></div></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span style="font-family: arial;"><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Aumento de patrimônio, recorde de dividendos, e muito trabalho no mês, mas com resultado positivo apesar de tudo.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sucesso,</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Abraço</span></div></span></span></span></span></span></span></div></div></div></div></div></div></div></div></div></div></div></div><span face="" style="font-family: "Times New Roman";"><br style="font-family: arial; text-align: left;" /></span></div></div></div></div></span></div></div><span style="font-family: arial;"><br /></span></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com11tag:blogger.com,1999:blog-2788623336830893103.post-84523210699525304782022-05-07T06:06:00.000-07:002022-05-07T06:06:20.502-07:00Fechamento - Abril/2022 - R$ 424 299,11 (-3,19% ou -R$13 991,15)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Abril/2022.</span></span><div><span style="font-family: arial;"><span face=""><br /></span></span></div><div><span style="font-family: arial;"><span face=""><br /></span></span></div><div><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgC3D-hOEI37OS6uGzcoTbykc2odB0108MWR9s-zwBzkDSuvvfLbOwZpKT6O7hrUHSWMnV_uMGCiYBxwB0fs-ZNbykciuNYREH983xm45cD2eNjA7dYkhuZGCuVR3_chnLz--AV8_TVJ1jEgaNPtHnZYZK2kKc23NwLFxHheUPraEmkmCbIXqc3mA8/s594/tumblr_ol3zrzo9o31vpk144o1_400.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="594" data-original-width="397" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgC3D-hOEI37OS6uGzcoTbykc2odB0108MWR9s-zwBzkDSuvvfLbOwZpKT6O7hrUHSWMnV_uMGCiYBxwB0fs-ZNbykciuNYREH983xm45cD2eNjA7dYkhuZGCuVR3_chnLz--AV8_TVJ1jEgaNPtHnZYZK2kKc23NwLFxHheUPraEmkmCbIXqc3mA8/s320/tumblr_ol3zrzo9o31vpk144o1_400.jpg" width="214" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="color: #2b00fe; font-family: arial;">Minha reação ao ver a queda no patrimônio esse mês....</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both;"><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">O mês de abril foi bem difícil para a renda variável, com quedas fortes no preço de ações e FIIs. Somente o Tesouro Direto que fechou no positivo.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Voltei para o patamar de R$ 420 mil de patrimônio, com mais de R$ 10 mil de queda em relação à março/22.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Aportei R$ 6,7 mil, um pouco afetado por um gasto extraordinário que tive em abril e que vai se repetir em maio.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3HDHmZklPEqJW9z8-uh38_ThRYcfVPD9RCTikQR0EzXmoBB1WIh1RSshn7xVF42ZC_Iiehlt7sgrXCQriUM5nN8-NYrM3tRASmyUR5MUMkKD1xqBwcQIohJPfKMsbYN-xxhyJ9_ZjIL7GH3Whffu4LCK-DWHjLHAG7DSNQ3MGCW5w-AcL9CinhKo/s1541/foto01.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="871" data-original-width="1541" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3HDHmZklPEqJW9z8-uh38_ThRYcfVPD9RCTikQR0EzXmoBB1WIh1RSshn7xVF42ZC_Iiehlt7sgrXCQriUM5nN8-NYrM3tRASmyUR5MUMkKD1xqBwcQIohJPfKMsbYN-xxhyJ9_ZjIL7GH3Whffu4LCK-DWHjLHAG7DSNQ3MGCW5w-AcL9CinhKo/s16000/foto01.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2022</span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgIvK1OD746HKWseeZL_onahIMP3eq8L0XVoiayPtyXNTHqrBtVKI37NcFMCM8fONwiQSibycPvagM8Usi46WT9qFrrcpYWcWXGQYHY31oJHP7dr2UqeYpXyMtBxdHEc--xhDdyftzMReZzlkBkkRPSt-2Ps2vOy2399yqUbdKwAf3ckMfFkNuD7FM/s1542/foto02.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="870" data-original-width="1542" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgIvK1OD746HKWseeZL_onahIMP3eq8L0XVoiayPtyXNTHqrBtVKI37NcFMCM8fONwiQSibycPvagM8Usi46WT9qFrrcpYWcWXGQYHY31oJHP7dr2UqeYpXyMtBxdHEc--xhDdyftzMReZzlkBkkRPSt-2Ps2vOy2399yqUbdKwAf3ckMfFkNuD7FM/s16000/foto02.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado até 2022</span></div><br /><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">No mês, recebi cerca de R$ 1,7 mil de proventos, superando o valor recebido em março/21, impactado por um novo ativo (fundo de investimento em infraestrutura (FI-Infra)) e um extra com aluguel de ações.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Ultrapassei a marca de R$ 1 mil em proventos de FIIs, um recorde histórico na minha carteira. Aportei </span><span style="font-family: arial;">mais em FIIs esse mês, além do FI-Infra.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Com a queda dos preços, consegui um dividend yield de 5,36% na minha carteira, considerando os últimos 12 meses. Com o aumento constante dos rendimentos, estou próximo de R$ 1,9 mil de média de proventos mensais, também considerando os últimos 12 meses.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Minha carteira fechou novamente com 89% em renda variável, sendo 57% em ações e 32% em FIIs. O restante está em Tesouro Direto e Fundos.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiiOjwZ8F3FvW-icE4qShBBpYoytXRevhX4oKF-p_HUQqnJlH4_vh72FNJ332U5INqrnLzZii5_g3IIfzRIU7aySqW_nnNxaz9X6A4XwkTXw98LX72731EswXqcDaGveyQI4D4JAMAAL-nPyDBVWXPVmtRFA9B6RcMoPWfz_2V8djpFZBjS3rqFMcI/s1541/foto03.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="846" data-original-width="1541" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiiOjwZ8F3FvW-icE4qShBBpYoytXRevhX4oKF-p_HUQqnJlH4_vh72FNJ332U5INqrnLzZii5_g3IIfzRIU7aySqW_nnNxaz9X6A4XwkTXw98LX72731EswXqcDaGveyQI4D4JAMAAL-nPyDBVWXPVmtRFA9B6RcMoPWfz_2V8djpFZBjS3rqFMcI/s16000/foto03.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão geral dos proventos recebidos até 2022</span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZ1r0-yY0WH3Dx3u22nWY7Ejk4iUi6UUszhTHkzn86GIpC8nsplUab5z2t8AMAG1HiEEc8KioQY_5zu4KNqEtbF0qr9ZEW0ck-XdHAwS2z2FABlBOU-OLzH1mdrDVoUxPBOp5IIFNR0tQWf_Dl2-vZ9o2wgKCXIPyZZHJ9H2a59UIFQ3BmFu9z4zM/s1084/foto04.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="739" data-original-width="1084" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZ1r0-yY0WH3Dx3u22nWY7Ejk4iUi6UUszhTHkzn86GIpC8nsplUab5z2t8AMAG1HiEEc8KioQY_5zu4KNqEtbF0qr9ZEW0ck-XdHAwS2z2FABlBOU-OLzH1mdrDVoUxPBOp5IIFNR0tQWf_Dl2-vZ9o2wgKCXIPyZZHJ9H2a59UIFQ3BmFu9z4zM/s16000/foto04.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão atual do meu patrimônio por categoria</span></div><div class="separator" style="clear: both;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Fiquei um pouco abaixo dos 30% de FIIs de papel, e o maior setor continua em Logística.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Em ações, mesmo sem fazer novos aportes no setor elétrico, vem caindo menos que o restante e permanece com maior participação.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9qBfASGNwvrg5c0mRSXXTxacNAQwCgy-ZhPCuMDvTWB9biIituODwHm6sJz6US4Ii1UAcKCB-DXqX7rUPYroducAFmw_8sCocklZSVFKdxSNoL3DS05wsrIs0nqCdvPQqI6-Wv3Bhx0UL7DFqUOHUAeO_i4kSbpeqvtF69aP7c_UlpmFkbKuvN7Q/s697/foto05.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="506" data-original-width="697" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9qBfASGNwvrg5c0mRSXXTxacNAQwCgy-ZhPCuMDvTWB9biIituODwHm6sJz6US4Ii1UAcKCB-DXqX7rUPYroducAFmw_8sCocklZSVFKdxSNoL3DS05wsrIs0nqCdvPQqI6-Wv3Bhx0UL7DFqUOHUAeO_i4kSbpeqvtF69aP7c_UlpmFkbKuvN7Q/s16000/foto05.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Divisão da minha carteira de FIIs por tipo</span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhGXDo46cyqq7L8UPy2NT9mDFGlg4Jk9WK5mdc_HH7JMbnTj5Qgiero8XKs_wSj68HsPgZ7ofUgKUVQn4hxhDSmuhr3PBkH0SvM9rB25eCmvNRn6LbPFD5SVOxtlj_cznXSq4PCdxvq8WXUbp0AjnEZ5yvG9Ct5AS342qIvvMRkufHB9v2Lmwgtmug/s997/foto06.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="621" data-original-width="997" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhGXDo46cyqq7L8UPy2NT9mDFGlg4Jk9WK5mdc_HH7JMbnTj5Qgiero8XKs_wSj68HsPgZ7ofUgKUVQn4hxhDSmuhr3PBkH0SvM9rB25eCmvNRn6LbPFD5SVOxtlj_cznXSq4PCdxvq8WXUbp0AjnEZ5yvG9Ct5AS342qIvvMRkufHB9v2Lmwgtmug/s16000/foto06.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Divisão da minha carteira de FIIs por setor</span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiel_xGYHtD_HV1HRTLrCOlJoX3fvyYirrRvkzuyR-8b2R7PDdQ2sLGe0G_eiUsfXxEx5JiWWt-hD05SakiVjHKPpCHV_Zwxsoog1JXpBEiY-AEfc6OE6G-fuO5yRNcHrv1JgArhIE9ocJQVC3Oz9_A0r3K5m_EF53KBON8ZvYXYYCOHmWq1ce_V1c/s1004/foto07.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="560" data-original-width="1004" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiel_xGYHtD_HV1HRTLrCOlJoX3fvyYirrRvkzuyR-8b2R7PDdQ2sLGe0G_eiUsfXxEx5JiWWt-hD05SakiVjHKPpCHV_Zwxsoog1JXpBEiY-AEfc6OE6G-fuO5yRNcHrv1JgArhIE9ocJQVC3Oz9_A0r3K5m_EF53KBON8ZvYXYYCOHmWq1ce_V1c/s16000/foto07.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da minha carteira de ações por setor</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação</span></b></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Ainda não terminei o curso on-line sobre projetos, devido ao ritmo intenso de trabalho.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div></div></span></div></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;">Continuo trabalhando bastante, com 12 horas praticamente todos os dias e cobrança forte dos gerentes por resultados no projeto.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><span style="font-family: "Times New Roman";"><span style="font-family: arial;"><span face=""><span style="font-family: arial;"><div style="font-family: "Times New Roman";"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></span></span></span></span><div><span style="font-family: arial;"><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span face=""></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Fiz poucas caminhadas esse mês, e ainda estou ajudando com a cirurgia que comentei mês passado.</span></div></span></span></span></span></span></span></span></div></div></div></div></div></div></div></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Leituras</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both; font-family: arial;"><span><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Continuo a leitura do livro do Peter Lynch.</span></div></span></span></span></span></span></span></div></div></div></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both; font-family: arial;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span style="font-family: arial;"><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Queda na patrimônio e muito trabalho esse mês, mas com bom fluxo de proventos.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sucesso,</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Abraço</span></div></span></span></span></span></span></span></div></div></div></div></div></div></div></div></div></div></div></div><span face=""><br /></span></span></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com8tag:blogger.com,1999:blog-2788623336830893103.post-13592520853486488772022-04-09T12:42:00.007-07:002022-04-09T12:46:36.335-07:00Fechamento - Março/2022 - R$ 438 290,26 (+8,80% ou +R$ 35 458,09)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Março/2022.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;">Com base nos comentários dos amigos dos blogs de finanças <a href="https://magoeconomista.blogspot.com/" target="_blank">Mago Economista</a> e <a href="https://netofinancistadovelhobarreiro.blogspot.com/" target="_blank">Neto Financista</a>, vou ajustar o tamanho das imagens no post. Escrevam nos comentários se melhorou.<br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBMnLY_G9_Eu1XgkLDEG1kWTNIH5dYOFukulJq1LqDaeUJ5Q4uaoQU_ntL9pWNZH_Se_EOBjHFMHDwWWK8heB7Wc5c32KTKGkB26QWz-b0rFmu29MU8pIOeUk8RTFA01vbBywY0QZ28atj7cQJ9jbsiJj8v5IZxqJ6NbYu02aWegJfTlHl24K-NFI/s1433/cash.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1123" data-original-width="1433" height="313" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBMnLY_G9_Eu1XgkLDEG1kWTNIH5dYOFukulJq1LqDaeUJ5Q4uaoQU_ntL9pWNZH_Se_EOBjHFMHDwWWK8heB7Wc5c32KTKGkB26QWz-b0rFmu29MU8pIOeUk8RTFA01vbBywY0QZ28atj7cQJ9jbsiJj8v5IZxqJ6NbYu02aWegJfTlHl24K-NFI/w400-h313/cash.jpeg" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Eu mantendo o foco no que importa, ao fechar o resultado do mês e seguir trabalhando e aportando....</span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">No mês de março, o valor das ações subiu bastante, Tesouro Direto aumentou um pouco e FIIs andaram de lado.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Ultrapassei o valor de R$ 430 mil em patrimônio, atingindo um novo recorde, com mais de R$ 35 mil de aumento em relação à fevereiro. Aportei pouco mais de R$ 8 mil no mês, sempre reinvestindo o proventos recebidos.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhiMHQ_DDdrOtYt5Ee0jlQgVbU1mhgJ0xTkpmY7BPNiBUzDXWJFHUmHOQ5Q1k7wEhfWpAc9Bb9eJFF-QXcskbKaB4jWRfbD6ylZodM2rW5lPeZmpF3xMxFKJuCKOsVhc7Av1ZbQiVs5FXBPKpp3x-7Us_7Ya-zybZC75q_klVT5izmh3S5FbxIAH-w/s1541/zPatrimonio01.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="874" data-original-width="1541" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhiMHQ_DDdrOtYt5Ee0jlQgVbU1mhgJ0xTkpmY7BPNiBUzDXWJFHUmHOQ5Q1k7wEhfWpAc9Bb9eJFF-QXcskbKaB4jWRfbD6ylZodM2rW5lPeZmpF3xMxFKJuCKOsVhc7Av1ZbQiVs5FXBPKpp3x-7Us_7Ya-zybZC75q_klVT5izmh3S5FbxIAH-w/s16000/zPatrimonio01.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado de 2022</span></div><div class="separator" style="clear: both;"><br /></div><br /><div class="separator" style="clear: both;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitJjsQJkrSNKauXxrFHUXNPNGh25bo1j_MDMu-TTNO4pHkyezliQIjvDho0rGkd6LI_3p2ztff-AVu65_L1USl-9lXiXwM_i5jmfOq1NQs7y96BfKawpeyDaNKT0JA8p1NRaVR4nPeDp69IFyBD6Ar3cVaENPYtfEvwJinWlpo5GqnYMOPqGVPBAA/s1541/zPatrimonio02.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="866" data-original-width="1541" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEitJjsQJkrSNKauXxrFHUXNPNGh25bo1j_MDMu-TTNO4pHkyezliQIjvDho0rGkd6LI_3p2ztff-AVu65_L1USl-9lXiXwM_i5jmfOq1NQs7y96BfKawpeyDaNKT0JA8p1NRaVR4nPeDp69IFyBD6Ar3cVaENPYtfEvwJinWlpo5GqnYMOPqGVPBAA/s16000/zPatrimonio02.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado até 2022</span><br /><div class="separator" style="clear: both;"><br /></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">No mês, recebi cerca de R$ 1,6 mil de proventos, superando o valor recebido em março/21. Alcancei R$ 988 em proventos de FIIs, cada vez mais próximo da marca de R$ 1 mil. Aportei </span><span style="font-family: arial;">mais em ações esse mês, mas comprei também FIIs e Tesouro Direto, aplicando em ativos que já tinha na carteira.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Minha carteira fechou com 89% em renda variável, sendo 60% em ações e 29% em FIIs.</span></div><div class="separator" style="clear: both; text-align: left;"><br /></div></div><br /><div class="separator" style="clear: both;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEieG9hgcQbB0eaqcqJ5WHx9C1ViicNk_l7QdGXCLDvxXmgFfI-Gld0yClK5jGnAdJTLfvE_qo28-Fj4vKOBvECfTxK4vfPTDrlhBQv5sYjEh0QzFfxdQm1xC5__5xj0RQd9DY_aN8vmjCxFZ77KUQWVQmKXN7Mdn5lSBVUFIso4205xpZxDN-aAd_0/s1542/zPatrimonio03.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="839" data-original-width="1542" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEieG9hgcQbB0eaqcqJ5WHx9C1ViicNk_l7QdGXCLDvxXmgFfI-Gld0yClK5jGnAdJTLfvE_qo28-Fj4vKOBvECfTxK4vfPTDrlhBQv5sYjEh0QzFfxdQm1xC5__5xj0RQd9DY_aN8vmjCxFZ77KUQWVQmKXN7Mdn5lSBVUFIso4205xpZxDN-aAd_0/s16000/zPatrimonio03.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Visão geral dos proventos recebidos até 2022</span></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4KR_xYTFsSJpDv7uPZt4-FB1s_5NHpnHEo4QzWpDTzoXcoJC-ayJwldDivajuC7lgDweEQbMiJ2KX892ZFXgmRr0Sx1yzhslgnUVEZaxUhKNxUHynmqZs6vRWvmYK74ObKRH8v_DYELJMExtbxnkql_zCNEPZfoKwbLhuczmaWfh1GIMH9BgvKc4/s1186/zPatrimonio04.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="743" data-original-width="1186" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4KR_xYTFsSJpDv7uPZt4-FB1s_5NHpnHEo4QzWpDTzoXcoJC-ayJwldDivajuC7lgDweEQbMiJ2KX892ZFXgmRr0Sx1yzhslgnUVEZaxUhKNxUHynmqZs6vRWvmYK74ObKRH8v_DYELJMExtbxnkql_zCNEPZfoKwbLhuczmaWfh1GIMH9BgvKc4/s16000/zPatrimonio04.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão atual do meu patrimônio por categoria</span></div><div class="separator" style="clear: both;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial; text-align: left;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Ainda estou abaixo dos 30% do patrimônio de FIIs em fundos de papel. Por setores, a maior participação é em fundos de logística, com 18%.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Nas ações, o setor elétrico ainda representa 36%. Os setores com maior participação são bancos e seguros, com 16% cada. </span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmNex5u6xnkM6VubZASVkZq_5LZrDpGkViTTzz8B-JDAHLfr4pVzEiGMFcNcAunSlcR7ysepys9x7lMUUWnHZgPIhk7mlQb45Sh1gQVvHaLNngHQ9EvbfL3llUpY7qnBzD2HtnaksS3buWblfCRZwhHY6TVKYuLnb56sK-aiAfVnQSLO3P8XFhCEM/s784/zSetores01.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="602" data-original-width="784" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmNex5u6xnkM6VubZASVkZq_5LZrDpGkViTTzz8B-JDAHLfr4pVzEiGMFcNcAunSlcR7ysepys9x7lMUUWnHZgPIhk7mlQb45Sh1gQVvHaLNngHQ9EvbfL3llUpY7qnBzD2HtnaksS3buWblfCRZwhHY6TVKYuLnb56sK-aiAfVnQSLO3P8XFhCEM/s16000/zSetores01.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da minha carteira de FIIs por tipo</span></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLG5PPPWaAdZH2UFG4Ehb9QaA1MAga_Ao-o8dowl56nUeRXCMMbfXMOFcXaKsXUBnl3CgJ5Sv5I-k8bnaswf421CD6W8UmaZGw8QlE9ngS4qztFj6cxsMh4SsX8uKY4GBLG6hb50FP9fJX7xAHwjY36YBq6DiPbbjCDSB5aYBvoKhuSK8tMCXRcnI/s1002/zSetores02.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="629" data-original-width="1002" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLG5PPPWaAdZH2UFG4Ehb9QaA1MAga_Ao-o8dowl56nUeRXCMMbfXMOFcXaKsXUBnl3CgJ5Sv5I-k8bnaswf421CD6W8UmaZGw8QlE9ngS4qztFj6cxsMh4SsX8uKY4GBLG6hb50FP9fJX7xAHwjY36YBq6DiPbbjCDSB5aYBvoKhuSK8tMCXRcnI/s16000/zSetores02.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da minha carteira de FIIs por setor</span></div><div class="separator" style="clear: both;"><br /></div><br /><div class="separator" style="clear: both;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNv8gwjCWs7hZ0Wz972fORXcIs0GnkdI_nptMlzOgUpk6cfJMcUueYS2di10wjkxiXILKWADjJBc70Pwr3TJzSY61Av80CQBxmB80GB44krm2J2X8Ju_cYZVPEBE-S-gwUD-x02KMXwQYPfA3V7UoxtSwWnZyH6WR2ZeIa32L5js9e-oo2fAPs3eU/s1002/zSetores03.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="570" data-original-width="1002" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNv8gwjCWs7hZ0Wz972fORXcIs0GnkdI_nptMlzOgUpk6cfJMcUueYS2di10wjkxiXILKWADjJBc70Pwr3TJzSY61Av80CQBxmB80GB44krm2J2X8Ju_cYZVPEBE-S-gwUD-x02KMXwQYPfA3V7UoxtSwWnZyH6WR2ZeIa32L5js9e-oo2fAPs3eU/s16000/zSetores03.JPG" /></a></div><div class="separator" style="clear: both;"><span style="color: #2b00fe; font-family: arial;">Divisão da minha carteira de ações por setor</span></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação</span></b></div></div></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Estou finalizando o curso on-line sobre projetos, e no mês de abril devo fazer a avaliação final.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Vida Profissional</span></b></div></div></div><div class="separator" style="clear: both;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Trabalhei bastante no mês, com 12 horas por dia várias vezes na semana. Tive a oportunidade de participar de uma sessão de mentoria em outro idioma.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Por causa das mudanças no projeto, agora estou em um cargo de liderança, o que está me desafiando bastante.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: "Times New Roman";"><span style="font-family: arial;"><span face=""><span style="font-family: arial;"><div style="font-family: "Times New Roman";"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></span></span></span></span><div><span style="font-family: arial;"><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span face=""></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sigo com as caminhadas algumas vezes na semana. Uma pessoa que conheço vai precisar fazer uma pequena cirurgia, e vou ajudar a pagar o tratamento. Não vai afetar o meu patrimônio, mas vai reduzir minha capacidade de aporte em abril.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Leituras</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both; font-family: arial;"><span><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sigo com a leitura do livro do Peter Lynch, e estou gostando muito.</span></div></span></span></span></span></span></span></div></div></div></div></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span style="font-family: arial;"><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Aumento de patrimônio no mês e bons resultados financeiros, com muito trabalho e sem grandes surpresas. Um quarto do ano já foi.</span></div><div class="separator" style="clear: both;">Nesse período do ano, em que temos que prestar contas ao nosso sócio (o governo), enquanto preencho a declaração de imposto de renda, só lembro da música "Taxman" dos Beatles.</div></span></span></span></span></span></span></div></div></div></span></div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;">Sucesso,</span></div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;">Abraço</span></div></div></span></div></div></div></div></div><br /><br /><iframe frameborder="0" height="270" src="https://youtube.com/embed/ImOIrc9cFoQ" width="480"></iframe><div><br /></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com13tag:blogger.com,1999:blog-2788623336830893103.post-50858240785551823562022-03-05T13:54:00.004-08:002022-04-09T05:53:36.111-07:00Fechamento - Fevereiro/2022 - R$ 402 832,17 (-0,89% ou -R$ 3 632,45)<p> <span style="font-family: arial;">Olá amigos,</span></p><span style="font-family: arial;"><span face=""><br /></span><span face="">Vamos para o fechamento de Fevereiro/2022.</span></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;">Aproveitando um comentário do mestre <a href="http://caminhandoepoupando.blogspot.com/" target="_blank">Caminhando e Poupando</a> no último mês, resolvi alterar os gráficos e tabelas que utilizo para mostrar o meu resultado mensal aqui no blog. Mudei também a cara do blog.</span></div><div><span style="font-family: arial;">Deixem nos comentários depois a opinião de vocês.<br /></span><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><span style="font-family: arial;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEjQjuM9UrGUBWNHwDvAAiQQwIIEQatbd0jVbCt80eLQTrFs-xP8ae0JXrOlQRC_x62dSYxo9bt5SQ4Msxsxs7dzIVIo0L9uNZ_UaQlvIOVzd7rbm4qeGULySR4BVssGz-QyJl_8IDuCW16CBihhp67WcJgoUC8xrgu5Ohn17IzNCCa1styrdO0pDbo=s1024" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="767" data-original-width="1024" height="240" src="https://blogger.googleusercontent.com/img/a/AVvXsEjQjuM9UrGUBWNHwDvAAiQQwIIEQatbd0jVbCt80eLQTrFs-xP8ae0JXrOlQRC_x62dSYxo9bt5SQ4Msxsxs7dzIVIo0L9uNZ_UaQlvIOVzd7rbm4qeGULySR4BVssGz-QyJl_8IDuCW16CBihhp67WcJgoUC8xrgu5Ohn17IzNCCa1styrdO0pDbo=s320" width="320" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Minha reação ao ver o resultado desse mês que, mesmo aportando, fechou no negativo</span></div><div class="separator" style="clear: both; text-align: center;"><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;"><br /></span></b></div><div style="text-align: left;"><b><span style="font-family: arial;">Finanças</span></b></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Em fevereiro, Tesouro Direto subiu um pouco, enquanto Ações, FIIs e ETF caíram bem. Com a questão da guerra entre Rússia e Ucrânia, renda variável oscilou bastante.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><span style="font-family: arial;">Ainda assim, me mantive acima de R$ 400 mil de patrimônio. Consegui aportar quase R$ 7 mil esse mês, sempre reinvestindo os proventos do mês anterior.</span></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEjVrSN8cTLqTy4KfQdS7dX-EI3NGIMj4nPaOQfiqj7OaY6z8UKuj-FixzgCUaD2bgdZywGUpv-yy7x8gVfFp62Dl_Bamn_cwY41JdSxDnBXFMad85mmJSiplqP_x8EYnVOSv05jOlOYQFQJSw62fwIyTh1ZJUssQzy7dMAyKQXYxTg6fw8FNzpNzlk=s1453" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="822" data-original-width="1453" height="226" src="https://blogger.googleusercontent.com/img/a/AVvXsEjVrSN8cTLqTy4KfQdS7dX-EI3NGIMj4nPaOQfiqj7OaY6z8UKuj-FixzgCUaD2bgdZywGUpv-yy7x8gVfFp62Dl_Bamn_cwY41JdSxDnBXFMad85mmJSiplqP_x8EYnVOSv05jOlOYQFQJSw62fwIyTh1ZJUssQzy7dMAyKQXYxTg6fw8FNzpNzlk=w400-h226" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão mensal do resultado consolidado de 2022</span></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEjdLVztIWhC20ck-5cMY64d-0d2xLaZG90PcGAPLZp2sCURfR_NtjfRzE2miie7w5NS7_P4zQS2B2yXFSyfwK778f3uBQLsPRGEKq600rSgGrNoMKO_rVnTxiomItS5SawjiU293u70uL_q00vzFtMOS9cIH-sZIbE_joQSIluwsLxdaFa2jCiHo8I=s1451" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="819" data-original-width="1451" height="226" src="https://blogger.googleusercontent.com/img/a/AVvXsEjdLVztIWhC20ck-5cMY64d-0d2xLaZG90PcGAPLZp2sCURfR_NtjfRzE2miie7w5NS7_P4zQS2B2yXFSyfwK778f3uBQLsPRGEKq600rSgGrNoMKO_rVnTxiomItS5SawjiU293u70uL_q00vzFtMOS9cIH-sZIbE_joQSIluwsLxdaFa2jCiHo8I=w400-h226" width="400" /></a></div><span style="color: #2b00fe; font-family: arial;">Visão anual do resultado consolidado até 2022</span><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Recebi pouco mais de R$ 1,9 mil de proventos no mês, inclusive juros semestrais do tesouro direto, sendo quase o dobro do que recebi em fevereiro/2021. Os proventos recebidos de FIIs vem aumentando todos os meses, e devem chegar nos R$ 1 mil em breve. </span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Aproveitei as quedas recentes, e aportei em todas as categorias de ativos. Comprei mais algumas cotas de FIIs, do ETF de criptomoedas, além de ações e Tesouro Direto, mas não comprei nenhuma ativo novo. Quero chegar a 30% da certeira de FIIs em fundos de papel (hoje estou em 27%), além de reduzir minha exposição a ações do setor elétrico (hoje estou em 36%).</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEjLo0gT3hnF0DqsldeSrl2pQ-C1k3lPT5-8QH5MtP4Jo9rTo_OEx91noAuaYh1pp9rAT9-iKnelGAtyIEsj3p98WZ_5Yt1fiTZOahD4sAkToxko0KSJrZPGeUch-39zwPtlEVB2ufwR9y8tp2LSXr6jxf-wWvqXB5ULnGZkL-sEq9_YAFhHNLYzn9g=s1453" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="790" data-original-width="1453" height="174" src="https://blogger.googleusercontent.com/img/a/AVvXsEjLo0gT3hnF0DqsldeSrl2pQ-C1k3lPT5-8QH5MtP4Jo9rTo_OEx91noAuaYh1pp9rAT9-iKnelGAtyIEsj3p98WZ_5Yt1fiTZOahD4sAkToxko0KSJrZPGeUch-39zwPtlEVB2ufwR9y8tp2LSXr6jxf-wWvqXB5ULnGZkL-sEq9_YAFhHNLYzn9g=s320" width="320" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Visão geral dos proventos recebidos até 2022</span></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgJ1JFa85APzY8kxuuVZ21aeKHMAygeDxCPNr9KPe7qBFWChGxEwPSlzhUkFOGDaJo8VJCk-nPih1RSVYfQjPPR6ISj9jrWjNXp4W2KisUXRjd75AKqiHxT2xAeYWCikrCfpnD262LLbQvAcaE375dpZu50gZ7RmgQNDSmt9a-sKASEMcf0DC6Qs-k=s1095" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="740" data-original-width="1095" height="270" src="https://blogger.googleusercontent.com/img/a/AVvXsEgJ1JFa85APzY8kxuuVZ21aeKHMAygeDxCPNr9KPe7qBFWChGxEwPSlzhUkFOGDaJo8VJCk-nPih1RSVYfQjPPR6ISj9jrWjNXp4W2KisUXRjd75AKqiHxT2xAeYWCikrCfpnD262LLbQvAcaE375dpZu50gZ7RmgQNDSmt9a-sKASEMcf0DC6Qs-k=w400-h270" width="400" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="color: #2b00fe; font-family: arial;">Divisão atual do meu patrimônio por categoria</span></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;">Estou interessado em Fundos de Infraestrutura (FI-INFRA), e penso em adicionar um ativo desse na minha carteira. Gostei bastante da proposta, dos relatórios gerenciais e dos proventos serem mensais e isentos de imposto.</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; font-family: arial; text-align: center;"><div class="separator" style="clear: both; font-family: "Times New Roman"; text-align: left;"><b><span style="font-family: arial;">Educação</span></b></div></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Continuo com o curso on-line sobre projetos, estou quase terminando.</span></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Vida Profissional</span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div></span></div></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;">Algumas mudanças no projeto, com pessoas saindo da empresa ou sendo alocadas em outros clientes. Por conta de já ser um profissional sênior e ter concluídos minhas entregas com excelência, já virei uma referência para a equipe e iniciei algumas atividades como mentor. Conversei com meu gerente, e em breve devo passar a atuar como líder do time.</span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both;"><span style="font-family: arial;"><br /></span></div></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: "Times New Roman";"><span style="font-family: arial;"><span face=""><span style="font-family: arial;"><div style="font-family: "Times New Roman";"><b><span style="font-family: arial;">Saúde e Vida Pessoal</span></b></div></span></span></span></span><div><span style="font-family: arial;"><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><span style="font-family: "Times New Roman";"><span face=""></span></span></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Dei uma reduzida nas caminhadas, mas devo retomar em março.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><br /></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Leituras</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both; font-family: arial;"><span><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Continuo com leitura de livros e revistas.</span></div></span></span></span></span></span></span></div></div></div></div></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><span style="font-family: "Times New Roman";"><span><span face=""><span><span face=""><span style="font-family: arial;"><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;">Conclusão</span></b></div></span></span></span></span></span></span></span><div class="separator" style="clear: both; font-family: arial;"><span><span><span face=""><span style="font-family: "Times New Roman";"><span style="font-family: arial;"></span></span></span></span></span><div class="separator" style="clear: both;"><span><span><span face=""><span><span face=""><span style="font-family: arial;"><div class="separator" style="clear: both; font-family: "Times New Roman";"><b><span style="font-family: arial;"><br /></span></b></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Mês de queda no patrimônio e só informação negativa nos noticiários. Apesar disso, tive crescimento de proventos, e as outras áreas da vida seguem caminhando. O importante é não parar de pedalar, para a bicicleta não cair, como diria o Tio Rico.</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Sucesso,</span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;"><br /></span></div><div class="separator" style="clear: both; font-family: "Times New Roman";"><span style="font-family: arial;">Abraço </span></div></span></span></span></span></span></span></div></div></div></div></div></div>João Dinheirohttp://www.blogger.com/profile/01472028519875530743noreply@blogger.com15